Apple Credit Card
Discussion
p1stonhead said:
Are the interest rates better than other credit cards? If not, what’s the point of it?
It’s just a Goldman Sachs credit card isn’t it? Like an Amazon credit card or any other store card?
Not sure about the interest rates but I would use it as a charge card i.e. pay off every month.It’s just a Goldman Sachs credit card isn’t it? Like an Amazon credit card or any other store card?
More interested in the benefits which i think on the Mastercard is 1% cashback... would be sector leading
I haven't seen any confirmation of a UK launch date yet
Having seen the website only, nothing in real life yet
The integration with the app is quite swish, but nothing earth shattering
A titanium physical card with no numbers etc. is novel and will appeal to some
The cash back is generous - 2% on purchases using apple pay, 1% on non apply pay transactions and 3% on purchases from apple. Whether that holds good on the UK variant remains to be seen.
Amex Platinum is 1% and then 1.25% on spend > £10,001 in the year. There is a bit more for a few months for new accounts
But the combination of Apple, Goldman Sachs and Mastercard is an anti-globalists nightmare isn't it?!
Having seen the website only, nothing in real life yet
The integration with the app is quite swish, but nothing earth shattering
A titanium physical card with no numbers etc. is novel and will appeal to some
The cash back is generous - 2% on purchases using apple pay, 1% on non apply pay transactions and 3% on purchases from apple. Whether that holds good on the UK variant remains to be seen.
Amex Platinum is 1% and then 1.25% on spend > £10,001 in the year. There is a bit more for a few months for new accounts
But the combination of Apple, Goldman Sachs and Mastercard is an anti-globalists nightmare isn't it?!
some of the websites I’ve read have suggested ‘fall’ for a UK launch, but not holding my breath.
not got any need for another credit card, but would potentially be interested if the cash back and the ‘no international fees’ are offered in the UK.
but from some of the other posts i’ve read on the apple card, they seem to think we will not get as generous cashback offerings. as the current merchant fees are already too small to offer this. but i’ll wait and see
not got any need for another credit card, but would potentially be interested if the cash back and the ‘no international fees’ are offered in the UK.
but from some of the other posts i’ve read on the apple card, they seem to think we will not get as generous cashback offerings. as the current merchant fees are already too small to offer this. but i’ll wait and see
R33FAL said:
p1stonhead said:
Are the interest rates better than other credit cards? If not, what’s the point of it?
It’s just a Goldman Sachs credit card isn’t it? Like an Amazon credit card or any other store card?
Not sure about the interest rates but I would use it as a charge card i.e. pay off every month.It’s just a Goldman Sachs credit card isn’t it? Like an Amazon credit card or any other store card?
More interested in the benefits which i think on the Mastercard is 1% cashback... would be sector leading
In the UK it’s now limited, which is why theses sort of 1% cash back no fee cards have faded away.
You can use Apple Pay through contactless on your mobile up to 500 quid now, so I don’t actually ever really use a card itself anymore...
https://www.bbc.co.uk/news/technology-49435687
"Apple Card can be damaged by wallets and jeans"
The titanium Apple Card can be damaged and discoloured by -
Denim
Leather
Being next to other cards.
"Apple Card can be damaged by wallets and jeans"
The titanium Apple Card can be damaged and discoloured by -
Denim
Leather
Being next to other cards.
ajprice said:
https://www.bbc.co.uk/news/technology-49435687
"Apple Card can be damaged by wallets and jeans"
The titanium Apple Card can be damaged and discoloured by -
Denim
Leather
Being next to other cards.
There will be a fix on Card OS 2."Apple Card can be damaged by wallets and jeans"
The titanium Apple Card can be damaged and discoloured by -
Denim
Leather
Being next to other cards.
An american guy was waving one of these round the pub the other day. Apart from having no numbers on it. It looks and works like any other card. He paid his bill with it.
Amex and capital one Venture in america do metal cards so its not new and innovative. Its just preying on the apple fanboys.
Amex and capital one Venture in america do metal cards so its not new and innovative. Its just preying on the apple fanboys.
ajprice said:
https://www.bbc.co.uk/news/technology-49435687
"Apple Card can be damaged by wallets and jeans"
The titanium Apple Card can be damaged and discoloured by -
Denim
Leather
Being next to other cards.
It’s a bank card?! Who cares what it looks like. Does anyone care what their debit card looks like?"Apple Card can be damaged by wallets and jeans"
The titanium Apple Card can be damaged and discoloured by -
Denim
Leather
Being next to other cards.
p1stonhead said:
Condi said:
Without numbers how are you supposed to use it for buying stuff online or when the insurance lady asks for the 'long card number across the middle'?
Erm.......
Card number is on the wallet app. Still silly though. Erm.......
p1stonhead said:
Condi said:
Without numbers how are you supposed to use it for buying stuff online or when the insurance lady asks for the 'long card number across the middle'?
Erm.......
Card number is on the wallet app. Still silly though. Erm.......
Integroo said:
p1stonhead said:
Condi said:
Without numbers how are you supposed to use it for buying stuff online or when the insurance lady asks for the 'long card number across the middle'?
Erm.......
Card number is on the wallet app. Still silly though. Erm.......
Shouting at the phone while reading the number off the screen... FIVE. SEVEN. TWO. SEVEN... OH THE THREE DIGITS OFF THE BACK? FOUR TWO ONE
sherman said:
An american guy was waving one of these round the pub the other day. Apart from having no numbers on it. It looks and works like any other card. He paid his bill with it.
Amex and capital one Venture in america do metal cards so its not new and innovative. Its just preying on the apple fanboys.
My UK platinum Amex is metalAmex and capital one Venture in america do metal cards so its not new and innovative. Its just preying on the apple fanboys.
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