House insurance - broker recommendations?

House insurance - broker recommendations?

Author
Discussion

fyfe

Original Poster:

195 posts

145 months

Friday 3rd July 2020
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Hi PH,

I'm looking to get my house re-insured and could do with some recommendations on a decent broker or provider. Our regular insurer isn't keen as we made a claim for water damage earlier this year where a neighbour (adjoining property) had a leaky pipe that caused damage into our property - new flooring etc added up to a tidy sum. Whilst the pipe was fixed, the insurer is saying that no preventative measures were introduced to prevent it happening again (although I'm not exactly sure what they would consider preventative here) and so they wouldn't want to insure. My cars are insured via Locktons so I will be giving them a bell but I would appreciate any pointers to other brokers or similar who could help find something suitable.

Thanks

Glosphil

4,352 posts

234 months

Friday 3rd July 2020
quotequote all
If you are in the IAM try their insurance broker. We had a flood that resulted in a £10K+ claim & there was no increase in premium.

heisthegaffer

3,384 posts

198 months

Monday 6th July 2020
quotequote all
fyfe said:
Hi PH,

I'm looking to get my house re-insured and could do with some recommendations on a decent broker or provider. Our regular insurer isn't keen as we made a claim for water damage earlier this year where a neighbour (adjoining property) had a leaky pipe that caused damage into our property - new flooring etc added up to a tidy sum. Whilst the pipe was fixed, the insurer is saying that no preventative measures were introduced to prevent it happening again (although I'm not exactly sure what they would consider preventative here) and so they wouldn't want to insure. My cars are insured via Locktons so I will be giving them a bell but I would appreciate any pointers to other brokers or similar who could help find something suitable.

Thanks
That sounds ridiculous, you cannot possibly Risk Manage your neighbour's property. Was it a well known, reputable Insurer or someone a bit Leftfield?