Your questions answered Vol 2 - IM Private Clients
Discussion
SimonTheSailor said:
superlightr said:
it should show up in your dashboard as Cash when its processed. Not sure how long that will take but certainly a few days.
Ok cheers, I thought with a direct bank transfer the money appears in a few minutes ? Oh well, I'll just have to wait and see....Relatively new to this thread.
Should I/why should I put my investment through IM?
I have money in Vanguard funds. What is the advantage in putting that money through IM?
This is a serious question and intended to be a polite question.
Should I/why should I put my investment through IM?
I have money in Vanguard funds. What is the advantage in putting that money through IM?
This is a serious question and intended to be a polite question.
Edited by The Mad Monk on Friday 21st January 17:56
The Mad Monk said:
Relatively new to this thread.
Should I/why should I put my investment through IM?
I have money in Vanguard funds. What is the advantage in putting that money through IM.
This is a serious question and intended to be a polite question.
I wouldn't. Give it to me, I'll see you reet. Should I/why should I put my investment through IM?
I have money in Vanguard funds. What is the advantage in putting that money through IM.
This is a serious question and intended to be a polite question.
Morning squad.
I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
Tony Angelino said:
Morning squad.
I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
Your partner could open and contribute to a S&S ISA with IM (or anyone else), and you could open and contribute to a cash ISA.I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
mfmman said:
Tony Angelino said:
Morning squad.
I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
Your partner could open and contribute to a S&S ISA with IM (or anyone else), and you could open and contribute to a cash ISA.I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
SimonTheSailor said:
Just transferred some cash I to IM - unclear whether it's actually there yet or how to move it into something ?
Not exactly very clear ?
Also sent an email a day or so ago regarding not being able to open a file downloaded but no response yet.
Hi Simon, Not exactly very clear ?
Also sent an email a day or so ago regarding not being able to open a file downloaded but no response yet.
My apologies that you haven't had a reply to your e-mail, I've not seen a e-mail from you on our system, please drop me a message at nik.burrows@intelligentmoney.com and I'll be happy to help.
Cheers
Nik
Tony Angelino said:
Morning squad.
I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
Hi Tony - couple of points.I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?
We don't get near the annual £20k limit on either the IM or the building society.
I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.
Thanks
1. If you want diversification of your investment then you don't necessarily need to look at another provider. You can have a single ISA with IM where the ISA is spread across multiple types of investment - IM offer a range of investments from lower to higher risk. You would only need to look at another provider if you actually want to spread your risk across multiple providers (eg if you're concerned about having too much under a single provider)
2. If you have a current year S&S ISA with IM that has not reached its annual limit you can continue to add funds up to the limit. It is still the same iSA but as mentioned at point 1 you can move portions of the total investment into different funds - the new funds don't need to be in the same fund as the existing investment.
3. It may also be possible to add additional cash into your current years cash ISA up to the limit - but this would depend on the terms of the specific cash ISA.
Down about 10pc in PHE this year , so I am on the road to hell and continuing to buy ...and buy in the hopes of eventual redemption ( or at the point my liquidity runs out and a, forced to stop and just hold. Worse maybe , I'm going full loony and getting out of some of my IM Cautious and going to use that to but my "losses" in PHE and OGG ( which are very moderate) . See you all in hell maybe one day.
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