Which new credit card?

Which new credit card?

Author
Discussion

Big Rig

Original Poster:

8,849 posts

187 months

Sunday 6th June 2021
quotequote all
My current Avios credit card ends this month, it’s a Lloyds Avios. I see on Martin Lewis’ site Amex do some good ones to continue with Avios (I have 80,000 miles now) but I’ve heard Amex isn’t widely accepted.
I was aiming to get to 120,000 Avios to get a return trip to Japan in at some point.
Anyone advice what I should do?

Carbon Sasquatch

4,635 posts

64 months

Sunday 6th June 2021
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If you're planning on travelling with someone, then the BA Amex is worth it for the companion voucher.

Simpo Two

85,363 posts

265 months

Sunday 6th June 2021
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I just want one with good old-fashioned cashback each year, not stupid 'points' for things I don't want and will probably be discontinued anyway.

Big Rig

Original Poster:

8,849 posts

187 months

Sunday 6th June 2021
quotequote all
Carbon Sasquatch said:
If you're planning on travelling with someone, then the BA Amex is worth it for the companion voucher.
No I’ll be single till the day I die all being well so the companion voucher is useless to me

Tim330

1,128 posts

212 months

Sunday 6th June 2021
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The free BA amex card is now a bit rubbish as the companion voucher can only be used for economy seats. They are increasing the fee on the paid card from £195 to £250 from September.

PF62

3,610 posts

173 months

Sunday 6th June 2021
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Big Rig said:
but I’ve heard Amex isn’t widely accepted.
Whoever told you that is talking nonsense. Sure you come across the odd place which doesn't accept it, but that is the rare occasion.

Just don't ask if they accept it as they will default to "no" and instead present it as a contactless payment on Apple Pay or the Android equivalent so they can't see what sort of card it is.

Evanivitch

20,038 posts

122 months

Sunday 6th June 2021
quotequote all
PF62 said:
Whoever told you that is talking nonsense. Sure you come across the odd place which doesn't accept it, but that is the rare occasion.

Just don't ask if they accept it as they will default to "no" and instead present it as a contactless payment on Apple Pay or the Android equivalent so they can't see what sort of card it is.
It's no nonsense in my experience, but it is getting better. Only a couple of years ago Lidl accepted AMEX. Screwfix don't.

But you can link into PayPal instead.

PF62

3,610 posts

173 months

Sunday 6th June 2021
quotequote all
Evanivitch said:
PF62 said:
Whoever told you that is talking nonsense. Sure you come across the odd place which doesn't accept it, but that is the rare occasion.

Just don't ask if they accept it as they will default to "no" and instead present it as a contactless payment on Apple Pay or the Android equivalent so they can't see what sort of card it is.
It's no nonsense in my experience, but it is getting better. Only a couple of years ago Lidl accepted AMEX. Screwfix don't.

But you can link into PayPal instead.
Sorry but it is nonsense that Amex isn't widely accepted.

Sure there is the odd place like Screwfix/B&Q but can you name any other major UK retailer who doesn't accept Amex.

Evanivitch

20,038 posts

122 months

Sunday 6th June 2021
quotequote all
PF62 said:
Evanivitch said:
PF62 said:
Whoever told you that is talking nonsense. Sure you come across the odd place which doesn't accept it, but that is the rare occasion.

Just don't ask if they accept it as they will default to "no" and instead present it as a contactless payment on Apple Pay or the Android equivalent so they can't see what sort of card it is.
It's no nonsense in my experience, but it is getting better. Only a couple of years ago Lidl accepted AMEX. Screwfix don't.

But you can link into PayPal instead.
Sorry but it is nonsense that Amex isn't widely accepted.

Sure there is the odd place like Screwfix/B&Q but can you name any other major UK retailer who doesn't accept Amex.
I don't only shop in major retailers... Plenty of small businesses that don't take it.

megaphone

10,719 posts

251 months

Monday 7th June 2021
quotequote all
Simpo Two said:
I just want one with good old-fashioned cashback each year, not stupid 'points' for things I don't want and will probably be discontinued anyway.
I use a John Lewis Card, I get a few £ worth of vouchers a year which I can spend in Waitrose, not a lot but better than nothing and better than pretty useless Airmiles. .

Shnozz

27,467 posts

271 months

Monday 7th June 2021
quotequote all
PF62 said:
Sorry but it is nonsense that Amex isn't widely accepted.

Sure there is the odd place like Screwfix/B&Q but can you name any other major UK retailer who doesn't accept Amex.
You say this but I know of someone who has only an AMEX card and its a standing joke that we usually have to cover his tab as a fair number of local places won't take the card. I have heard this straight from the staff before someone suggests its a clever ploy to avoid paying...(although we wonder if he carries only the AMEX for said reason).

funinhounslow

1,622 posts

142 months

Monday 7th June 2021
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As noted above link Apple / Android Pay to your Amex card and you can use it that way...

Captain Raymond Holt

12,230 posts

194 months

Monday 7th June 2021
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Yup.

Link it to PayPal and ta-da, that’s near enough all online purchases covered.

For in person stuff I find about 5% of my spend doesn’t go through AmEx.

There’s little need to ask if they accept it anymore, most the time the card terminal tells you as it’ll show the VISA, MasterCard and then AmEx logos.

Customer service is excellent too.

Bacon Is Proof

5,740 posts

231 months

Monday 7th June 2021
quotequote all
Evanivitch said:
PF62 said:
Evanivitch said:
PF62 said:
Whoever told you that is talking nonsense. Sure you come across the odd place which doesn't accept it, but that is the rare occasion.

Just don't ask if they accept it as they will default to "no" and instead present it as a contactless payment on Apple Pay or the Android equivalent so they can't see what sort of card it is.
It's no nonsense in my experience, but it is getting better. Only a couple of years ago Lidl accepted AMEX. Screwfix don't.

But you can link into PayPal instead.
Sorry but it is nonsense that Amex isn't widely accepted.

Sure there is the odd place like Screwfix/B&Q but can you name any other major UK retailer who doesn't accept Amex.
I don't only shop in major retailers... Plenty of small businesses that don't take it.
Four out of five places I've worked didn't take AmEx. Tried to sort it out at previous business, was a nightmare. Gave up after literally months of AmEx being really quite st.

Rick101

6,967 posts

150 months

Monday 7th June 2021
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I was in agreement about a year ago but I have noticed a marked increase in AMEX acceptance.

I don't mind places not taking it but it's the gormless look you have to deal with almost every time that's annoying!

anonymous-user

54 months

Monday 7th June 2021
quotequote all
Shnozz said:
PF62 said:
Sorry but it is nonsense that Amex isn't widely accepted.

Sure there is the odd place like Screwfix/B&Q but can you name any other major UK retailer who doesn't accept Amex.
You say this but I know of someone who has only an AMEX card and its a standing joke that we usually have to cover his tab as a fair number of local places won't take the card. I have heard this straight from the staff before someone suggests its a clever ploy to avoid paying...(although we wonder if he carries only the AMEX for said reason).
B&Q take Amex.

Evanivitch

20,038 posts

122 months

Monday 7th June 2021
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Roman Rhodes said:
B&Q take Amex.
Since when?

https://www.whoacceptsamex.co.uk/companies/b&q...

GT03ROB

13,262 posts

221 months

Monday 7th June 2021
quotequote all
Tim330 said:
The free BA amex card is now a bit rubbish as the companion voucher can only be used for economy seats. They are increasing the fee on the paid card from £195 to £250 from September.
...and I understand changing the seats you can use it against in Club, meaning availability may increase.....

anonymous-user

54 months

Monday 7th June 2021
quotequote all
Evanivitch said:
Roman Rhodes said:
B&Q take Amex.
Since when?

https://www.whoacceptsamex.co.uk/companies/b&q...
18th May 2021