Anyone owned a house with a thatched roof?

Anyone owned a house with a thatched roof?

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Discussion

TTmonkey

20,911 posts

247 months

Monday 24th April 2017
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I have a theory on thatch cottage roof fires.
As has been said, 99% of fires are caused by either a faulty chimney/flu, or by dodgy electrics.
The fires therefore are caused by internal sources, not external.

My theory is that since many places now have central heating, the real fireplaces get used less and less. However, every now and then we get a spate of fires, and I think it's people going back to their log burner or open fire place when their central heating has failed.

If you use your fireplace regularly, then it's likely to all be in good working order.

The other cause is self inflicted fires. Insurance jobs. They happen. Always when a roof is in a delapidated state. Never just after £30 grand has been spent on the roof.

anonymous-user

54 months

Tuesday 25th April 2017
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We have a thatch. Our last house (Grade II listed) was thatched. This one, we built ourselves and decided to thatch - the old part, anyway. It was £13,950 to do, by an award winning thatcher, using water reed imported from Turkey (the Norfolk stuff is too scarce = expensive). It should last for 70 years, by which time I'll be dead so I'm not too concerned.
Insurance is with NFU, we've never had a conventional house so not sure what insurance usually costs - but it does seem quite pricey although we also have fully comprehensive contents/travel, etc added onto that - it all adds up.
As others have said, most fires are caused by electrical faults from the inside and we did have to adhere to strict building regs regards chimney heights, etc. We don't have any electrical cables anywhere near the roof. Our biggest issue has actually been caused by modern building regs - we have condensation issues because of the fireboarding we had to put in. We never had an issue in the old house (which had a long straw thatch). In our last house (in a village) we also had an available hose come bonfire night, etc but never used it.
Thatch wouldn't put me off buying a house at all. Collyweston tiles, however, I'd run a frickin' mile wink

SDB660

568 posts

195 months

Tuesday 25th April 2017
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Miserable experience. Woodlice and rats in roof. Spiders. Massive heating cost. Loved in summer hated every other time. Looks great, but will never do again.

Paul Drawmer

4,878 posts

267 months

Tuesday 25th April 2017
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Ring your local branch of the NFU, they used to have a great booklet all about living in a thatched home, ask if it's available and they should pop one in the post to you. It contains a lot of useful stuff as well as the insurance related info.

Chris71

Original Poster:

21,536 posts

242 months

Tuesday 25th April 2017
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Cheers gents. Much appreciated.

So, in a nutshell:

1) Get it inspected and get a quote for potential re-thatch before you buy
2) Make sure the electrics are all in good order and routed in sensible places
3) Make sure the chimney is swept and tested
4) Be prepared to pay more - potentially quite a lot more - for insurance
5) Set aside a 'roof fund' in a savings account somewhere (anything upwards of £15k potentially)

It's a really tricky one as a buyer. Thatched cottages are 10 a penny in the area we're looking at, so you actually pay quite a lot less than the equivalent tiled-roof period house. So not only do you have the wow factor of a thatched cottage, you're also looking at something that would be out of budget if it didn't come with the potential downsides. It's difficult to stay sensible and grounded under those circumstances.

anonymous-user

54 months

Tuesday 25th April 2017
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I lived in one for 2 years. I have never been so paranoid about neighbours having fires, bad electrics, leaving the place for more than 1 night, making sure the loggy was out/damped before bed, etc etc etc. It looked lovely but the worry was too much for me and I was glad to move out.

I would think VERY hard before buying somewhere thatched, which is a bone of contention with the far-more-quaint Mrs.

jason61c

5,978 posts

174 months

Tuesday 25th April 2017
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They've been round for 100's of years, lovely things and would not put me off.

A few friends live in them, they all seem to save 80 a month, to cover the repair costs etc, thats on some big places too.

Thatch fires aren't as common as the daily mail would have you think.

Chris71

Original Poster:

21,536 posts

242 months

Tuesday 25th April 2017
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OpulentBob said:
I lived in one for 2 years. I have never been so paranoid about neighbours having fires, bad electrics, leaving the place for more than 1 night, making sure the loggy was out/damped before bed, etc etc etc. It looked lovely but the worry was too much for me and I was glad to move out.

I would think VERY hard before buying somewhere thatched, which is a bone of contention with the far-more-quaint Mrs.
Indeed. I guess that apprehension is a significant factor even if the actual risk is pretty low.

A thatched house is definitely an outside option for us rather than a priority. That said, this whole exercise is largely about replacing our faceless suburban semi with something that has a bit more emotional pull. Of the character cottages in the area on Rightmove, I'd say around a third are thatched, so I'm reluctant to rule it out.

Abbott

2,390 posts

203 months

Tuesday 25th April 2017
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I heard there was a theory that if there is a substantial fire then you are better off having a thatch roof. The point being the roof just burns and disappaers where as a tile roof collapsses into the rest of the building damaging everything.
Sounds a bit odd to me.

oilydan

2,030 posts

271 months

Tuesday 25th April 2017
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Just having our ridge done, thatch was done 15 years ago, ridge last done 7 years ago.

Cost for ridge is about 3K, cost for full roof about 35K.

Changed to Norfolk Water Reed prior to listing 15 years ago, so lifespan expected to be 30 years (weather depending - a wet Summer can take years off the life). Lifespan of a Devon Wheat Straw roof is about 15 years.

Rodents - Yes. Many.
Spiders - Yes. Many

But warm in winter, cool in Summer

Also spend $2k a year to insure - a small fire in a thatch is always a big fire! Condition of insurance is no fires outside within 100m of property, All used fireplaces or woodburners must be lined and HETAS signed off, smoke alarms everywhere, Chimney pots the correct distance from thatch, used fires must be swept twice a year.

TTmonkey

20,911 posts

247 months

Tuesday 25th April 2017
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The first bomb fire night/ fortnight after buying a thatch will be restless nights.... but actually it's nigh on impossible for a thatch to catch light from the outside in November.

All thatch fires are from the inside. Usually when the chimney is used. Sometimes from faulty electrics.


oilydan

2,030 posts

271 months

Wednesday 26th April 2017
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TTmonkey said:
The first bomb fire night/ fortnight after buying a thatch will be restless nights.... but actually it's nigh on impossible for a thatch to catch light from the outside in November.

All thatch fires are from the inside. Usually when the chimney is used. Sometimes from faulty electrics.
Depends how far out in the sticks you are.

Fires from the inside is quite true, usually a leaky flue, which is why they specify a good liner must be used.

Update on the ridge.....with pheasant finials!


Marc p

1,036 posts

142 months

Wednesday 26th April 2017
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Ok, excuse my ignorance here as I know there will be a reason you can't, but just wondering what it is. My question is, can you not have a normal tiled roof and thatch over the top? Keep the council people happy as it'll still look thatched, no rodent/spider problem and not have to re thatch.

Jobbo

12,972 posts

264 months

Wednesday 26th April 2017
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Marc p said:
Ok, excuse my ignorance here as I know there will be a reason you can't, but just wondering what it is. My question is, can you not have a normal tiled roof and thatch over the top? Keep the council people happy as it'll still look thatched, no rodent/spider problem and not have to re thatch.
Why do you think you wouldn't need to re-thatch, or have insects etc getting in? The thatch on top of tiles wouldn't suddenly stop deteriorating over the years, and I imagine a 50yr old pile of compost on top of tiles would be detrimental to the tiles' weatherproofing. Tiles are also not hermetically sealed; animals and insects will still have a route to find the gaps between them.

DKL

4,491 posts

222 months

Wednesday 26th April 2017
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It's not quite as daft as it sounds. New thatched houses have a "fireproof" layer betweem the timbers and the thatch. It isn't fireproof but will delay the fire getting to the house long enough for the fire brigade to come and scrape it off.
Yes you can do it on old houses but, as has been said, you rarely remove all the thatch. It would make the loft space alot less dusty too.
I'm fairly sure our mice come up through the walls. They are solid but not literally so there are plenty of spaces to climb.

CrgT16

1,965 posts

108 months

Wednesday 26th April 2017
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Lovely to look at. Require quite a bit of maintenance. We had one... 6 months ago whilst on holiday it caught fire and we lost everything. The roof completely collapses on the floors so damage is huge. Ours was in good nick, electrics and gas certified, all appliances disconnected and house was as safe as it could be when we went on holiday. No explanation to the fire, no one knows how it started. The thatch didn't start the fire we think but when it caught fire the fireman couldn't do much but watching it burn.

Love the style but I won't buy another house with one. The thought that my children could have died is not worth it.

Off course people will tell you how safe it is and never happens, etc. Happened to us and we never even used any open fire nor we had any woodburners and we were fully compliant with all guidelines to have a safe thatch house.

TTmonkey

20,911 posts

247 months

Wednesday 26th April 2017
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One factor about thatch fires that people rarely understand or anticipate....

Most thatch cottages are out in the countryside, and there is often poor water pressure. So when the fire brigade come, with a couple of thousand litres of water on their trucks, they often run out of water quick, and can't connect up to the mains, or if they do, they get poor pressure.

It take so a lot of water to put out a thatch fire. Usually because the seat of the fire is inside the thatch, which might be 3 foot thick. The brigade often strip the roof of as much unburnt that as they can, and if it's out in the may well not have sufficient water to properly dampen the thatch and extinguish the blaze. As it's out in the sticks, they may take a lot longer to get there than to a blaze in a town house.

Statisically however, thatch properties are less likely to suffer a house fire than a normal house. Just that when they do, the media loves to report that some fool lived in a house of straw and it burnt down.