Builder almost brought the house down..literally
Discussion
t! C Lee Farquar said:
I see a couple of posters have recommended contacting the mortgage provider.
What benefit would this have, do they have any liability or interest?
I wouldn't have thought bringing it to their attention, or your own insurance company if there is one, would be a good idea at all.What benefit would this have, do they have any liability or interest?
Muncher said:
That's shocking, my first step would be a call to the local authority building control ASAP, who will send someone one straight away as it's a potentially dangerous structure.
who is doing the building control on this? the LA may be slightly more expensive than a private AI but they will turn up on site and still be there in 20-30- 100 years time
the "builders" who did this have not got a clue.
C Lee Farquar said:
I see a couple of posters have recommended contacting the mortgage provider.
What benefit would this have, do they have any liability or interest?
The mortgage providers has an interest, the building insurance provider the final liability for any rebuild. The former interests coincide with the OP's daughter, to have the property restored to its original condition. They are going to have some form of a panel of suitably qualified structural engineers who familiar with this sort of situation. The contracts for mortgage and insurance will include some kind of notification clause.What benefit would this have, do they have any liability or interest?
Edited by 4x4Tyke on Tuesday 25th July 08:31
4x4Tyke said:
C Lee Farquar said:
I see a couple of posters have recommended contacting the mortgage provider.
What benefit would this have, do they have any liability or interest?
The mortgage providers has an interest, the building insurance provider the liability for any rebuild. The former interests coincide with the OP's daughter, to have the property restored to its original condition. They are going to have some form of a panel of well qualified structural engineers who will familiar with this situation. The contracts for mortgage and insurance will include some kind of notification clause.What benefit would this have, do they have any liability or interest?
Provided you have 'employed them to do the work', I don't see why a mortgage lender would have any interest whatsoever in a *potential* issue that the builder is sorting out!
essayer said:
Muncher said:
Easier to get forgiveness rather than permission....
Not sure they'd be too forgiving if their security has been deconstructed into a pile of bricks !I would not have considered contacting the mortgage company.....focus on the builder and their responsibility, and ensure they get on with the job safely!
Hope things progress well this week for your daughter!
4x4Tyke said:
C Lee Farquar said:
I see a couple of posters have recommended contacting the mortgage provider.
What benefit would this have, do they have any liability or interest?
The mortgage providers has an interest, the building insurance provider the liability for any rebuild. The former interests coincide with the OP's daughter, to have the property restored to its original condition. They are going to have some form of a panel of well qualified structural engineers who will familiar with this situation. The contracts for mortgage and insurance will include some kind of notification clause.What benefit would this have, do they have any liability or interest?
I've never come across a lending source that has a panel of well qualified structural engineers.
anonymous said:
[redacted]
yes, they have an interest if there's a mortgage and I'm sure they would want to be involved. But what happens if they order the borrower to get it fixed pronto or else they'll call in the loan? And they'll start sticking their oar in about the work required.And does insurance - if there is any, it's quite hard to get much cover on unoccupied property - really cover damage caused by your own builders? Imagine the terms they're going to impose once they understand what's happened.
Cogcog said:
It looks like they have sub contracted this job who have then tried to do it as easily and quickly as possible. The conttract manager wants the same cowboys back on site to correct it.
Your daughter's contract (please tell me they have a contract!?!) is with the original builder - if they have chosen to sub it out that is their problem. Don't allow your daughter and / or husband to fall into the trap of being forced to deal with the subcontractor. Gassing Station | Homes, Gardens and DIY | Top of Page | What's New | My Stuff