Ever overpaid for a house
Discussion
Countdown said:
Camelot1971 said:
Welshbeef said:
Camelot1971 said:
Op, are you related to Welshbeef?
How rude 
Oh come on Welshie, you LOVE being the centre of attention.....
But to be clear I’ve only 1 username on PH. Not many would have stayed and taken the banter and way beyknd banter for years and years but I MTFU and stand my ground
I reckon we overpaid for our house, it was nearly 4 years ago though and good houses were selling before they hit Rightmove so we paid full asking.
On reflection I should have made them a nasty offer because they were in a tight spot but, given the market, they may have easily found someone a day later ready to pay full dollar, so I made peace with it.
And as others have said, given time, itll be a bump in your financial history.
On reflection I should have made them a nasty offer because they were in a tight spot but, given the market, they may have easily found someone a day later ready to pay full dollar, so I made peace with it.
And as others have said, given time, itll be a bump in your financial history.
Welshbeef said:
Countdown said:
Camelot1971 said:
Welshbeef said:
Camelot1971 said:
Op, are you related to Welshbeef?
How rude Oh come on Welshie, you LOVE being the centre of attention.....
But to be clear I’ve only 1 username on PH. Not many would have stayed and taken the banter and way beyknd banter for years and years but I MTFU and stand my ground
Come on, cut them some slack!
And to the OP, we got as far as offering the asking on a 'best and final' but lost out to the other sell, in part I think because we where younger buyers. ould have been a nice house, had a lot of things we wanted, but wasnt to be. The sale later fell through but we have found another elsewhere.
On this house we got a 80k down valuation originally, which would have scuppered the job, but fortunately later another lender worked out.
So yeah, that is your only risk, depending on the size of your deposit, is a lender valuation which you cant pay your way out of I guess.
But the less you think of houses and an investment and the more you think of them as somewhere lot live and enjoy the better. Ive certainly paid 20% over the odds for a car because it was the colour and spec I wanted.
And to the OP, we got as far as offering the asking on a 'best and final' but lost out to the other sell, in part I think because we where younger buyers. ould have been a nice house, had a lot of things we wanted, but wasnt to be. The sale later fell through but we have found another elsewhere.
On this house we got a 80k down valuation originally, which would have scuppered the job, but fortunately later another lender worked out.
So yeah, that is your only risk, depending on the size of your deposit, is a lender valuation which you cant pay your way out of I guess.
But the less you think of houses and an investment and the more you think of them as somewhere lot live and enjoy the better. Ive certainly paid 20% over the odds for a car because it was the colour and spec I wanted.
Maybe a few grand for mine
We were desperate, other half was pregnant, we were renting and the house we bought was empty, so looked a perfect , it was on for 30 grand a few month before anyway
Actually I dont think I overpaid, I think I could have negotiated it a bit cheaper, but it would involved days of bulls
t haggling, which I didnt have the time or patience for!
Mortgage and home buyers priced it what we offered so happy days
Sometimes you just have to bite the bullet and not worry about money, just concentrate on if you think the price suits you and you are happy
We were desperate, other half was pregnant, we were renting and the house we bought was empty, so looked a perfect , it was on for 30 grand a few month before anyway
Actually I dont think I overpaid, I think I could have negotiated it a bit cheaper, but it would involved days of bulls
t haggling, which I didnt have the time or patience for!Mortgage and home buyers priced it what we offered so happy days
Sometimes you just have to bite the bullet and not worry about money, just concentrate on if you think the price suits you and you are happy
A more sympathetic audience...?
"In a bit of a panic as went a bit crazy today and bought a house within an hour of viewing. On closer reflection i feel like we have maybe paid more than its worth, found a house on the same street with another bedroom for the same price and looks to a good standard, this is a 3 bed. And looking at sold prices doesent fill me with much hope. It was in high demand viewing and interest wise so we wanted to secure it"
https://forums.moneysavingexpert.com/showthread.ph...
"In a bit of a panic as went a bit crazy today and bought a house within an hour of viewing. On closer reflection i feel like we have maybe paid more than its worth, found a house on the same street with another bedroom for the same price and looks to a good standard, this is a 3 bed. And looking at sold prices doesent fill me with much hope. It was in high demand viewing and interest wise so we wanted to secure it"
https://forums.moneysavingexpert.com/showthread.ph...
rah1888 said:
A more sympathetic audience...?
"In a bit of a panic as went a bit crazy today and bought a house within an hour of viewing. On closer reflection i feel like we have maybe paid more than its worth, found a house on the same street with another bedroom for the same price and looks to a good standard, this is a 3 bed. And looking at sold prices doesent fill me with much hope. It was in high demand viewing and interest wise so we wanted to secure it"
https://forums.moneysavingexpert.com/showthread.ph...
Can't be dieseluser surely? "In a bit of a panic as went a bit crazy today and bought a house within an hour of viewing. On closer reflection i feel like we have maybe paid more than its worth, found a house on the same street with another bedroom for the same price and looks to a good standard, this is a 3 bed. And looking at sold prices doesent fill me with much hope. It was in high demand viewing and interest wise so we wanted to secure it"
https://forums.moneysavingexpert.com/showthread.ph...
rah1888 said:
A more sympathetic audience...?
"In a bit of a panic as went a bit crazy today and bought a house within an hour of viewing. On closer reflection i feel like we have maybe paid more than its worth, found a house on the same street with another bedroom for the same price and looks to a good standard, this is a 3 bed. And looking at sold prices doesent fill me with much hope. It was in high demand viewing and interest wise so we wanted to secure it"
https://forums.moneysavingexpert.com/showthread.ph...
"In a bit of a panic as went a bit crazy today and bought a house within an hour of viewing. On closer reflection i feel like we have maybe paid more than its worth, found a house on the same street with another bedroom for the same price and looks to a good standard, this is a 3 bed. And looking at sold prices doesent fill me with much hope. It was in high demand viewing and interest wise so we wanted to secure it"
https://forums.moneysavingexpert.com/showthread.ph...
"We pulled out of the sale, feel awful but at least it wont have cost them anything in fees yet, went round today to measure up and its a lot smaller than we remembered, and it was an absolute nightmare to pull off the drive, would be even worse if shared access was partially blocked."
As expected in just two days. Local EAs must love him.
As expected in just two days. Local EAs must love him.
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