Is anyone moving now?

[AJB88]

Turn7 said:

Good luck, my application took 9 weeks......

Barclays said 3 days so fingers crossed.

[AlmostUseful]

Heh, we’ve packed a few boxes and have been ready to exchange for nearly 2 months now
We could, in theory exchange tomorrow, today or any day now - and until we do we won’t be packing anything else because we still don’t really believe this move is going to happen.

[Turn7]

AJB88 said:

Turn7 said:

Good luck, my application took 9 weeks......

Barclays said 3 days so fingers crossed.

Thats who Im with.....

[parakitaMol.]

Well it's been quiet and steady on our house since we listed it. Weirdly it's all suddenly got a bit busy with 2 sets of people from October now returning and offering (which we haven't accepted). It seems like things are suddenly picking up

[Soir]

In process moving

7 weeks since “porting” application for current mortgage.
Was rejected 10 days ago, sent info to appeal & told
Back of the queue once again. So stressful as children moving schools etc

I guessed email address for Building Society CEO. Received a call from Underwriting Director within 20mins apologising profusely. Said initial application should never have been rejected. Offer issued same day/yesterday

Never smooth sailing with houses

[Evoluzione]

Turn7 said:

AJB88 said:

Turn7 said:

Good luck, my application took 9 weeks......

Barclays said 3 days so fingers crossed.

Thats who Im with.....

That's who can't make their mind up whether they'll lend us or not

[MrVert]

AlmostUseful said:

Heh, we’ve packed a few boxes and have been ready to exchange for nearly 2 months now
We could, in theory exchange tomorrow, today or any day now - and until we do we won’t be packing anything else because we still don’t really believe this move is going to happen.

We were exactly the same to a point, where we had to start packing as a possible exchange arose...ended up being another 5 weeks until we actually moved. Lived with bare minimum clothes etc during that time. Glad we did though as it definitely pays to get ahead on the packing / clearing front. Made the last week a lot easier.

Ended up doing a simultaneous exchange & completion last Friday, which was a nightmare and right up to the point when we got the phone call at 11am on moving day (with everything loaded onto the lorries) I refused to believe it was going to happen...so I wouldn't be too disappointed if it all fell through.

Fingers crossed your move all goes according to plan. It's a nightmare getting anything done at the moment..

[cml24]

Woohoo! We've completed on the sale of our house. Accepted an offer mid September. No chain.

We should be completing on our purchase on Thursday with any luck. Offer accepted in November and was ready in January, just been waiting.

[RanchoGrande]

Same day exchange and completion for me last Friday. Offer accepted 3rd week of October. No chain involved. Still took ages. Looking forward to moving in! Been out of the market for 2 years so it's a good feeling to own a place again.

[joropug]

Turn7 said:

Thats who Im with.....

After 6 weeks of mayhem with our existing provider Santander, we applied with Barclays via a broker on a Friday, had the mortgage in principal same day, formal offer on the Monday. This was in August time, but I was super impressed, so much so I thought our broker must have made a mistake somewhere.

It massively helps to have all your statements, wage slips, years of annual bonuses if you have them all set up and ready to go to avoid any back and forth.

Santander wouldn't take either if our modest annual bonuses into consideration in the post covid world whereas before they were treated the same as our salary.

[parakitaMol.]

anonymous said:

[redacted]

Thanks!

[England87]

Bad news on ours, after much chasing we’ve discovered person at the bottom of the chain is not ready at all and has outstanding enquiries....since October. We’ve been pushing everything to exchange as ironically the bottom of the chain were pushing and chasing hard. I’m not packing a thing until we exchange as I’m doubtful it will even happen now. Such a crap process still operating in the dark ages.

[EastLondonGunner]

Stamp duty holiday extended until june it appears. Finally some good news.

[AJB88]

EastLondonGunner said:

Stamp duty holiday extended until june it appears. Finally some good news.

Where you seen that?

[AJB88]

Ah yes various stories I can see now. well fingers crossed. My current mortgage offer has stamp duty factored into it so would be nice to be able to remove it again.

[Fast Bug]

Sounds promising, I won't get too excited until something official is announced though.

[D1bram]

We're estimated a mid May completion, so this would be fantastic news.

Have factored in paying stamp duty, but £5000 back would be amazing

[Evoluzione]

I hope so, it would ease a bit of pressure from us.

[ajap1979]

After our purchase was cancelled by the seller, our buyer has been pressuring us to contribute to their stamp duty, which we were reluctant to do anyway, so hopefully this will fix that. Really though we need a glut of properties to get on the market, because at the moment nothing is happening in the area we want to move to.

[Fast Bug]

ajap1979 said:

After our purchase was cancelled by the seller, our buyer has been pressuring us to contribute to their stamp duty, which we were reluctant to do anyway, so hopefully this will fix that. Really though we need a glut of properties to get on the market, because at the moment nothing is happening in the area we want to move to.

Surely when you buy a house you budget for the worst case scenario? It's not like stamp duty is a surprise!

We were resigned to paying the stamp duty, but saving £15k means we can get on with some of the work that needs doing straight away. I have my fingers crossed as Mrs FB and the mini FB's keep looking at expesive roll top baths