Best USA Credit Card?
Discussion
Off to USA/Canada for 3 weeks in January.
Last time I went I used my Virgin Atlantic Amex and got absolutely bum raped with charges for daring to use my card in the country they brought me too......
I understand there are some card companies that are a bit more forgiving, but a quick google didn't find me them.
Anyone know whats best?
I don't really like cash, as I loose things too easily!
Cheers
Last time I went I used my Virgin Atlantic Amex and got absolutely bum raped with charges for daring to use my card in the country they brought me too......
I understand there are some card companies that are a bit more forgiving, but a quick google didn't find me them.
Anyone know whats best?
I don't really like cash, as I loose things too easily!
Cheers
https://www.moneysavingexpert.com/credit-cards/tra...
Tandem or Aqua - both have the same rates / fees (none) as Clarity but pay 0.5% cashback.
Tandem or Aqua - both have the same rates / fees (none) as Clarity but pay 0.5% cashback.
Geffg said:
Halifax card doesn’t charge anything and also get a slightly better rate. That’s the one I use when I’m abroad with no problems.
Halifax for credit.Starling for debit.
If you can get both, no point in not having both as Starling is free, has no conversion charges and a £500 daily withdrawal limit.
RicksAlfas said:
Halifax Clarity (credit card).
I use a Clarity card too - works perfectly.OP - you might find this thread useful, as some people there have also tried and tested a few good options.
https://www.pistonheads.com/gassing/topic.asp?h=0&...
w8pmc said:
I'll second this (use mine a lot) but beware it's a pre-paid card so doesn't work in a lot of petrol stations in the US or Europe. Also some airlines have stopped accepting it in flight.Big E 118 said:
w8pmc said:
I'll second this (use mine a lot) but beware it's a pre-paid card so doesn't work in a lot of petrol stations in the US or Europe. Also some airlines have stopped accepting it in flight.Now if someone could come up with an easy way of paying for petrol/gas in the USA. On another thread someone said the Revolut card works if you put your zip as 99999. Anyone tried this?
Have a look at curve and use your existing credit cards but with 0% FX conversions.
https://blog.imaginecurve.com/0-fx-with-curve/
Sign up with code IZPPN & get £5 https://www.imaginecurve.com
https://blog.imaginecurve.com/0-fx-with-curve/
Sign up with code IZPPN & get £5 https://www.imaginecurve.com
BigAl77 said:
Have a look at curve and use your existing credit cards but with 0% FX conversions.
https://blog.imaginecurve.com/0-fx-with-curve/
Sign up with code IZPPN & get £5 https://www.imaginecurve.com
Curve has quite a low fair usage policy on 0% FX. Plus it only happens on weekdays - weekends is full price!https://blog.imaginecurve.com/0-fx-with-curve/
Sign up with code IZPPN & get £5 https://www.imaginecurve.com
I'll just repeat myself...
Jakg said:
https://www.moneysavingexpert.com/credit-cards/tra...
Tandem or Aqua - both have the same rates / fees (none) as Clarity but pay 0.5% cashback.
No idea why anyone goes for a Clarity for regular CC spending if you could get cashback instead?Tandem or Aqua - both have the same rates / fees (none) as Clarity but pay 0.5% cashback.
bad company said:
Big E 118 said:
w8pmc said:
I'll second this (use mine a lot) but beware it's a pre-paid card so doesn't work in a lot of petrol stations in the US or Europe. Also some airlines have stopped accepting it in flight.Now if someone could come up with an easy way of paying for petrol/gas in the USA. On another thread someone said the Revolut card works if you put your zip as 99999. Anyone tried this?
Just to clarify, when I filled up and paid in store I had no problem but in the US and Europe when you have to pre pay it won't work. That's an issue on Sundays in Europe where pre pay is the only way to get petrol unless on an Autoroute.
I understand that is because it's a pre load card it can't validate your balance before giving you fuel, i.e. you might have $10 balance but pre authorise the pump to $20 meaning you can't pay the the fuel you have pumped, makes sense to me.
Jakg said:
I'll just repeat myself...
No, it's a fair point. I suppose the Clarity card has been out a long time now, and probably people (like me) who use it for holiday use only can't be bothered swapping!Jakg said:
https://www.moneysavingexpert.com/credit-cards/tra...
Tandem or Aqua - both have the same rates / fees (none) as Clarity but pay 0.5% cashback.
No idea why anyone goes for a Clarity for regular CC spending if you could get cashback instead?Tandem or Aqua - both have the same rates / fees (none) as Clarity but pay 0.5% cashback.
The Aqua card has a fee on cash withdrawals - 3% / £3 minimum which is something to watch out for.
Big E 118 said:
bad company said:
Big E 118 said:
w8pmc said:
I'll second this (use mine a lot) but beware it's a pre-paid card so doesn't work in a lot of petrol stations in the US or Europe. Also some airlines have stopped accepting it in flight.Now if someone could come up with an easy way of paying for petrol/gas in the USA. On another thread someone said the Revolut card works if you put your zip as 99999. Anyone tried this?
Just to clarify, when I filled up and paid in store I had no problem but in the US and Europe when you have to pre pay it won't work. That's an issue on Sundays in Europe where pre pay is the only way to get petrol unless on an Autoroute.
I understand that is because it's a pre load card it can't validate your balance before giving you fuel, i.e. you might have $10 balance but pre authorise the pump to $20 meaning you can't pay the the fuel you have pumped, makes sense to me.
Big E 118 said:
The thing to look at with the credit cards with no fees is the FX rates you get. We had an AmEx card with no transaction fees but doing a side by side check with Revolut it shows we were paying a 3-4% higher FX rate.
Very true BUT if you pay by Amex or Halifax Clarity or whatever there's no way of knowing the forex rate until after the event.Gassing Station | Holidays & Travel | Top of Page | What's New | My Stuff