Things that annoy you beyond reason...(Vol 5)

[nonsequitur]

V8mate said:

nonsequitur said:

Cotty said:

Frank7 said:

.
I waited two minutes in a short queue, gave the girl my £27.80, and was off.
I use cards occasionally, but I’ve always got £50 or £60 on me, I like a bit of walking about money.

I can't be bothered with the change. I used to bag it up and take to the bank, but my local branch did away with their counter service so I use debit card for pretty much everything these days.

I tried that and failed because of the three times a day max use of contactless and a lot of shops have a £5 / 10 muinimum on card payments. So, back to change in pocket.

That's a French thing, isn't it? Doesn't apply in the UK.

Happened last week when I lost count of my contactless payments and the lady in Boots reminded me if I had three contactless already. I had.

[AstonZagato]

[redacted]

[yellowjack]

[redacted]

[V8mate]

nonsequitur said:

V8mate said:

nonsequitur said:

Cotty said:

Frank7 said:

.
I waited two minutes in a short queue, gave the girl my £27.80, and was off.
I use cards occasionally, but I’ve always got £50 or £60 on me, I like a bit of walking about money.

I can't be bothered with the change. I used to bag it up and take to the bank, but my local branch did away with their counter service so I use debit card for pretty much everything these days.

I tried that and failed because of the three times a day max use of contactless and a lot of shops have a £5 / 10 muinimum on card payments. So, back to change in pocket.

That's a French thing, isn't it? Doesn't apply in the UK.

Happened last week when I lost count of my contactless payments and the lady in Boots reminded me if I had three contactless already. I had.

Urban myth. Contactless cards do ask for a PIN from time to time, but there's no such thing as a daily use limit.

[SlimJim16v]

Gary29 said:

SlimJim16v said:

Said on TV last night -

I literally just melted.

That happened to Frosty The Snowman, tragic really.

Who was saying such nonsense out of interest? So I know to avoid in the future.

The first 2 were Emma wotsit on the Voice, so Saturday. The last was, I think, Fiona on the Antiques Roadshow.

[nonsequitur]

V8mate said:

nonsequitur said:

V8mate said:

nonsequitur said:

Cotty said:

Frank7 said:

.
I waited two minutes in a short queue, gave the girl my £27.80, and was off.
I use cards occasionally, but I’ve always got £50 or £60 on me, I like a bit of walking about money.

I can't be bothered with the change. I used to bag it up and take to the bank, but my local branch did away with their counter service so I use debit card for pretty much everything these days.

I tried that and failed because of the three times a day max use of contactless and a lot of shops have a £5 / 10 muinimum on card payments. So, back to change in pocket.

That's a French thing, isn't it? Doesn't apply in the UK.

Happened last week when I lost count of my contactless payments and the lady in Boots reminded me if I had three contactless already. I had.

Urban myth. Contactless cards do ask for a PIN from time to time, but there's no such thing as a daily use limit.

Not according to my bank. Have come unstuck a few times when doing a lot of contactless. always fails after three. But insert card with PIN, no problem. It must be a security safety net, if your card gets nicked, you lose a max of £90.

Edited by nonsequitur on Monday 1st April 19:48

[deckster]

nonsequitur said:

Not according to my bank. Have come unstuck a few times when doing a lot of contactless. always fails after three. But insert card with PIN, no problem. It must be a security safety net, if your card gets nicked, you lose a max of £90.

Which bank, out of interest? As there certainly isn't a general limit and I'm not aware of any UK banks that enforce one.

[Johnspex]

Cupramax said:

Johnspex said:

V8mate said:

yellowjack said:

Overuse of the word "scam" and "scamera" on PH (and elsewhere).

It's not a fking scam. They're not Scameras. There's no trick, no subterfuge. It's just the small matter of it being 'The Law' and published for anyone who can be bothered to read it. The authorities helpfully erect clear signage to inform drivers as to the speed limit, and also mandate that cars have calibrated and reasonably accurate speed measuring and indicating devices fitted and functioning. You just compare the number on the pole to the number on that dial in your car, make sure one matches the other and you're all good.

So if you got a speeding fine through being pulled over or as a result of being detected by a camera based enforcement device, then you are definitely NOT being "scammed". You are paying the price of being inobservant either a) through failure to see and act on the limits in place, or b) through deliberate failure to obey the rules. Both of which are required by 'The Law'.

For the record, I'm no saint. I speed. Usually not by a huge amount, as I try to remain within the "offer of a SAC" bracket. But I've had points and paid fines in the past too. And when I was caught it was because I made a conscious decision to exceed the posted speed limit. Those limits might be wrong. Arbitrarily chosen by unscientific methods, reduced "because NIMBYs", inappropriate (in our opinion anyway) to the road conditions. Whatever the reason, you have sight of the limit and control over the speed at which you drive. And you are NOT being "scammed", but punished for failing to obey the law.

You get caught and pay fines/have your licence endorsed because you took a calculated risk and got your sums wrong. Suck it up and quit this "oh, the woe, I've been caught by the scamera Stasi" nonsense. It just makes you sound like a giant spoiled baby.

tl;dr
giant spoiled baby

No more a scam then a parking fine is. Or a fine for littering or fly tipping. You have committed an offence, MTFU and pay the fine you soft pillock.
And yes, I have been caught, both times by a parked camera van. My fault, I was exceeding the speed limit and I paid up.
Scameras! What a load of bo££ocks.

Than, it’s THAN FFS. That’s definitely one thing that annoys me beyond reason.

Oh grow up. It was an unchecked typo. It must be nice to be perfect. Is it hard work or does it come naturally?

[gothatway]

glenrobbo said:

So how much is a quarter on the US binary scale?

I don't know what you mean by "the US binary scale", but in binary notation a quarter would be 0.01.

[PF62]

deckster said:

nonsequitur said:

Not according to my bank. Have come unstuck a few times when doing a lot of contactless. always fails after three. But insert card with PIN, no problem. It must be a security safety net, if your card gets nicked, you lose a max of £90.

Which bank, out of interest? As there certainly isn't a general limit and I'm not aware of any UK banks that enforce one.

I have had it occur very occasionally with Amex, but I had certainly used the card many more than three times contactless before it demanded to be used with a PIN.

These days 99% of my transactions are contactless using Android Pay so no opportunity for a PIN.

[Cotty]

V8mate said:

Urban myth. Contactless cards do ask for a PIN from time to time, but there's no such thing as a daily use limit.

Correct, I have used mine over six times in a pub in one day.

[I Love Cake]

Richard-390a0 said:

Morningside said:

JFK Airport. The local time is 9 o'clock PM.
Who the hell reads the time like that?

They also struggle with dates on film trailers too it seems... "Coming April Six".

It's not April Six you cockwomble it's April the Sixth or April Sixth FFS Grrr!!!

Now used by UK media. Suddenly were all American and supposed to Just guess what they mean! Twunts

[gothatway]

People who refer to "Harris fencing" when they mean "Heras fencing".

[loudlashadjuster]

V8mate said:

Urban myth. Contactless cards do ask for a PIN from time to time, but there's no such thing as a daily use limit.

Yup, there's no hard/global limit but any combination of issuer/payment processor or retailer may impose restrictions (limit, contactless etc.) which could require a PIN at some point. In theory, anyway.

Personally I know I've used some of my cards contactless upwards of 15 times in one day without being asked for a PIN.

This does trigger another annoyance though; the UK card payment industry insists on you sticking your card in the slot for anything above the contactless limit.

There's no technical or defensible security reason for this though and many other countries just let you tap the card then request PIN if it's above €25/whatever. It can save a lot of time though as the authentication and workflow for insert/check/request PIN/validate PIN/confirm transaction/remove card takes a lot longer than the contactless equivalent which was designed from the outset to be fast.

C'mon, UK, sort it ahhht

[RizzoTheRat]

loudlashadjuster said:

There's no technical or defensible security reason for this though and many other countries just let you tap the card then request PIN if it's above €25/whatever. It can save a lot of time though as the authentication and workflow for insert/check/request PIN/validate PIN/confirm transaction/remove card takes a lot longer than the contactless equivalent which was designed from the outset to be fast.

Yeah, I use contactless and PIN quite a bit, think the limit here's about €30, but I seem to have to put in the slot and type the PIN about once a week or so, seems odd that contactless and PIN isn't good enough for that.

Edited by RizzoTheRat on Tuesday 2nd April 06:39

[Frank7]

V8mate said:

What kind of places are cash only? (genuinely)

Card/e-only is the growth area.

I went into a pub on Sunday, (after I’d been in the Aldi where the card readers were not working, that I mentioned earlier), The Asylum Tavern, Asylum Road, Peckham.
It had a sign on the door, SORRY, WE DO NOT TAKE BANK CARDS, I guessed that they meant all cards, Visa, M/C, Amex, didn’t bother me, I had £50 odd on me, and only had a couple of tonic waters, as for once, I was the designated driver, while my wife was caning the Pinot Grigio.

[anonymous-user]

gothatway said:

People who refer to "Harris fencing" when they mean "Heras fencing".

+1

Even worse when they put it in official documents.

[matchmaker]

OpulentBob said:

gothatway said:

People who refer to "Harris fencing" when they mean "Heras fencing".

+1

Even worse when they put it in official documents.

How about official documents which refer to "Asterix" rather than "Asterisk"?

[RizzoTheRat]

The gaul of some people!

[Halmyre]

Frank7 said:

V8mate said:

What kind of places are cash only? (genuinely)

Card/e-only is the growth area.

I went into a pub on Sunday, (after I’d been in the Aldi where the card readers were not working, that I mentioned earlier), The Asylum Tavern, Asylum Road, Peckham.
It had a sign on the door, SORRY, WE DO NOT TAKE BANK CARDS, I guessed that they meant all cards, Visa, M/C, Amex, didn’t bother me, I had £50 odd on me, and only had a couple of tonic waters, as for once, I was the designated driver, while my wife was caning the Pinot Grigio.

I get caught out like that all the time. I've got ten quid in my wallet which is unusual for me - usually it's a fiver, or less. My wife usually bails me out in those circumstances.