Cashless society ?

Author
Discussion

technodup

7,576 posts

129 months

Wednesday 17th April 2019
quotequote all
Tyre Smoke said:
At a charge of 1.75% that's a huge takeaway! Circa £2500.00 I don't know anyone who routinely carries that about. And I would much rather get paid by card for the sake of that much cash.
People don't tend to routinely buy double glazing, it's a one off purchase.



bad company

18,484 posts

265 months

Wednesday 17th April 2019
quotequote all
alorotom said:
Budflicker said:
You should spend more time on learning to write in correct English, rather than worrying about other peoples payment terms.
Cool story blah blah blah ... dick
To be fair your quote wasn’t written well or more importantly clearly.

Tyre Smoke

23,018 posts

260 months

Wednesday 17th April 2019
quotequote all
technodup said:
Tyre Smoke said:
At a charge of 1.75% that's a huge takeaway! Circa £2500.00 I don't know anyone who routinely carries that about. And I would much rather get paid by card for the sake of that much cash.
People don't tend to routinely buy double glazing, it's a one off purchase.
Ok, so you sell double glazing. Do you think insisting on cash makes you more or less likely to secure a sale? Do you think perhaps its makes you look as dodgy as? Because you'd get told to jog on if you were trying to sell me a few brand's worth of windows for cash.

rofl

Do you also happen to have a load of tar left over from an earlier road job? Or some extra stock you need to offload before you go home?



J4CKO

Original Poster:

41,287 posts

199 months

Wednesday 17th April 2019
quotequote all
Kermit power said:
Budflicker said:
You should spend more time on learning to write in correct English, rather than worrying about other peoples payment terms.
Don't worry poppet, I'm sure you'll get laid one day!

idea

Or maybe you're just getting stressed about seeing your sex life on your bank statement if certain people stop taking cash? hehe
Apart from the grammar aspects, about which I think, if you can read it, its near enough for a bloody forum post, that about the oldest profession is a very good point.

I have never visited such an establishment but I cant imagine, for married patrons, that "Madame Blam's Sex Palace" appearing on the joint account statement could be considered less than ideal.

So, the sex industry, I suspect it largely based on spending your wad in more ways than one smile

Also, suspect to a degree that the breakdown for cashless is

PAYE - Bring it on - we are fked tax wise anyway, may as well have the convenience

Self Employed - Oh, er, actually, hang on, the pensioners and the poorer clients like to pay us cash, its a service...

Also, suppose that prices may go up for certain things if certain businesses are fully introduced into the whole world of paying full tax.

technodup

7,576 posts

129 months

Wednesday 17th April 2019
quotequote all
Tyre Smoke said:
Ok, so you sell double glazing. Do you think insisting on cash makes you more or less likely to secure a sale? Do you think perhaps its makes you look as dodgy as? Because you'd get told to jog on if you were trying to sell me a few brand's worth of windows for cash.
I've already said I take cards, cash and BACS. Nobody is insisting on anything. Given the choice I'd prefer cash.

It's perfectly simple. And there's absolutely nothing wrong with it.

And for every one of you who would tell us to ps off (which you wouldn't because as above we'd take your money either way), there's another two who want to pay cash because they think they'll get a better deal.

bigdog3

1,823 posts

179 months

Thursday 18th April 2019
quotequote all
technodup said:
Given the choice I'd prefer cash. It's perfectly simple. And there's absolutely nothing wrong with it.
Just look back through this thread to discover the valid reasons why many purchasers and businesses don't like cash whistle

Frank7

6,619 posts

86 months

Thursday 18th April 2019
quotequote all
A bit off thread, but in a similar vein, something a near neighbour suffered is valid proof that cash can be king.
His wife was invited to a girls weekend away in Ireland, so with her birthday coming up, he offered to pay for her flight and accommodation.
This had been organised by one of her friends, so the wife got the bank details of the friend, and my neighbour transferred the money to the friends account.
A week after the Galway weekend, the organiser sent out a group email, reminding anyone who had yet to pay, to please do so.
Neighbour’s wife asked him to sign in to his online account, just to check that the transaction had gone through.
This he did, but he made the mistake of letting her comb through the statement while he opened a bottle of wine.
She found the transaction okay, but also found a debit card transaction for £61.00 at an upmarket Italian restaurant, for one of the days that she was away.
The neighbour had pulled a mystery, and taken her out to lunch.
He got away with it, by saying that he’d taken his cousin out to console her, as she’d split with her long term boyfriend.
He had to frantically phone the cousin to get her onside, tell her a half truth, and swear her to secrecy.
He’s still not out of the doo-doo, his wife now suspects that he’s doing the cousin, and is an incestuous pervert.
If only he’d hit an ATM, and paid cash in the restaurant!

Cold

15,207 posts

89 months

Thursday 18th April 2019
quotequote all
Frank7 said:
//Naughty//
As stated more than once, cash is good if your intentions are nefarious. Be that avoiding tax or shagging your cousin.
Far be it from me to suggest there's a link between the two.

YankeePorker

4,763 posts

240 months

Thursday 18th April 2019
quotequote all
For my sins I live in Southern Florida. Part of the hurricane preparedness is to have a few thousand dollars in cash, because when/if there is a large power outage, cash is the only thing that will allow you to get supplies. Cash will remain relevant for a long time yet.

craigjm

17,912 posts

199 months

Thursday 18th April 2019
quotequote all
So this thread generally concludes that cash is pretty much dead unless you are doing something dodgy or are preparing for the possibility of a very rare event.

NRS

22,080 posts

200 months

Thursday 18th April 2019
quotequote all
Cold said:
Frank7 said:
//Naughty//
As stated more than once, cash is good if your intentions are nefarious. Be that avoiding tax or shagging your cousin.
Far be it from me to suggest there's a link between the two.
Seems a bit strange... why would the friend check his bank account to see if the payment was done? Surely she'd just check her own, as even if it had gone through could have been to wrong person etc, so she would not be completely sure she got the money anyway?

bad company

18,484 posts

265 months

Thursday 18th April 2019
quotequote all
craigjm said:
So this thread generally concludes that cash is pretty much dead unless you are doing something dodgy or are preparing for the possibility of a very rare event.
Would you regard buying a newspaper or a pint in the pub as dodgy? Both are still mainly cash transactions though that’s changing.

RizzoTheRat

25,085 posts

191 months

Thursday 18th April 2019
quotequote all
technodup said:
've already said I take cards, cash and BACS. Nobody is insisting on anything. Given the choice I'd prefer cash.

It's perfectly simple. And there's absolutely nothing wrong with it.

And for every one of you who would tell us to ps off (which you wouldn't because as above we'd take your money either way), there's another two who want to pay cash because they think they'll get a better deal.
Out of interest, what sort of proportion of your customers choose to pay in cash, and have you seen that change over the last howevermany years?

craigjm

17,912 posts

199 months

Thursday 18th April 2019
quotequote all
bad company said:
craigjm said:
So this thread generally concludes that cash is pretty much dead unless you are doing something dodgy or are preparing for the possibility of a very rare event.
Would you regard buying a newspaper or a pint in the pub as dodgy? Both are still mainly cash transactions though that’s changing.
I have not used cash in a pub for a good ten years and newspapers are dead unless they are free in reality

FredAstaire

2,336 posts

211 months

Thursday 18th April 2019
quotequote all
YankeePorker said:
For my sins I live in Southern Florida. Part of the hurricane preparedness is to have a few thousand dollars in cash, because when/if there is a large power outage, cash is the only thing that will allow you to get supplies. Cash will remain relevant for a long time yet.
is that a general thing or just you? Do people get burgled for it, or is it considered bad form to pinch peoples safety money

Budflicker

3,799 posts

183 months

Thursday 18th April 2019
quotequote all
Kermit power said:
Don't worry poppet, I'm sure you'll get laid one day!

idea

Or maybe you're just getting stressed about seeing your sex life on your bank statement if certain people stop taking cash? hehe
Wow, that escalated quickly....

Is that how you speak to people in real life?


lonny

411 posts

242 months

Thursday 18th April 2019
quotequote all
Frank7 said:
A bit off thread, but in a similar vein, something a near neighbour suffered is valid proof that cash can be king.
His wife was invited to a girls weekend away in Ireland, so with her birthday coming up, he offered to pay for her flight and accommodation.
This had been organised by one of her friends, so the wife got the bank details of the friend, and my neighbour transferred the money to the friends account.
A week after the Galway weekend, the organiser sent out a group email, reminding anyone who had yet to pay, to please do so.
Neighbour’s wife asked him to sign in to his online account, just to check that the transaction had gone through.
This he did, but he made the mistake of letting her comb through the statement while he opened a bottle of wine.
She found the transaction okay, but also found a debit card transaction for £61.00 at an upmarket Italian restaurant, for one of the days that she was away.
The neighbour had pulled a mystery, and taken her out to lunch.
He got away with it, by saying that he’d taken his cousin out to console her, as she’d split with her long term boyfriend.
He had to frantically phone the cousin to get her onside, tell her a half truth, and swear her to secrecy.
He’s still not out of the doo-doo, his wife now suspects that he’s doing the cousin, and is an incestuous pervert.
If only he’d hit an ATM, and paid cash in the restaurant!
He did well taking someone out for £61. Can you ask him name of restaurant please?

toon10

6,140 posts

156 months

Thursday 18th April 2019
quotequote all
I travel a lot with work and the more I can chuck on the company card the better. Having to get cash out is a pain. A lot of taxi's are now cashless and it's great. I like the move to having card payments for city parking rather than getting there and realising that the pocket full of heavy change is only enough for an hours parking.

I'm happy to go one step further and just use my phone for most things. I got some petrol a few weeks back and my wallet had fallen out my pocket (luckily, a colleague saw it and got it back to me safely the next day) but it wasn't a problem as I had my iPhone with my bank card attached to the wallet app.

bad company

18,484 posts

265 months

Thursday 18th April 2019
quotequote all
craigjm said:
I have not used cash in a pub for a good ten years and newspapers are dead unless they are free in reality
You did well using cards for pub drinks 10 years ago.

Newspapers dead, really:-

https://www.pressgazette.co.uk/national-newspaper-...

Yes newspapers and cash have been declining in use but they ain’t dead yet by a long way.

anonymous-user

53 months

Thursday 18th April 2019
quotequote all
bad company said:
craigjm said:
I have not used cash in a pub for a good ten years and newspapers are dead unless they are free in reality
You did well using cards for pub drinks 10 years ago.
10 years ago? My old local took cards (and gave cash back) 20 years ago.
Having said that, my current local only takes cash, which considering it's s a 'good pub guide' destination type place, upsets a few non locals.