Using your benefit money for gambling
Discussion
A mate and I were discussing Motability on Friday.
He used to work in boating/motorhome places and had first hand info.
People come in to buy a boat. Nice boat not just cheap. Spec it and make sure it has grab rails, toilet and some other extras. Deal is done. They then slap down their Motability book and get VAT taken off.....a nice 20% saving.
Similar with motorhomes.
If the husband and wife both get Motability then they both use their allowances for VAT free.
The claim is that they need these items to help with their inability to travel/holiday/ enjoy equivalent lifestyles.
So......they can either use the items or sell them on. Now, if selling on will they mention the unpaid VAT that the buyer becomes liable for? He quoted some instances of no declaration. A mate of his was tipped off about such a scammer and it got passed to HMRC who got the person for VAT owed.
I am not certain about cars but potentially a used car buyer could end up owing initial new car VAT unpaid at sale?
So it may be worth getting a written declaration from the seller re VAT/ ex Motability. A bit like HPI checks.
He used to work in boating/motorhome places and had first hand info.
People come in to buy a boat. Nice boat not just cheap. Spec it and make sure it has grab rails, toilet and some other extras. Deal is done. They then slap down their Motability book and get VAT taken off.....a nice 20% saving.
Similar with motorhomes.
If the husband and wife both get Motability then they both use their allowances for VAT free.
The claim is that they need these items to help with their inability to travel/holiday/ enjoy equivalent lifestyles.
So......they can either use the items or sell them on. Now, if selling on will they mention the unpaid VAT that the buyer becomes liable for? He quoted some instances of no declaration. A mate of his was tipped off about such a scammer and it got passed to HMRC who got the person for VAT owed.
I am not certain about cars but potentially a used car buyer could end up owing initial new car VAT unpaid at sale?
So it may be worth getting a written declaration from the seller re VAT/ ex Motability. A bit like HPI checks.
sospan said:
A mate and I were discussing Motability on Friday.
He used to work in boating/motorhome places and had first hand info.
People come in to buy a boat. Nice boat not just cheap. Spec it and make sure it has grab rails, toilet and some other extras. Deal is done. They then slap down their Motability book and get VAT taken off.....a nice 20% saving.
Similar with motorhomes.
If the husband and wife both get Motability then they both use their allowances for VAT free.
The claim is that they need these items to help with their inability to travel/holiday/ enjoy equivalent lifestyles.
So......they can either use the items or sell them on. Now, if selling on will they mention the unpaid VAT that the buyer becomes liable for? He quoted some instances of no declaration. A mate of his was tipped off about such a scammer and it got passed to HMRC who got the person for VAT owed.
I am not certain about cars but potentially a used car buyer could end up owing initial new car VAT unpaid at sale?
So it may be worth getting a written declaration from the seller re VAT/ ex Motability. A bit like HPI checks.
I’ve a bit of experience of motability and claiming vat for disabled adaptions and although this may be true I’m going to have to call bullshine on this.He used to work in boating/motorhome places and had first hand info.
People come in to buy a boat. Nice boat not just cheap. Spec it and make sure it has grab rails, toilet and some other extras. Deal is done. They then slap down their Motability book and get VAT taken off.....a nice 20% saving.
Similar with motorhomes.
If the husband and wife both get Motability then they both use their allowances for VAT free.
The claim is that they need these items to help with their inability to travel/holiday/ enjoy equivalent lifestyles.
So......they can either use the items or sell them on. Now, if selling on will they mention the unpaid VAT that the buyer becomes liable for? He quoted some instances of no declaration. A mate of his was tipped off about such a scammer and it got passed to HMRC who got the person for VAT owed.
I am not certain about cars but potentially a used car buyer could end up owing initial new car VAT unpaid at sale?
So it may be worth getting a written declaration from the seller re VAT/ ex Motability. A bit like HPI checks.
Incidentally you lease a motability car so you never own it unless you buy it from motability at the end of the lease. I’ve never personally heard of anyone doing this.
J4CKO said:
As I have a working dog (assistance dog) I have long suspected she “judges” mere pets.Thankyou4calling said:
How do you know how much money this woman earns or has available to her?
Are you guessing?
Genuine question because all you describe above sounds well beyond what you could afford on 16 hours a week NMW plus a benefit top up.
I know for certain that she only works 16 hours over a weekend behind the bar in the local at NMW I'm also almost certain she doesn't get any financial help from family or has any dubious/undeclared sources of income.Are you guessing?
Genuine question because all you describe above sounds well beyond what you could afford on 16 hours a week NMW plus a benefit top up.
I work in the community and see numerous similar examples of lifestyle and expenditure from single parents on TC/UC... it's just that she's the most obvious example as she readily ''overshares'' for all to see on facebook.
I don't know if you're aware just how generous the TC/UC system is for people who know how to play the system to optimum effect, but they will actually be getting far more in benefits than what they earn, hence why I said their income is ''topped up'' in sarcastic quotation remarks.
funkyrobot said:
People who don't understand what a thread is about make me laugh.
If that was in response to my original comment I don't see the difference between benefits claimants spaffing away their money on gambling or spaffing it away on tattoos, lip fillers, nights out and spare rooms full of branded clothes and trainersstuartmmcfc said:
sospan said:
A mate and I were discussing Motability on Friday.
He used to work in boating/motorhome places and had first hand info.
People come in to buy a boat. Nice boat not just cheap. Spec it and make sure it has grab rails, toilet and some other extras. Deal is done. They then slap down their Motability book and get VAT taken off.....a nice 20% saving.
Similar with motorhomes.
If the husband and wife both get Motability then they both use their allowances for VAT free.
The claim is that they need these items to help with their inability to travel/holiday/ enjoy equivalent lifestyles.
So......they can either use the items or sell them on. Now, if selling on will they mention the unpaid VAT that the buyer becomes liable for? He quoted some instances of no declaration. A mate of his was tipped off about such a scammer and it got passed to HMRC who got the person for VAT owed.
I am not certain about cars but potentially a used car buyer could end up owing initial new car VAT unpaid at sale?
So it may be worth getting a written declaration from the seller re VAT/ ex Motability. A bit like HPI checks.
I’ve a bit of experience of motability and claiming vat for disabled adaptions and although this may be true I’m going to have to call bullshine on this.He used to work in boating/motorhome places and had first hand info.
People come in to buy a boat. Nice boat not just cheap. Spec it and make sure it has grab rails, toilet and some other extras. Deal is done. They then slap down their Motability book and get VAT taken off.....a nice 20% saving.
Similar with motorhomes.
If the husband and wife both get Motability then they both use their allowances for VAT free.
The claim is that they need these items to help with their inability to travel/holiday/ enjoy equivalent lifestyles.
So......they can either use the items or sell them on. Now, if selling on will they mention the unpaid VAT that the buyer becomes liable for? He quoted some instances of no declaration. A mate of his was tipped off about such a scammer and it got passed to HMRC who got the person for VAT owed.
I am not certain about cars but potentially a used car buyer could end up owing initial new car VAT unpaid at sale?
So it may be worth getting a written declaration from the seller re VAT/ ex Motability. A bit like HPI checks.
Incidentally you lease a motability car so you never own it unless you buy it from motability at the end of the lease. I’ve never personally heard of anyone doing this.
VAT savings are available on:
Qualifying products or services
Your supplier can tell you, but usually products designed or adapted for a disability qualify. For example, certain types of:
adjustable beds
stair lifts
wheelchairs
medical appliances to help with severe injuries
alarms
braille paper or low vision aids - but not spectacles or contact lenses
motor vehicles - or the leasing of a motability vehicle
building work like ramps, widening doors, installing a lift or toilet
And for doubt motor vehicles can include motor homes but only where significant adaptation is undertaken to allow wheelchair and/or stretcher use.
Boats are not included / allowed.
alorotom said:
Agreed. This is a massively tall tale indeed!
VAT savings are available on:
Qualifying products or services
Your supplier can tell you, but usually products designed or adapted for a disability qualify. For example, certain types of:
adjustable beds
stair lifts
wheelchairs
medical appliances to help with severe injuries
alarms
braille paper or low vision aids - but not spectacles or contact lenses
motor vehicles - or the leasing of a motability vehicle
building work like ramps, widening doors, installing a lift or toilet
And for doubt motor vehicles can include motor homes but only where significant adaptation is undertaken to allow wheelchair and/or stretcher use.
Boats are not included / allowed.
I thought a lot of them spent it on a motorised wheelchair and then went out re enacting that woman who ran over people in her chariot.VAT savings are available on:
Qualifying products or services
Your supplier can tell you, but usually products designed or adapted for a disability qualify. For example, certain types of:
adjustable beds
stair lifts
wheelchairs
medical appliances to help with severe injuries
alarms
braille paper or low vision aids - but not spectacles or contact lenses
motor vehicles - or the leasing of a motability vehicle
building work like ramps, widening doors, installing a lift or toilet
And for doubt motor vehicles can include motor homes but only where significant adaptation is undertaken to allow wheelchair and/or stretcher use.
Boats are not included / allowed.
Hateful things ridden by a very high amount of obese ignorant chavs
techiedave said:
I thought a lot of them spent it on a motorised wheelchair and then went out re enacting that woman who ran over people in her chariot.
Hateful things ridden by a very high amount of obese ignorant chavs
I’ve got one and going out charioteering with it later Hateful things ridden by a very high amount of obese ignorant chavs
Paid for it myself and even with VAT off it was 8 f
king grand!stuartmmcfc said:
I’ve got one and going out charioteering with it later
Paid for it myself and even with VAT off it was 8 fking grand!
Winter wonderland.. Paid for it myself and even with VAT off it was 8 f
king grand!https://youtu.be/zy5rkw4SeP4
eldar said:
stuartmmcfc said:
I’ve got one and going out charioteering with it later
Paid for it myself and even with VAT off it was 8 fking grand!
Winter wonderland.. Paid for it myself and even with VAT off it was 8 f
king grand!https://youtu.be/zy5rkw4SeP4
£8k though, wow! As for the boats, campers story, I read as far as 'mobility books'. BS.
The benefits system does generate an entitled outlook on life which isn't good for anyone, especially those that are receiving benefits.
We rented a house out to a single mum who was a very good tenant (the house was pristine, rent paid etc etc). She came to tell me that she would have to move out as her father had died and left her his house (a large family home, so probably worth £300-400k in this part of the world). She didn't want to move as the kids were close to school and her friends were in the area. However, the benefits people wouldn't let you bank 350 grand and stay on benefits, so she had to move into the house to continue receiving said benefits.
She wasn't happy about it, as the new house would be much more expensive to run and she wouldn't get any more benefits. If anything she was worried that she'd be reassessed and end up with less. It never even occurred to her that she could get a job to make up any shortfall, she was entirely dependent on the benefits system.
We rented a house out to a single mum who was a very good tenant (the house was pristine, rent paid etc etc). She came to tell me that she would have to move out as her father had died and left her his house (a large family home, so probably worth £300-400k in this part of the world). She didn't want to move as the kids were close to school and her friends were in the area. However, the benefits people wouldn't let you bank 350 grand and stay on benefits, so she had to move into the house to continue receiving said benefits.
She wasn't happy about it, as the new house would be much more expensive to run and she wouldn't get any more benefits. If anything she was worried that she'd be reassessed and end up with less. It never even occurred to her that she could get a job to make up any shortfall, she was entirely dependent on the benefits system.
GOATever said:
That’s life. Every gambling establishment, every low cost food / beer place, always full of dole scum. The thing that makes me giggle, is when they start on about “getting paid” or “their money” then use it for a week in Benidorm or something. Don’t even get me started on how these turds get first dibs on any ‘social housing’ ( which is usually a new development, which is on general sale too) the developers won’t tell you which places the scumbags have got either, so you risk buying a place, next to something that wouldn’t look out of place being scraped off your Loake brogues 
mostly a 6/10 rant but elevated to a solid 8 by that nice little detail at the end there.Edited by GOATever on Friday 29th November 11:08
I can almost feel the contempt through my laptop screen.
stuartmmcfc said:
techiedave said:
I thought a lot of them spent it on a motorised wheelchair and then went out re enacting that woman who ran over people in her chariot.
Hateful things ridden by a very high amount of obese ignorant chavs
I’ve got one and going out charioteering with it later Hateful things ridden by a very high amount of obese ignorant chavs
Paid for it myself and even with VAT off it was 8 f
king grand!We all want nice things, comfort and gratification so someone on benefits is no different.
I get the impression people evolve a lifestyle based on their available income, however it is acquired, being on benefits is just part of a potential income as plenty do some form of work, sometimes get family help and many other ways.
I know of people who work self employed, cash comes in and it goes on day to day expenses like groceries, takeaways, fuel and going out, it never sees the taxman and guess what, they report only earning a very low salary and get topped up.
It is absolutely rife, I see people having a very nice lifestyle, better than I can have even on a fairly decent salary.
The thing is though, I pondered it and most peoples issue with it isn't the wider social aspect, the bottom line of society and not taking more than you are due, its mainly sour grapes that we haven't got our noses as far in the trough, I know people who claim to be socialists but are the most grasping, conniving individuals, always up for a cash deal, a scam or even stolen gear.
I try to not worry about it, life isn't fair and it is up to the government to work it out but I think if you scam cash one way or another when you really dont need to, dont pay tax and all that, you dont have the right to comment on services, austerity and any of that.
I think everyone should pay towards our services in whatever way they can, and rather than rattling on about the evil government all the time, might be time to look in the mirror at how we conduct ourselves as individuals, as some folk dont contribute and just take, take, take
Like JFK said, "Ask not what your country can do for you, ask what you can do for your country".
I get the impression people evolve a lifestyle based on their available income, however it is acquired, being on benefits is just part of a potential income as plenty do some form of work, sometimes get family help and many other ways.
I know of people who work self employed, cash comes in and it goes on day to day expenses like groceries, takeaways, fuel and going out, it never sees the taxman and guess what, they report only earning a very low salary and get topped up.
It is absolutely rife, I see people having a very nice lifestyle, better than I can have even on a fairly decent salary.
The thing is though, I pondered it and most peoples issue with it isn't the wider social aspect, the bottom line of society and not taking more than you are due, its mainly sour grapes that we haven't got our noses as far in the trough, I know people who claim to be socialists but are the most grasping, conniving individuals, always up for a cash deal, a scam or even stolen gear.
I try to not worry about it, life isn't fair and it is up to the government to work it out but I think if you scam cash one way or another when you really dont need to, dont pay tax and all that, you dont have the right to comment on services, austerity and any of that.
I think everyone should pay towards our services in whatever way they can, and rather than rattling on about the evil government all the time, might be time to look in the mirror at how we conduct ourselves as individuals, as some folk dont contribute and just take, take, take
Like JFK said, "Ask not what your country can do for you, ask what you can do for your country".
J4CKO said:
I think everyone should pay towards our services in whatever way they can, and rather than rattling on about the evil government all the time, might be time to look in the mirror at how we conduct ourselves as individuals, as some folk dont contribute and just take, take, take
Like JFK said, "Ask not what your country can do for you, ask what you can do for your country".
Spot on. Like JFK said, "Ask not what your country can do for you, ask what you can do for your country".
The problem is the cycle of entitlement. Children see family and friends working the system for all its worth and will usually carry it on themselves.
Well done to anyone raised in that environment who then gets out, works and contributes to society.
Unfortunately, I see generations of it at work.
For example, there is a grandmother, mother and daughter who visit regularly. Every generation seems to have got fatter, and every generation seems to be more rude. The grandmother is the slimmest (still large though) and is fairly quiet. The mother is rude, but the daughter is something else. Self entitled, nasty piece of work that swears all of the time. She has a triple gut that hangs down below her waist and her face looks like a big red cherry that is about to pop. She is a horrible person that has obviously got used to being given everything and has no intentions of giving anything useful to the world.
For example, there is a grandmother, mother and daughter who visit regularly. Every generation seems to have got fatter, and every generation seems to be more rude. The grandmother is the slimmest (still large though) and is fairly quiet. The mother is rude, but the daughter is something else. Self entitled, nasty piece of work that swears all of the time. She has a triple gut that hangs down below her waist and her face looks like a big red cherry that is about to pop. She is a horrible person that has obviously got used to being given everything and has no intentions of giving anything useful to the world.
I still think benefit money should be dished out in vouchers than in cash.
Vouchers can only be used for buying food, clothes, utilities and any other essentials.
My ex wife's sister never used to feed her kids. Was more interested buying drink, drugs and having her nails and hair done.
System is a joke.
Vouchers can only be used for buying food, clothes, utilities and any other essentials.
My ex wife's sister never used to feed her kids. Was more interested buying drink, drugs and having her nails and hair done.
System is a joke.
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