Credit Card Points & FX
Discussion
Looking for some advice/suggestions on this...
I regularly travel around Europe for both personal and work, customer visits, trade shows etc. Spend per month is around £1,000-3,000 for business expenses. Credit card will be a personal card, not a business one. I would also give my partner the supplementary second Platinum card to gain points.
I'm looking to sort a new credit card, one that has benefits with it. Was looking at Amex Platinum for the benefits and points, however the 3% FX charge doesn't seem like a good idea for all that foreign currency spend.
I could use the Amex Platinum for use in the UK, and then use a Nationwide Clarity card at 0% for business travel, but would like to gain something from the business expenses if possible.
I regularly travel around Europe for both personal and work, customer visits, trade shows etc. Spend per month is around £1,000-3,000 for business expenses. Credit card will be a personal card, not a business one. I would also give my partner the supplementary second Platinum card to gain points.
I'm looking to sort a new credit card, one that has benefits with it. Was looking at Amex Platinum for the benefits and points, however the 3% FX charge doesn't seem like a good idea for all that foreign currency spend.
I could use the Amex Platinum for use in the UK, and then use a Nationwide Clarity card at 0% for business travel, but would like to gain something from the business expenses if possible.
Percy. said:
Looking for some advice/suggestions on this...
I regularly travel around Europe for both personal and work, customer visits, trade shows etc. Spend per month is around £1,000-3,000 for business expenses. Credit card will be a personal card, not a business one. I would also give my partner the supplementary second Platinum card to gain points.
I'm looking to sort a new credit card, one that has benefits with it. Was looking at Amex Platinum for the benefits and points, however the 3% FX charge doesn't seem like a good idea for all that foreign currency spend.
I could use the Amex Platinum for use in the UK, and then use a Nationwide Clarity card at 0% for business travel, but would like to gain something from the business expenses if possible.
It might be an idea to just use Wise or Monzo, the amount you’ll save in exchange rates and fees would most likely offset any “rewards” you get from credit cards anyway. If I regularly travel around Europe for both personal and work, customer visits, trade shows etc. Spend per month is around £1,000-3,000 for business expenses. Credit card will be a personal card, not a business one. I would also give my partner the supplementary second Platinum card to gain points.
I'm looking to sort a new credit card, one that has benefits with it. Was looking at Amex Platinum for the benefits and points, however the 3% FX charge doesn't seem like a good idea for all that foreign currency spend.
I could use the Amex Platinum for use in the UK, and then use a Nationwide Clarity card at 0% for business travel, but would like to gain something from the business expenses if possible.
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