Insurance Claim - Poor Workmanship
Discussion
Following on from my other thread about a roof leak, the roofer currently repairing it has said that they way the house was designed/built it was "never going to be water tight" and has suggested contacting our insurers about a claim for poor workmanship.
He said he'll send additional photos/explanation of what he's found, but I just wondered if this is something anyone else has done or has any knowledge about? Google hasn't been helpful so far!
House is 16 years old on an estate of 100 similar homes built by the housebuilder which shares its name with a fruit...
Thanks.
He said he'll send additional photos/explanation of what he's found, but I just wondered if this is something anyone else has done or has any knowledge about? Google hasn't been helpful so far!
House is 16 years old on an estate of 100 similar homes built by the housebuilder which shares its name with a fruit...
Thanks.
You will need to check your home insurance policy, as they are all different.
Most policies cover you for damage arising from an 'event' like fire, storm, flood, escape of water etc. Usually there's no cover for poor workmanship, as the liability rests with the contractor who did the job.
edited to say: It may be that you have some legal cover which might help with pursuing a claim on the builder.
Most policies cover you for damage arising from an 'event' like fire, storm, flood, escape of water etc. Usually there's no cover for poor workmanship, as the liability rests with the contractor who did the job.
edited to say: It may be that you have some legal cover which might help with pursuing a claim on the builder.
Paul Drawmer said:
You will need to check your home insurance policy, as they are all different.
Most policies cover you for damage arising from an 'event' like fire, storm, flood, escape of water etc. Usually there's no cover for poor workmanship, as the liability rests with the contractor who did the job.
edited to say: It may be that you have some legal cover which might help with pursuing a claim on the builder.
Thanks, I had a suspicion this would be the case. We've already spoken to the insurers regarding the leak itself and were told that as it's "wear and tear" rather than storm damage, we couldn't claim.Most policies cover you for damage arising from an 'event' like fire, storm, flood, escape of water etc. Usually there's no cover for poor workmanship, as the liability rests with the contractor who did the job.
edited to say: It may be that you have some legal cover which might help with pursuing a claim on the builder.
KAgantua said:
Not being funny mate but its a 16 or so year old roof. How long have you had the issue for? If it has just cropped up I would say the roof might be sound.
Tradies love blaming other tradesmen for their woes.
We've lived here two years during which time we've had on-going issues. No signs of damp when we bought it, but that was during the summer.Tradies love blaming other tradesmen for their woes.
romeogolf said:
Following on from my other thread about a roof leak, the roofer currently repairing it has said that they way the house was designed/built it was "never going to be water tight" and has suggested contacting our insurers about a claim for poor workmanship.
He said he'll send additional photos/explanation of what he's found, but I just wondered if this is something anyone else has done or has any knowledge about? Google hasn't been helpful so far!
House is 16 years old on an estate of 100 similar homes built by the housebuilder which shares its name with a fruit...
Thanks.
...let me guess, 'Lemon'?He said he'll send additional photos/explanation of what he's found, but I just wondered if this is something anyone else has done or has any knowledge about? Google hasn't been helpful so far!
House is 16 years old on an estate of 100 similar homes built by the housebuilder which shares its name with a fruit...
Thanks.
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