Category A, B, C and D write offs. Whats are they?
Discussion
americancrx said:
So, if I read this right, a car could be written off, class A, and all its parts crushed, just because of a death?
Let's say a car side-swipes a pole at a fairly low speed, and its driver is not secured by a seatbelt. He dies. The car is then crushed, even if it can be rebuilt?
I'd say consideration for the deceased friends and family by not having it appear on the roads again would take priority.Let's say a car side-swipes a pole at a fairly low speed, and its driver is not secured by a seatbelt. He dies. The car is then crushed, even if it can be rebuilt?
It's only a car
The categorisation carries absolutely no legal weight at all - to suggest a Cat B being repaired and on the road to be illegal is untrue.
A good few years ago, I bought the ex a Saxo VTS that was Cat D & C when we got it, and was subsequently categorised as a B as well!
The car was not even visibly damaged when made a B, and was on the road for several more years.
A good few years ago, I bought the ex a Saxo VTS that was Cat D & C when we got it, and was subsequently categorised as a B as well!
The car was not even visibly damaged when made a B, and was on the road for several more years.
A friend of mine owns a Cat C car - it was about a year old when he bought it. Checked out nearly perfect, the tracking was slightly out and it had a brake light out(!).
It was a stolen/recovered car although from what he's told me, it was the subject of a domestic. Couple had an argument, wife ran away with the car. Husband reported it stolen, wife soon abandoned it after hearing the stolen report. No keys were found and the car was undamaged apart from some kerbing on the wheels, but the car was still written off as a Cat C. Husband bought it back and ran it around for the rest of the year until the divorce settlement meant he had to sell the car to afford the rent or something.
It was a stolen/recovered car although from what he's told me, it was the subject of a domestic. Couple had an argument, wife ran away with the car. Husband reported it stolen, wife soon abandoned it after hearing the stolen report. No keys were found and the car was undamaged apart from some kerbing on the wheels, but the car was still written off as a Cat C. Husband bought it back and ran it around for the rest of the year until the divorce settlement meant he had to sell the car to afford the rent or something.
americancrx said:
So, if I read this right, a car could be written off, class A, and all its parts crushed, just because of a death?
Let's say a car side-swipes a pole at a fairly low speed, and its driver is not secured by a seatbelt. He dies. The car is then crushed, even if it can be rebuilt?
Insurers either repair a vehicle or write it off, families in most cases wouldn't want a death smash vehicle back, so surely it's better to write it off and payout.Let's say a car side-swipes a pole at a fairly low speed, and its driver is not secured by a seatbelt. He dies. The car is then crushed, even if it can be rebuilt?
Although death doesn't mean a vehicle will be crushed, my brothers motorbike certainally wasn't, light damage to the bike, saw it on ebay a few months later- incidentally for a good chunk of cash, especially for something that had cat recording on it.
sebhaque said:
A friend of mine owns a Cat C car - it was about a year old when he bought it. Checked out nearly perfect, the tracking was slightly out and it had a brake light out(!).
It was a stolen/recovered car although from what he's told me, it was the subject of a domestic. Couple had an argument, wife ran away with the car. Husband reported it stolen, wife soon abandoned it after hearing the stolen report. No keys were found and the car was undamaged apart from some kerbing on the wheels, but the car was still written off as a Cat C. Husband bought it back and ran it around for the rest of the year until the divorce settlement meant he had to sell the car to afford the rent or something.
Might be true, but could just as easy be a story to cover why it really got its cat c ratingIt was a stolen/recovered car although from what he's told me, it was the subject of a domestic. Couple had an argument, wife ran away with the car. Husband reported it stolen, wife soon abandoned it after hearing the stolen report. No keys were found and the car was undamaged apart from some kerbing on the wheels, but the car was still written off as a Cat C. Husband bought it back and ran it around for the rest of the year until the divorce settlement meant he had to sell the car to afford the rent or something.
Edited by Brite spark on Wednesday 19th December 00:44
Rollcage said:
The categorisation carries absolutely no legal weight at all - to suggest a Cat B being repaired and on the road to be illegal is untrue.
A good few years ago, I bought the ex a Saxo VTS that was Cat D & C when we got it, and was subsequently categorised as a B as well!
The car was not even visibly damaged when made a B, and was on the road for several more years.
Rollcage is correct, well certainly in my experience!A good few years ago, I bought the ex a Saxo VTS that was Cat D & C when we got it, and was subsequently categorised as a B as well!
The car was not even visibly damaged when made a B, and was on the road for several more years.
I used to drive a Cat B vehicle on the road that I took myself to VOSA, who checked and ok'd the vehicle to go back on the road.
Anyone who says that Cat B's cannot go back on the road are obviously not aware of the VOSA stations up and down the country inspecting these cars before they go back on the road
peteO said:
cat b can only be sold to a registered vehicle dismantler/recycler (whatever they call em - a breaker to you and me)...
And as far as i was aware CANNOT be put back on the road. Are only suitable for spares
Sorry PeteO, you are wrong.And as far as i was aware CANNOT be put back on the road. Are only suitable for spares
I had to take my cat B car to VOSA for an inspection and they ok'd the identity and after a safety check it wasok to go back on the road. The DVLA then issued a new V5 - see below
What is a Vehicle Identity Check and how does it work?(taken from the VOSA's site) The Vehicle Identity Check (VIC) has been introduced to help reduce car crime. It is intended to deter criminals from disguising stolen cars with the identity of written off ones. When an insurance company ‘writes off’ a car, (Category A, B or C) they notify DVLA and a VIC marker is placed on the DVLA record. DVLA will not issue a Registration Certificate (V5C) or a Vehicle Licence Reminder (V11) to a car with a VIC marker against it. In order to remove the VIC marker the car needs to be inspected by VOSA to confirm its identity. When the car passes the VIC, the marker is removed. The VIC will be carried out by VOSA. It will involve comparing the car against information held by DVLA, such as the vehicle identification number, make, model, colour and engine number. The VIC will also compare the record of previous accident damage with evidence of damage repair as well as checking other components to confirm the age and identity of the car.
Will the VIC confirm that the vehicle is roadworthy? No. The VIC is designed to confirm the identity of the car and does not assess the quality of the repair. You should seek independent expert opinion as to whether the car is roadworthy. If whilst carrying out the check the inspector notices a serious defect which would make the car dangerous to drive, then they will issue a notice which prohibits the car being used. Once it has been made roadworthy the prohibition can be removed.
Note: I understand motorbikes falling into this category do not have to undergo a VIC inspection so will warrant close investigation and clarification of identity.
Category D Repairable salvage. Minimal damage, probably not structural, but insurer does not want to repair, even though it might be economic to do so. Often stolen and recovered after claim has been paid. Or it maybe a vehicle where parts are difficult to obtain so a quick repair is unlikely. Does not need VIC inspection to return to road. Notification will appear in your vehicle history check
Category X has been the subject of a claim but minor or very lightly damaged and required minimal repair work. It would not be recorded with the DVLA so would not appear in any Vehicle Data Check
not recorded - Not an official category, it simply means that there has not been an insurance claim, possibly only had third party insurance and damaged the vehicle themselves or don't know who caused the damaged so can not make a claim or may not even been insured, either way the DVLA will not know in these cases so will not be recorded and will not show on any Vehicle History Check
Edited by ikarl on Thursday 20th December 14:25
Edited by ikarl on Thursday 20th December 14:25
ikarl said:
Sorry PeteO, you are wrong.
I had to take my cat B car to VOSA for an inspection and they ok'd the identity and after a safety check it wasok to go back on the road. The DVLA then issued a new V5 - see below
What is a Vehicle Identity Check and how does it work?(taken from the VOSA's site) The Vehicle Identity Check (VIC) has been introduced to help reduce car crime. It is intended to deter criminals from disguising stolen cars with the identity of written off ones. When an insurance company ‘writes off’ a car, (Category A, B or C) they notify DVLA and a VIC marker is placed on the DVLA record. DVLA will not issue a Registration Certificate (V5C) or a Vehicle Licence Reminder (V11) to a car with a VIC marker against it. In order to remove the VIC marker the car needs to be inspected by VOSA to confirm its identity. When the car passes the VIC, the marker is removed. The VIC will be carried out by VOSA. It will involve comparing the car against information held by DVLA, such as the vehicle identification number, make, model, colour and engine number. The VIC will also compare the record of previous accident damage with evidence of damage repair as well as checking other components to confirm the age and identity of the car.
Will the VIC confirm that the vehicle is roadworthy? No. The VIC is designed to confirm the identity of the car and does not assess the quality of the repair. You should seek independent expert opinion as to whether the car is roadworthy. If whilst carrying out the check the inspector notices a serious defect which would make the car dangerous to drive, then they will issue a notice which prohibits the car being used. Once it has been made roadworthy the prohibition can be removed.
Note: I understand motorbikes falling into this category do not have to undergo a VIC inspection so will warrant close investigation and clarification of identity.
Category D Repairable salvage. Minimal damage, probably not structural, but insurer does not want to repair, even though it might be economic to do so. Often stolen and recovered after claim has been paid. Or it maybe a vehicle where parts are difficult to obtain so a quick repair is unlikely. Does not need VIC inspection to return to road. Notification will appear in your vehicle history check
Category X has been the subject of a claim but minor or very lightly damaged and required minimal repair work. It would not be recorded with the DVLA so would not appear in any Vehicle Data Check
not recorded - Not an official category, it simply means that there has not been an insurance claim, possibly only had third party insurance and damaged the vehicle themselves or don't know who caused the damaged so can not make a claim or may not even been insured, either way the DVLA will not know in these cases so will not be recorded and will not show on any Vehicle History Check
which is why i said: as far as i was aware... I had to take my cat B car to VOSA for an inspection and they ok'd the identity and after a safety check it wasok to go back on the road. The DVLA then issued a new V5 - see below
What is a Vehicle Identity Check and how does it work?(taken from the VOSA's site) The Vehicle Identity Check (VIC) has been introduced to help reduce car crime. It is intended to deter criminals from disguising stolen cars with the identity of written off ones. When an insurance company ‘writes off’ a car, (Category A, B or C) they notify DVLA and a VIC marker is placed on the DVLA record. DVLA will not issue a Registration Certificate (V5C) or a Vehicle Licence Reminder (V11) to a car with a VIC marker against it. In order to remove the VIC marker the car needs to be inspected by VOSA to confirm its identity. When the car passes the VIC, the marker is removed. The VIC will be carried out by VOSA. It will involve comparing the car against information held by DVLA, such as the vehicle identification number, make, model, colour and engine number. The VIC will also compare the record of previous accident damage with evidence of damage repair as well as checking other components to confirm the age and identity of the car.
Will the VIC confirm that the vehicle is roadworthy? No. The VIC is designed to confirm the identity of the car and does not assess the quality of the repair. You should seek independent expert opinion as to whether the car is roadworthy. If whilst carrying out the check the inspector notices a serious defect which would make the car dangerous to drive, then they will issue a notice which prohibits the car being used. Once it has been made roadworthy the prohibition can be removed.
Note: I understand motorbikes falling into this category do not have to undergo a VIC inspection so will warrant close investigation and clarification of identity.
Category D Repairable salvage. Minimal damage, probably not structural, but insurer does not want to repair, even though it might be economic to do so. Often stolen and recovered after claim has been paid. Or it maybe a vehicle where parts are difficult to obtain so a quick repair is unlikely. Does not need VIC inspection to return to road. Notification will appear in your vehicle history check
Category X has been the subject of a claim but minor or very lightly damaged and required minimal repair work. It would not be recorded with the DVLA so would not appear in any Vehicle Data Check
not recorded - Not an official category, it simply means that there has not been an insurance claim, possibly only had third party insurance and damaged the vehicle themselves or don't know who caused the damaged so can not make a claim or may not even been insured, either way the DVLA will not know in these cases so will not be recorded and will not show on any Vehicle History Check
Edited by ikarl on Thursday 20th December 14:25
Edited by ikarl on Thursday 20th December 14:25
crosseyedlion said:
americancrx said:
So, if I read this right, a car could be written off, class A, and all its parts crushed, just because of a death?
Let's say a car side-swipes a pole at a fairly low speed, and its driver is not secured by a seatbelt. He dies. The car is then crushed, even if it can be rebuilt?
I'd say consideration for the deceased friends and family by not having it appear on the roads again would take priority.Let's say a car side-swipes a pole at a fairly low speed, and its driver is not secured by a seatbelt. He dies. The car is then crushed, even if it can be rebuilt?
It's only a car
He bought a Cat C pick-up and it turn out the previous owner shot himself in the car. The headlining had been removed, and the floor had been washed, but it was recorded as a Cat C and sold.
peteO - afaik again?
We've already went over this, they are not for parts only.
I went to a local broker and they sorted insurance, I could only have fully comp insurance but in the event the car was in an accident I would only get paid out for the value of the car, which was scrap value. That was fine for me as the car cost me nothing.
We've already went over this, they are not for parts only.
I went to a local broker and they sorted insurance, I could only have fully comp insurance but in the event the car was in an accident I would only get paid out for the value of the car, which was scrap value. That was fine for me as the car cost me nothing.
ikarl said:
peteO - afaik again?
We've already went over this, they are not for parts only.
I went to a local broker and they sorted insurance, I could only have fully comp insurance but in the event the car was in an accident I would only get paid out for the value of the car, which was scrap value. That was fine for me as the car cost me nothing.
yes ikarl. again.... We've already went over this, they are not for parts only.
I went to a local broker and they sorted insurance, I could only have fully comp insurance but in the event the car was in an accident I would only get paid out for the value of the car, which was scrap value. That was fine for me as the car cost me nothing.
Category B: A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road.
Never drive a category A or B write off - although you could buy a category B car for spare parts.
https://www.autocheck.co.uk/insurancewriteoffs.htm...
Never drive a category A or B write off - although you could buy a category B car for spare parts.
https://www.autocheck.co.uk/insurancewriteoffs.htm...
So, why do you think the DVLA allow them on the road and why do you think VOSA do vic checks on them?
You are badly mis-informed by the information you are finding on the internet that is inaccurate. If you are seriously interested phone your local DVLA or VOSA office.
My car was VOSA'd, subsequently mot'd and taxed for a couple of years with no issues.
You are badly mis-informed by the information you are finding on the internet that is inaccurate. If you are seriously interested phone your local DVLA or VOSA office.
My car was VOSA'd, subsequently mot'd and taxed for a couple of years with no issues.
Category B: body shell should be crushed. Signifies extensive damage, although some parts are salvageable. Should never re-appear on road.
The ABI Salvage Code dictates that Category A and Category B cars are broken for spares and the body shell crushed. However, write-offs in the latter two categories can be sold on by the insurance company, either to the original owner or to a third party via a car salvage company. They can then be repaired and, provided they pass a Vehicle Identity Check with the DVLA, can be put back on the road.
http://www.rac.co.uk/community/blog/rac-blog/septe...
looks like the RAC are misinformed too
The ABI Salvage Code dictates that Category A and Category B cars are broken for spares and the body shell crushed. However, write-offs in the latter two categories can be sold on by the insurance company, either to the original owner or to a third party via a car salvage company. They can then be repaired and, provided they pass a Vehicle Identity Check with the DVLA, can be put back on the road.
http://www.rac.co.uk/community/blog/rac-blog/septe...
looks like the RAC are misinformed too
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