Category A, B, C and D write offs. Whats are they?

Category A, B, C and D write offs. Whats are they?

Author
Discussion

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
When a vehicle is written off by an insurance company, it's put in a category according to the extent of the damage. Categories A and B have to be broken up, leaving C, D and X.

http://www.telegraph.co.uk/motoring/news/9815946/B...

the telepgraph too

everyone apart from you it would appear

Rollcage

11,327 posts

191 months

Friday 22nd November 2013
quotequote all
peteO said:
Category B: body shell should be crushed. Signifies extensive damage, although some parts are salvageable. Should never re-appear on road.

The ABI Salvage Code dictates that Category A and Category B cars are broken for spares and the body shell crushed. However, write-offs in the latter two categories can be sold on by the insurance company, either to the original owner or to a third party via a car salvage company. They can then be repaired and, provided they pass a Vehicle Identity Check with the DVLA, can be put back on the road.


http://www.rac.co.uk/community/blog/rac-blog/septe...


looks like the RAC are misinformed too
Read my response as well.

What you quote is what would happen in an ideal world, according to the to the ABI guidelines, which carry no legal weight at all. Hence, if you get hold of a cat B car and repair it to an MOT standard and can get it insured, you can drive it on the road.

Again, I had a car categorised as a B which had no visible damage at all.

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
Category A and Category B vehicles are not permitted back onto the road

https://www.hpicheck.com/glossary.html

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
how many more examples do people need? i can go all day if you want

Rollcage

11,327 posts

191 months

Friday 22nd November 2013
quotequote all
OK, show me some actual legislation, enacted by Parliament, which backs up your assertions.

I'll give you a clue - there isn't any.

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
Rollcage said:
OK, show me some actual legislation, enacted by Parliament, which backs up your assertions.

I'll give you a clue - there isn't any.
i assume your able to evidence this too?

Rollcage

11,327 posts

191 months

Friday 22nd November 2013
quotequote all
peteO said:
Rollcage said:
OK, show me some actual legislation, enacted by Parliament, which backs up your assertions.

I'll give you a clue - there isn't any.
i assume your able to evidence this too?
Are you really that hard of thinking? How can I prove a negative?

Anyway, you carry on believing what you want, and those of us that have actual real world experience of this happening carry on knowing what the truth is.

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
Rollcage said:
peteO said:
Rollcage said:
OK, show me some actual legislation, enacted by Parliament, which backs up your assertions.

I'll give you a clue - there isn't any.
i assume your able to evidence this too?
Are you really that hard of thinking? How can I prove a negative?

Anyway, you carry on believing what you want, and those of us that have actual real world experience of this happening carry on knowing what the truth is.
woo. you go. keep fighting the good fight!

you and that other fella carry on believing what you want. as its apparent that its you both against the whole motiring industry!


good luck!

Rollcage

11,327 posts

191 months

Friday 22nd November 2013
quotequote all
You are stating that such cars cannot, ever be allowed back on the road, and you have a few websites which show the ABI guidelines, which is fair enough.

What I am telling you, is that they are guidelines only. They aren't the law, and exceptions do happen, and have done on many, many occasions.

Can I make it any simpler for you? There are plenty of Cat B cars floating around, all legal and above board. You wont get prosecuted for owning or driving one by virtue of it being a Cat B.

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
Rollcage said:
You are stating that such cars cannot, ever be allowed back on the road, and you have a few websites which show the ABI guidelines, which is fair enough.

What I am telling you, is that they are guidelines only. They aren't the law, and exceptions do happen, and have done on many, many occasions.

Can I make it any simpler for you? There are plenty of Cat B cars floating around, all legal and above board. You wont get prosecuted for owning or driving one by virtue of it being a Cat B.
you dont need to make it simpler. all i require is you to evidence your outlandish claims

Rollcage

11,327 posts

191 months

Friday 22nd November 2013
quotequote all
peteO said:
you dont need to make it simpler. all i require is you to evidence your outlandish claims
Read this article. It evidences all that I have told you.

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
Rollcage said:
Read this article. It evidences all that I have told you.
no

Rollcage

11,327 posts

191 months

Friday 22nd November 2013
quotequote all
So you ask for evidence for my claims, I provide it, you refuse to read it?

That's grown up.

ZOLLAR

19,908 posts

172 months

Friday 22nd November 2013
quotequote all
Rollcage said:
peteO said:
Category B: body shell should be crushed. Signifies extensive damage, although some parts are salvageable. Should never re-appear on road.

The ABI Salvage Code dictates that Category A and Category B cars are broken for spares and the body shell crushed. However, write-offs in the latter two categories can be sold on by the insurance company, either to the original owner or to a third party via a car salvage company. They can then be repaired and, provided they pass a Vehicle Identity Check with the DVLA, can be put back on the road.


http://www.rac.co.uk/community/blog/rac-blog/septe...


looks like the RAC are misinformed too
Read my response as well.

What you quote is what would happen in an ideal world, according to the to the ABI guidelines, which carry no legal weight at all. Hence, if you get hold of a cat B car and repair it to an MOT standard and can get it insured, you can drive it on the road.

Again, I had a car categorised as a B which had no visible damage at all.
PeteO,

Rollcage is right, there is no legal requirement for a CAT B to be crushed.
ABI, RAC, HPI etc all say it shouldn't go back on the road, it doesn't mean it's illegal to put one back on the road.

If it passes a VIC, MOT and the DVLA are happy to issue a V5 on it then it can be driven on the road.

Before you say I'm wrong, part of my occupation is dealing with total loss cars of all categories and updating the MIAFTR2 database.
So if I'm wrong after all these years I'll hang up my hat.

Edited by ZOLLAR on Friday 22 November 12:46

Rollcage

11,327 posts

191 months

Friday 22nd November 2013
quotequote all
Thanks Zollar. I was beginning to get a headache! thumbup

ManOpener

12,467 posts

168 months

Friday 22nd November 2013
quotequote all
Rollcage said:
Thanks Zollar. I was beginning to get a headache! thumbup
Isn't there a gent with an E55 in the reader's rides section who just last month when through the process of legally registering, insuring and taxing his car despite it being recorded as a Cat B? If every other source of information in the entire world proves to be insufficient for our little friends here, perhaps he should have a read of that thread to see the legal procedure for doing it?

peteO

1,790 posts

184 months

Friday 22nd November 2013
quotequote all
ZOLLAR said:
if I'm wrong after all these years I'll hang up my hat.

Edited by ZOLLAR on Friday 22 November 12:46
i think you should my friend

ZOLLAR

19,908 posts

172 months

Friday 22nd November 2013
quotequote all
peteO said:
ZOLLAR said:
if I'm wrong after all these years I'll hang up my hat.

Edited by ZOLLAR on Friday 22 November 12:46
i think you should my friend
Well I'm sure you're right and myself and all my colleagues are wrong.

rotarymazda

538 posts

164 months

Friday 22nd November 2013
quotequote all
peteO said:
Category A and Category B vehicles are not permitted back onto the road

https://www.hpicheck.com/glossary.html
I received this response from HPI regarding returning a cat B car to the road.

"There is no legislation to stop Category B vehicles going back on the road, so until there is a requirement in law, these vehicles will continue to be allowed to pass VIC tests and go back on the road."

I can PM the HPI employee contact details to you if you would like this confirmed.

I also contacted the DVLA and VOSA on the same issue and got the same response. Just get a VIC.

I also had specialist legal advice to confirm.

I went through all this since I have a car that was flooded up to the seats so was an automatic cat B. Rather than crush it, I had a professional decontamination, new ECU/seats/interior, job done.

The only ones wanting cat B cars to be crushed are the ABI in the Motor Salvage code of practice (not a law).

ClaphamGT3

11,269 posts

242 months

Monday 13th January 2014
quotequote all
bqf said:
crosseyedlion said:
americancrx said:
So, if I read this right, a car could be written off, class A, and all its parts crushed, just because of a death?

Let's say a car side-swipes a pole at a fairly low speed, and its driver is not secured by a seatbelt. He dies. The car is then crushed, even if it can be rebuilt?
I'd say consideration for the deceased friends and family by not having it appear on the roads again would take priority.

It's only a car
I have a pal who loves a salvage motor - he runs a motorsport business so has his fellas repair Cat Ds/Cs that he buys.

He bought a Cat C pick-up and it turn out the previous owner shot himself in the car. The headlining had been removed, and the floor had been washed, but it was recorded as a Cat C and sold.
I suspect that it would have been a bit more than a headlining.

I remember looking inside the Range Rover that a family member shot himself in back in the day; it wasnt for the weak of stomach and, as well as the whole interior looking like it had been artexed with brown paint, the roof panel itself was seriously damaged by shot