RE: Chris Harris video: Noble M600 and Atom V8

RE: Chris Harris video: Noble M600 and Atom V8

Thursday 19th April 2012

Chris Harris video: Noble M600 and Atom V8

An Ariel Atom V8, a Noble M600, the 'ring ... and Chris wants to talk insurance?



Getting these two together was, at first, easy. Ever since I first drove an M600 back at the end of 2009, I’ve been badgering Noble MD Peter Boutwood to let me take one to the ’ring. I suggested the Destination Nurburgring event in March. He said, β€œThat’s fine, where do you want to meet?”

Which is scarier round the 'ring?
Which is scarier round the 'ring?
Tom Siebert from Ariel was cooler still - if that’s possible. We just had a chat on the phone and he texted the next day to say he’d booked a chunnel ticket. β€œYou’re buying beers and I’m not sharing a room with you.”

It’s cool stuff. In fact these little Brit sports car companies can teach their vastly more self-impressed continental rivals several lessons on the subject of cool.

And that was it - Β£350K and 1125hp borrowed to lap the world’s most dangerous circuit. That last adjective, however, would soon complicate things.

"Β£20,000 excess if I bin it then?"
"Β£20,000 excess if I bin it then?"
A week before we were due to leave, I decided to check the respective insurance cover on each car. Pete said the Noble was insured, so long as he sat next to me.

β€œPete, will you sit next to me?”

β€œNo.”

Tom didn’t even let me ask the question: β€œYou’re insuring it.”

Shit.

And that’s how I was introduced to the rather frightening world of insuring fast, expensive cars at the Nurburgring. I started off phoning regular insurance companies, and they laughed. Not one wanted to touch either car. At that point I thought all bets were off.

At least the weather was playing ball!
At least the weather was playing ball!
This forced me down the racing route. A company called MIS (Motorsport Insurance Services) has covered the Porsche I’ve raced at the ’ring for years, so I figured they’d have a view on two days cover on these fast Brits. They did, but it wasn’t quite the view I’d hoped. The quotation was horrendous.

It’s at this point that I found myself in the faintly ridiculous situation of attempting to persuade an insurer that an Atom V8 didn’t pose that much of a risk because, as the driver, I was rather incentivised not to have a crash on account of the fact that it would probably hurt quite a lot. And you know what, they sort of listened.

Many people ask if it’s possible to get insurance at the β€˜ring. Based on this experience, for tourist sessions, it’s nigh-on impossible. But for track days it’s not too hard so long as you’re willing to suck up some excess.

Personal risk element reduced Atom premium
Personal risk element reduced Atom premium
So what does it cost to insure a Β£220K Noble M600 for two days lapping on the Nordschleife? Through MIS, it was Β£1,750. I still don’t know quite what to make of that sum because on the one hand it made a catastrophic dent in my film budget for 2012, on the other hand, the underwriters were exposed to a potential Β£150K payout. All it would have taken was an oil spill or a SLOT (sudden loss of talent) from yours truly to make a Lloyds name somewhere get quite sweary. Then again, my excess was Β£20,000.

You remember that sum when an Atom V8 starts to wander about at 145mph, with no run-off

As for the cars? Watch the film, you’ll find out.

Oh, enjoy the vid.

Track photography: Frozenspeed



Β  Β 
Β  Β 

Β 

Author
Discussion

Tyrewrecker

Original Poster:

6,419 posts

109 months

Thursday 19th April 2012
quotequote all
Fantastic Chris! £1750 with 20k excess!!!

suffolk009

4,102 posts

120 months

Thursday 19th April 2012
quotequote all
Well, thank you. That's made my day.

Stu R

21,410 posts

170 months

Thursday 19th April 2012
quotequote all
Worth every penny I suspect - another great video.

I'm actually quite surprised how little the insurance came through at. It begs the question though, what sort of figures were the less palatable quotes? "sod off we don't want you on our books" type money I'm guessing? Or was it just a Brian Blessed style laugh followed by the slamming down of a receiver?

Aizle

12,429 posts

130 months

Thursday 19th April 2012
quotequote all
Bargain.

Aizle

12,429 posts

130 months

Thursday 19th April 2012
quotequote all
Oh and in before the title.

Tyrewrecker

Original Poster:

6,419 posts

109 months

Thursday 19th April 2012
quotequote all
Looks like it has been on youtube since 4 or earlier...if I had known... frown

Stu R

21,410 posts

170 months

Thursday 19th April 2012
quotequote all
Tyrewrecker said:
Looks like it has been on youtube since 4 or earlier...if I had known... frown
Yup, went up in the wee hours - happened upon it by chance on the Xbox a few hours ago and it said it'd been up 3 hours then.

TuxMan

8,974 posts

193 months

Thursday 19th April 2012
quotequote all
Great vid Chris , sums up the best of British !!! Crap I want that Noble !!!!

Alex

9,965 posts

239 months

Thursday 19th April 2012
quotequote all
Thanks for showing us the full laps and letting the cars do the talking. This is what TV motoring shows can't do. Awesome.

Tyrewrecker

Original Poster:

6,419 posts

109 months

Thursday 19th April 2012
quotequote all
Stu R said:
Yup, went up in the wee hours - happened upon it by chance on the Xbox a few hours ago and it said it'd been up 3 hours then.
Ah, I see. My estimation was based on the length of time comments had been up.
Couple of good quotes from the video: "160 is fine for me today", and the one about the hot chicks which I can't remember the wording at this hours. Great video again.

MagicalTrevor

6,360 posts

184 months

Thursday 19th April 2012
quotequote all
Christ, what did the Atom feel like at 158 down the main straight? It's was clearly jumpy on the bumpy sections and I'm just wondering whether you felt confident in the car at that speed? I.e. we're you holding on for dear life or was the car lapping it up.
The Noble appeared much more comfortable with itself but I suppose the same question applies to that too.

Great video, I really enjoyed that thumbup

neilski

2,410 posts

190 months

Thursday 19th April 2012
quotequote all
I met Chris in the Pistenklaus after the first day of filming and the following day he took me round in the Noble and it was every bit as good as he says it is and then some! Definitely a motoring highlight for me.

If you're reading this, thanks again Chris. smile

MagicalTrevor

6,360 posts

184 months

Thursday 19th April 2012
quotequote all
TuxMan said:
Great vid Chris , sums up the best of British !!! Crap I want that Noble !!!!
Yep, my 'lottery garage' just got rejigged again. I was already struggling with the default choices of F458 vs MP4-12C

After_Shock

8,751 posts

175 months

Thursday 19th April 2012
quotequote all
Excellent video, very well done great to watch smile

Woza

1,251 posts

191 months

Thursday 19th April 2012
quotequote all
brilliant video. 205mph in the noble is crazy - one day.....

ravon

541 posts

237 months

Thursday 19th April 2012
quotequote all
Brilliant video, excellent entertainment, makes the TV pro's look amateur, because at the end of the day, the man loves cars and driving ! Also moves the M600 up the wish list. Thank you.

Alex

9,965 posts

239 months

Thursday 19th April 2012
quotequote all
The £200,000 question: Is the M600 worth the premium over a 458 or MP4-12C?

Foggy748

292 posts

115 months

Thursday 19th April 2012
quotequote all
Alex said:
The £200,000 question: Is the M600 worth the premium over a 458 or MP4-12C?
No question - I'd have one in a heartbeat.

Beefmeister

15,740 posts

185 months

Thursday 19th April 2012
quotequote all
Another cracking video, really enjoyable stuff. I look forward to these every week, then spend much more time that I probably should watching the others on Drive.

That Atom looks like quite a handful!

neiljohnson

11,298 posts

162 months

Thursday 19th April 2012
quotequote all
Enjoyed that :thumbsup: 205mph down the straight though yikesnuts