Car Insurance Post Code Ratings

[AA88]

Renewing my car insurance and came across this:

http://www.motorcarinsuranceuk.co.uk/post-code-rat...

Makes for interesting reading, I've just gone from a 'B' to an 'F' - it hurts

[LuS1fer]

I agree. I'm in a D rating and where I have lived for 18 years, there has only ever been one car broken into. You could safely leave a house window open all day with very little risk. Madness.

[aw51 121565]

At least it's 'F' and not 'Refer'...

[ZOLLAR]

AA88 said:

Renewing my car insurance and came across this:

http://www.motorcarinsuranceuk.co.uk/post-code-rat...

Makes for interesting reading, I've just gone from a 'B' to an 'F' - it hurts

Use it as a guide rather than a clear indicationas to whether your premium will go up or down, just because the link says one postcode is bad doesn't mean an insurer will hold the same information.

LuS1fer said:

I agree. I'm in a D rating and where I have lived for 18 years, there has only ever been one car broken into. You could safely leave a house window open all day with very little risk. Madness.

Theft accounts for a very low percentage of insurance claims.

[Zoobeef]

I used it to help me pick areas earlier this year for my new house. DN22 is an A rating so Noble insurance is £650 wooooooo

[jenpot]

Mine is 'refer'. Lovely.

[jon-]

Zoobeef said:

I used it to help me pick areas earlier this year for my new house. DN22 is an A rating so Noble insurance is £650 wooooooo

Picking a new house based on car insurance.

Have some man points.

[TheD]

I'm in a B which is surprising actually.

[th85]

E

[Zoobeef]

jon- said:

Picking a new house based on car insurance.

Have some man points.

That's what happens when men are left to think on their own haha. Also means the garage has been decorated first.
Its all linked though, good car insurance = good crime rating = good area = I need not worry (as much) when I work away.

[Dog Star]

Are they still using such a broad brush? My postcode covers quite a large area from moorland farms and nature reserve areas (ie. very nice and quiet) right through to horrible crash-for-cash innut blud areas - which makes it an E. However my premiums are still pretty reasonable and we're insuring a new SLK, V70, C1, two R1s, a Honda 450 supermoto and a KTM enduro for less than 1200 for the lot (comp).

[AA88]

ZOLLAR said:

Use it as a guide rather than a clear indicationas to whether your premium will go up or down, just because the link says one postcode is bad doesn't mean an insurer will hold the same information.

It seems it has gone up lots because though, can't find a quote near to what I would expect if I was still living where I used to.

[Dan_1981]

F*

Yeah baby.

[LouD86]

Hmm.

Interesting. My lovely home, with secure parking, at about 600m above sea level, is a group more riskier, than my parents house, which backs onto the water! lol. I do remember my insurance telling me its due to flood risk! Pah, bad facts!

[cheechm]

F* in SW London which is ridiculous. Other place in Bristol is C, so not bad.

[Nedzilla]

Im a nice B which I suppose is why my GT-R costs a very reasonable £645.

[Nedzilla]

A mate of mine who lives in one of the less desireable suburbs of manchester is always moaning that it costs him over a grand to insure his nissan micra......a quick check reveals he's a 'refer'

[RB Will]

Yay I'm in an A

[jimmyboy85]

Well I've lived in an E and an F*, both when I was too young to drive, it appears that for the last 10 years we've lived in an A.

[FamilyDub]

It must generalise a fair bit...

I'm in a half-decent part of a less-than-salubrious town (ML5-C rated) and thinking of moving to a posher conservation village part of a posher town (G76-E rated).