Seriously Overpriced Cars

Seriously Overpriced Cars

Author
Discussion

Driver101

5,933 posts

68 months

Wednesday 6th November
quotequote all
robinessex said:
aaron_2000 said:
robinessex said:
aaron_2000 said:
Not overpriced, but I didn't really know where else to post it. Look at the state of the front end, probably a crashed ex rental

https://www.autotrader.co.uk/classified/advert/201...
The ad claims it's free of any accidents
Where does it say that? It's pretty clearly had a hit on the front end. I'd be willing to bet it's an ex rental at those miles which means they'd be more inclined to fix it than write it off. Doesn't take much to tell that the front end is all over the place.
From the Autotrader ad:-

Vehicle history check

We’ve checked this vehicle’s history so you can buy with confidence. We’ll never advertise a vehicle that’s stolen, scrapped, or recorded as Cat A or B.

Should really say C & D, as A & B are total loss, and can only be scrapped, or for some spares.

There's outstanding finance
It's only if the car is a total loss it'll appear registered as a Cat C/D or N/S.

Loads of cars have been damaged repaired and won't have it recorded anywhere.

mstrbkr

7,091 posts

145 months

Wednesday 6th November
quotequote all
Think about it... Just because it's not been written off it doesn't mean it hasn't been in an accident.

Edit: Beaten to it. I was replying to aaron_2000.

robinessex

7,516 posts

128 months

Wednesday 6th November
quotequote all
Driver101 said:
robinessex said:
aaron_2000 said:
robinessex said:
aaron_2000 said:
Not overpriced, but I didn't really know where else to post it. Look at the state of the front end, probably a crashed ex rental

https://www.autotrader.co.uk/classified/advert/201...
The ad claims it's free of any accidents
Where does it say that? It's pretty clearly had a hit on the front end. I'd be willing to bet it's an ex rental at those miles which means they'd be more inclined to fix it than write it off. Doesn't take much to tell that the front end is all over the place.
From the Autotrader ad:-

Vehicle history check

We’ve checked this vehicle’s history so you can buy with confidence. We’ll never advertise a vehicle that’s stolen, scrapped, or recorded as Cat A or B.

Should really say C & D, as A & B are total loss, and can only be scrapped, or for some spares.

There's outstanding finance
It's only if the car is a total loss it'll appear registered as a Cat C/D or N/S.

Loads of cars have been damaged repaired and won't have it recorded anywhere.
For the past decade, write-offs have been grouped into four categories: A, B, C and D.

These were graded in order of severity, with Category A for irreparable damage and Category D for vehicles that could – potentially – be returned to the road.

The new system substitutes C and D for the new categories of S and N, ranking write-offs as follows:

A - Scrap only

B - Break for parts

S - Structurally damaged but repairable

N - Not structurally damaged, repairable

If a car is written off, it becomes the property of the insurance company. I was under the impression that they only deal with reputable salvage companies so that cats A & B never get back on the road. The loss category for S & N says with the cars Vin No

See:-

https://www.copart.co.uk All the vehicles here have their loss category logged

Edited by robinessex on Wednesday 6th November 19:49

Driver101

5,933 posts

68 months

Wednesday 6th November
quotequote all
robinessex said:
Driver101 said:
robinessex said:
aaron_2000 said:
robinessex said:
aaron_2000 said:
Not overpriced, but I didn't really know where else to post it. Look at the state of the front end, probably a crashed ex rental

https://www.autotrader.co.uk/classified/advert/201...
The ad claims it's free of any accidents
Where does it say that? It's pretty clearly had a hit on the front end. I'd be willing to bet it's an ex rental at those miles which means they'd be more inclined to fix it than write it off. Doesn't take much to tell that the front end is all over the place.
From the Autotrader ad:-

Vehicle history check

We’ve checked this vehicle’s history so you can buy with confidence. We’ll never advertise a vehicle that’s stolen, scrapped, or recorded as Cat A or B.

Should really say C & D, as A & B are total loss, and can only be scrapped, or for some spares.

There's outstanding finance
It's only if the car is a total loss it'll appear registered as a Cat C/D or N/S.

Loads of cars have been damaged repaired and won't have it recorded anywhere.
For the past decade, write-offs have been grouped into four categories: A, B, C and D.

These were graded in order of severity, with Category A for irreparable damage and Category D for vehicles that could – potentially – be returned to the road.

The new system substitutes C and D for the new categories of S and N, ranking write-offs as follows:

A - Scrap only

B - Break for parts

S - Structurally damaged but repairable

N - Not structurally damaged, repairable

If a car is written off, it becomes the property of the insurance company. I was under the impression that they only deal with reputable salvage companies so that cats A & B never get back on the road. The loss category for S & N says with the cars Vin No

See:-

https://www.copart.co.uk All the vehicles here have their loss category logged

Edited by robinessex on Wednesday 6th November 19:49
Autotrader won't advertise Cat A or B cars.

They will advertise C and D or the newer system of N and S.

Not being classed as C/D or N/S doesn't mean a car hasn't been crashed.

That Lambo might have had quite a good front crash, but if it only cost £20k to fix the insurance company would pay for it to be fixed and it won't be recorded as any grade of Cat car.

robinessex

7,516 posts

128 months

Wednesday 6th November
quotequote all
Driver101 said:
robinessex said:
Driver101 said:
robinessex said:
aaron_2000 said:
robinessex said:
aaron_2000 said:
Not overpriced, but I didn't really know where else to post it. Look at the state of the front end, probably a crashed ex rental

https://www.autotrader.co.uk/classified/advert/201...
The ad claims it's free of any accidents
Where does it say that? It's pretty clearly had a hit on the front end. I'd be willing to bet it's an ex rental at those miles which means they'd be more inclined to fix it than write it off. Doesn't take much to tell that the front end is all over the place.
From the Autotrader ad:-

Vehicle history check

We’ve checked this vehicle’s history so you can buy with confidence. We’ll never advertise a vehicle that’s stolen, scrapped, or recorded as Cat A or B.

Should really say C & D, as A & B are total loss, and can only be scrapped, or for some spares.

There's outstanding finance
It's only if the car is a total loss it'll appear registered as a Cat C/D or N/S.

Loads of cars have been damaged repaired and won't have it recorded anywhere.
For the past decade, write-offs have been grouped into four categories: A, B, C and D.

These were graded in order of severity, with Category A for irreparable damage and Category D for vehicles that could – potentially – be returned to the road.

The new system substitutes C and D for the new categories of S and N, ranking write-offs as follows:

A - Scrap only

B - Break for parts

S - Structurally damaged but repairable

N - Not structurally damaged, repairable

If a car is written off, it becomes the property of the insurance company. I was under the impression that they only deal with reputable salvage companies so that cats A & B never get back on the road. The loss category for S & N says with the cars Vin No

See:-

https://www.copart.co.uk All the vehicles here have their loss category logged

Edited by robinessex on Wednesday 6th November 19:49
Autotrader won't advertise Cat A or B cars.

They will advertise C and D or the newer system of N and S.

Not being classed as C/D or N/S doesn't mean a car hasn't been crashed.

That Lambo might have had quite a good front crash, but if it only cost £20k to fix the insurance company would pay for it to be fixed and it won't be recorded as any grade of Cat car.
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...

mstrbkr

7,091 posts

145 months

Wednesday 6th November
quotequote all
robinessex said:
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...
Yes, but only if it's been written off and is given a category. Accident damage that doesn't result in a the vehicle being written off is categorically NOT recorded.

robinessex

7,516 posts

128 months

Thursday
quotequote all
mstrbkr said:
robinessex said:
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...
Yes, but only if it's been written off and is given a category. Accident damage that doesn't result in a the vehicle being written off is categorically NOT recorded.
These people say it does:-

https://www.buyacar.co.uk/cars/used-cars/621/what-...

And these

https://www.theaa.com/car-insurance/advice/damage-...

"Can I check if a second-hand car has ever been damaged to a Cat C or Cat D (S and N) level?

Yes, you can, and it's always good to be aware of all the facts about a vehicle before buying. Professional car vendors and traders must state whether a car has been previously written-off. However, not all private sellers will tell you."

The only way around it I can see, is if you have damage, don't report it, get it fixed privately yourself. Once an Insurance company is involved, it's marked for life.

Edited by robinessex on Thursday 7th November 08:22

mstrbkr

7,091 posts

145 months

Thursday
quotequote all
Are you trolling?

A car is not "marked for life" unless it is given a category/written off. As I've said before. It's right there in the material you are quoting! You don't understand I'm afraid.

Example: one of my old cars was rear ended. Car was worth £4000 and it was repaired costing £1000 by the other party's insurance company. It was not written off and was therefore not given a category. So there is no record of it just as there is no record of that Lamborghini having a front ender.

Zippee

11,948 posts

181 months

Thursday
quotequote all
robinessex said:
mstrbkr said:
robinessex said:
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...
Yes, but only if it's been written off and is given a category. Accident damage that doesn't result in a the vehicle being written off is categorically NOT recorded.
These people say it does:-

https://www.buyacar.co.uk/cars/used-cars/621/what-...

And these

https://www.theaa.com/car-insurance/advice/damage-...

"Can I check if a second-hand car has ever been damaged to a Cat C or Cat D (S and N) level?

Yes, you can, and it's always good to be aware of all the facts about a vehicle before buying. Professional car vendors and traders must state whether a car has been previously written-off. However, not all private sellers will tell you."

The only way around it I can see, is if you have damage, don't report it, get it fixed privately yourself. Once an Insurance company is involved, it's marked for life.

Edited by robinessex on Thursday 7th November 08:22
Yes, but what you aren't getting is that if a car had been repaired then it won't be a cat s,n,c or d. It's just repaired and NOT recorded.
The cat markers are for written off only, ie/ insurance pays out in full to the owner and the car goes to salvage.

robinessex

7,516 posts

128 months

Thursday
quotequote all
Zippee said:
robinessex said:
mstrbkr said:
robinessex said:
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...
Yes, but only if it's been written off and is given a category. Accident damage that doesn't result in a the vehicle being written off is categorically NOT recorded.
These people say it does:-

https://www.buyacar.co.uk/cars/used-cars/621/what-...

And these

https://www.theaa.com/car-insurance/advice/damage-...

"Can I check if a second-hand car has ever been damaged to a Cat C or Cat D (S and N) level?

Yes, you can, and it's always good to be aware of all the facts about a vehicle before buying. Professional car vendors and traders must state whether a car has been previously written-off. However, not all private sellers will tell you."

The only way around it I can see, is if you have damage, don't report it, get it fixed privately yourself. Once an Insurance company is involved, it's marked for life.

Edited by robinessex on Thursday 7th November 08:22
Yes, but what you aren't getting is that if a car had been repaired then it won't be a cat s,n,c or d. It's just repaired and NOT recorded.
The cat markers are for written off only, ie/ insurance pays out in full to the owner and the car goes to salvage.
Only if the damage IS NOT REPORTED TO THE INSURANCE COMPANY. If the damage is S or N, and it gets repaired via the insurance company, believe me, the insurance company WILL record it. They did on a past car of mine. (Bumped up the bum on the M4. New rear bumper, and few brackets, plus a 1 tail light). I sold it via eBay for spares and repairs when it had to go, but the guy who bought sure knew about the rear end bump.

mstrbkr

7,091 posts

145 months

Thursday
quotequote all
robinessex said:
Only if the damage IS NOT REPORTED TO THE INSURANCE COMPANY. If the damage is S or N, and it gets repaired via the insurance company, believe me, the insurance company WILL record it. They did on a past car of mine. (Bumped up the bum on the M4. New rear bumper, and few brackets, plus a 1 tail light). I sold it via eBay for spares and repairs when it had to go, but the guy who bought sure knew about the rear end bump.
NO!

Even when the damage is reported to the insurance company and everything done exactly by the book, IT WILL NOT BE RECORDED IF ITS NOT A WRITE OFF.

In your case your car WAS written off.

Edit: Yes the insurance company will record it, but as buyers in the general public we cannot see if a car has had accident damage repaired if that damage did not write off the car.



Edited by mstrbkr on Thursday 7th November 08:53

WonkeyDonkey

608 posts

50 months

Thursday
quotequote all
God some people are dim.

It's a Category S or N "WRITE OFF"

Not a cat S minor bump.

aaron_2000

3,233 posts

30 months

Thursday
quotequote all
robinessex said:
Zippee said:
robinessex said:
mstrbkr said:
robinessex said:
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...
Yes, but only if it's been written off and is given a category. Accident damage that doesn't result in a the vehicle being written off is categorically NOT recorded.
These people say it does:-

https://www.buyacar.co.uk/cars/used-cars/621/what-...

And these

https://www.theaa.com/car-insurance/advice/damage-...

"Can I check if a second-hand car has ever been damaged to a Cat C or Cat D (S and N) level?

Yes, you can, and it's always good to be aware of all the facts about a vehicle before buying. Professional car vendors and traders must state whether a car has been previously written-off. However, not all private sellers will tell you."

The only way around it I can see, is if you have damage, don't report it, get it fixed privately yourself. Once an Insurance company is involved, it's marked for life.

Edited by robinessex on Thursday 7th November 08:22
Yes, but what you aren't getting is that if a car had been repaired then it won't be a cat s,n,c or d. It's just repaired and NOT recorded.
The cat markers are for written off only, ie/ insurance pays out in full to the owner and the car goes to salvage.
Only if the damage IS NOT REPORTED TO THE INSURANCE COMPANY. If the damage is S or N, and it gets repaired via the insurance company, believe me, the insurance company WILL record it. They did on a past car of mine. (Bumped up the bum on the M4. New rear bumper, and few brackets, plus a 1 tail light). I sold it via eBay for spares and repairs when it had to go, but the guy who bought sure knew about the rear end bump.
Alright then, if you're so sure it wasn't crashed then how do you think the front end ended up in such a state?

robinessex

7,516 posts

128 months

Thursday
quotequote all
mstrbkr said:
robinessex said:
Only if the damage IS NOT REPORTED TO THE INSURANCE COMPANY. If the damage is S or N, and it gets repaired via the insurance company, believe me, the insurance company WILL record it. They did on a past car of mine. (Bumped up the bum on the M4. New rear bumper, and few brackets, plus a 1 tail light). I sold it via eBay for spares and repairs when it had to go, but the guy who bought sure knew about the rear end bump.
NO!

Even when the damage is reported to the insurance company and everything done exactly by the book, IT WILL NOT BE RECORDED IF ITS NOT A WRITE OFF.

In your case your car WAS written off.

Edit: Yes the insurance company will record it, but as buyers in the general public we cannot see if a car has had accident damage repaired if that damage did not write off the car.

Edited by mstrbkr on Thursday 7th November 08:53
No it wasn't written off. It was repaired, and used it for 2 more years. The guy who bought knew it had been repaired, I never told him either

aaron_2000

3,233 posts

30 months

Thursday
quotequote all
robinessex said:
aaron_2000 said:
robinessex said:
Zippee said:
robinessex said:
mstrbkr said:
robinessex said:
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...
Yes, but only if it's been written off and is given a category. Accident damage that doesn't result in a the vehicle being written off is categorically NOT recorded.
These people say it does:-

https://www.buyacar.co.uk/cars/used-cars/621/what-...

And these

https://www.theaa.com/car-insurance/advice/damage-...

"Can I check if a second-hand car has ever been damaged to a Cat C or Cat D (S and N) level?

Yes, you can, and it's always good to be aware of all the facts about a vehicle before buying. Professional car vendors and traders must state whether a car has been previously written-off. However, not all private sellers will tell you."

The only way around it I can see, is if you have damage, don't report it, get it fixed privately yourself. Once an Insurance company is involved, it's marked for life.

Edited by robinessex on Thursday 7th November 08:22
Yes, but what you aren't getting is that if a car had been repaired then it won't be a cat s,n,c or d. It's just repaired and NOT recorded.
The cat markers are for written off only, ie/ insurance pays out in full to the owner and the car goes to salvage.
Only if the damage IS NOT REPORTED TO THE INSURANCE COMPANY. If the damage is S or N, and it gets repaired via the insurance company, believe me, the insurance company WILL record it. They did on a past car of mine. (Bumped up the bum on the M4. New rear bumper, and few brackets, plus a 1 tail light). I sold it via eBay for spares and repairs when it had to go, but the guy who bought sure knew about the rear end bump.
Alright then, if you're so sure it wasn't crashed then how do you think the front end ended up in such a state?
Go read the postings again. I never said that at all, someone else did.
I'm not reading through all that laughlaugh I already know what happened to it. An unrecorded front end smash, pretty basic really. Certainly didn't need a page of waffle about it.

robinessex

7,516 posts

128 months

Thursday
quotequote all
Or maybe the bonnet is slightly twisted or mis-aligned. Seen that before

Greg the Fish

832 posts

13 months

Thursday
quotequote all
aaron_2000 said:
Alright then, if you're so sure it wasn't crashed then how do you think the front end ended up in such a state?
Gemma Collins sat on it

robinessex

7,516 posts

128 months

Thursday
quotequote all
Have we stirred it up here, the ad has disappeared it seems?

aaron_2000

3,233 posts

30 months

Thursday
quotequote all
robinessex said:
Or maybe the bonnet is slightly twisted or mis-aligned. Seen that before
And in the process changed it's colour and the wing alignment? Don't be silly.

Lord.Vader

2,157 posts

86 months

Thursday
quotequote all
robinessex said:
mstrbkr said:
robinessex said:
According to the RAC, a cars damage history stays with the vehicle:-

https://www.rac.co.uk/drive/advice/buying-and-sell...
Yes, but only if it's been written off and is given a category. Accident damage that doesn't result in a the vehicle being written off is categorically NOT recorded.
These people say it does:-

https://www.buyacar.co.uk/cars/used-cars/621/what-...

And these

https://www.theaa.com/car-insurance/advice/damage-...

"Can I check if a second-hand car has ever been damaged to a Cat C or Cat D (S and N) level?

Yes, you can, and it's always good to be aware of all the facts about a vehicle before buying. Professional car vendors and traders must state whether a car has been previously written-off. However, not all private sellers will tell you."

The only way around it I can see, is if you have damage, don't report it, get it fixed privately yourself. Once an Insurance company is involved, it's marked for life.

Edited by robinessex on Thursday 7th November 08:22
Not sure if you understand.

Two of my cars have been crashed, neither have any marker against them and both were repaired, one privately i.e. no insurance, one by the insurance but within the percentage value so as not to be written off.

A cat is only assigned when a vehicle is deemed uneconomical to repair and written off, then subsequently bought by the previous owner / a garage / business to repair themselves, in which case it keeps the marker.

You seem to think that a damaged bumper on a brand new Lambo' would result in a permanent maker, which in turn would mean the insurance company have paid out the full value of the car to the owner ...