End of PCP repairs - more issues!

End of PCP repairs - more issues!

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Discussion

deason

Original Poster:

4,270 posts

144 months

Thursday 21st September 2017
quotequote all
liner33 said:
I bought an E Class new back in 2001 (Paid cash btw;)) but found out about 5 years later, when the rust started to show that the roof had been resprayed in the factory or at least prior to me taking delivery, the paint was 240 and the rest of the car was 140 , MB tried to chuck out the warranty claim for that.

Without having paint readings from new how could anyone be certain that the repairs hadn't happened before the car was delivered, its hardly unheard of ?
Paint defect warranty is @ 3 years on Audi and body work 10 years.

I do see the reasoning behind wanting quality repairs to last till its off there (slippery) hands, but i've said it earlier.

As I said, lost within the PCP haters using this as an opportunity to bash me/us, i've told Audi and had a different version of the written process, they have said I need to speak to the guy collecting it tomorrow "who might" take the corrected repairs out, they've put a note on my account as well.

Lets hope i've not got to deal with arguing if they invoice me in a few weeks time.

Yet another two weeks of b-llcks added to the process.

liner33

10,690 posts

202 months

Friday 22nd September 2017
quotequote all
deason said:
Paint defect warranty is @ 3 years on Audi and body work 10 years.

I do see the reasoning behind wanting quality repairs to last till its off there (slippery) hands, but i've said it earlier.

As I said, lost within the PCP haters using this as an opportunity to bash me/us, i've told Audi and had a different version of the written process, they have said I need to speak to the guy collecting it tomorrow "who might" take the corrected repairs out, they've put a note on my account as well.

Lets hope i've not got to deal with arguing if they invoice me in a few weeks time.

Yet another two weeks of b-llcks added to the process.
Best of luck with it though, they do love to make money both ends of the deal

anonymous-user

54 months

Friday 22nd September 2017
quotequote all
Do the wkers who harp on and on about PCP/Leasing being "renting" also bang on and on about how stupid it is that companies lease brand new photocopiers when they could buy half dead ones for tuppence ha'penny when they come off lease?

I run older cars because I'm a cheapskate and I don't mind the odd shock bill, but only a tt would be incapable of seeing the merits of a new car, and only a twin turbocharged, direct injection, V12 ultratt would then take issue with how people choose to fund it.

lord trumpton

7,389 posts

126 months

Friday 22nd September 2017
quotequote all
Just getting back on topic...

OP I've only skimmed the thread (largely due to being full of PCP st) but what damage was on the car and what did you have repaired?

Were the repairs done by a bodyshop or one of these smart repair characters?


limpsfield

5,882 posts

253 months

Friday 22nd September 2017
quotequote all
dme123 said:
only a twin turbocharged, direct injection, V12 ultratt would then take issue with how people choose to fund it.
This was a cut above the standard PH insult and I, for one, appreciated it.

deason

Original Poster:

4,270 posts

144 months

Friday 22nd September 2017
quotequote all
lord trumpton said:
Just getting back on topic...

OP I've only skimmed the thread (largely due to being full of PCP st) but what damage was on the car and what did you have repaired?

Were the repairs done by a bodyshop or one of these smart repair characters?
Bodyshop, it's mostly prep marks under the clear coat.

My feeling is if Audi don't play ball i'll be contacting the bodyshop to get a reduction in what I paid. I took it back to get the unsatisfactory repairs rectified with a view to then being able to contest with Audi. If it dosn't work, as much as the guy tried to help me by trying to rectify i'm going to have to say he's left me high and dry on this and ask for some money back.

daemon

35,813 posts

197 months

Friday 22nd September 2017
quotequote all
limpsfield said:
dme123 said:
only a twin turbocharged, direct injection, V12 ultratt would then take issue with how people choose to fund it.
This was a cut above the standard PH insult and I, for one, appreciated it.
yes

Its nice to see someone go the extra mile.

Sa Calobra

37,119 posts

211 months

Friday 22nd September 2017
quotequote all
dme123 said:
Do the wkers who harp on and on about PCP/Leasing being "renting" also bang on and on about how stupid it is that companies lease brand new photocopiers when they could buy half dead ones for tuppence ha'penny when they come off lease?

I run older cars because I'm a cheapskate and I don't mind the odd shock bill, but only a tt would be incapable of seeing the merits of a new car, and only a twin turbocharged, direct injection, V12 ultratt would then take issue with how people choose to fund it.

daemon

35,813 posts

197 months

Friday 22nd September 2017
quotequote all
Sa Calobra said:
dme123 said:
Do the wkers who harp on and on about PCP/Leasing being "renting" also bang on and on about how stupid it is that companies lease brand new photocopiers when they could buy half dead ones for tuppence ha'penny when they come off lease?

I run older cars because I'm a cheapskate and I don't mind the odd shock bill, but only a tt would be incapable of seeing the merits of a new car, and only a twin turbocharged, direct injection, V12 ultratt would then take issue with how people choose to fund it.
Or someone (else) frustrated by the anti PCP / PCH sentiment?

PeteinSQ

2,332 posts

210 months

Friday 22nd September 2017
quotequote all
I have a car on lease. I fully accept that I'm renting it. But then the lease isn't really costing me much more than the depreciation of I had paid cash. It's a car I wanted to treat myself to and I completely accept all of the above. I've never had a new car before and all previous cars have been retained until they eventually died.

I've managed to kerb one of the wheels frown It isnt too bad but this thread does make me wonder what the best approach to repair will be.

Mandat

3,885 posts

238 months

Friday 22nd September 2017
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Sa Calobra said:
@mandat see above post that I posted a couple of pages back. Try to read and follow old chap. You might be better off rereading your PCP terms too if you confuse yourself
I'm totally unconfused about how a PCP works, unlike you and others who keep making the mistake in thinking that a PCP loan is any anyway the same as PCH/lease.

Edited by Mandat on Friday 22 September 23:28

anonymous-user

54 months

Friday 22nd September 2017
quotequote all
daemon said:
Or someone (else) frustrated by the anti PCP / PCH sentiment?
Yep, I find it tedious in the extreme, it always descends into a display of snobbery and it's even more odious brother, reverse snobbery.

ericmcn

1,999 posts

97 months

Friday 22nd September 2017
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anothernameitist said:
No I always OWN my vehicles, you signed a PCP now take the consequences
Cocky but the truth, PCP is just that - a Hire. The onus is on the person who hired the car to maintain as per contract, Not a fan myself and never did a PCP thing.

Mandat

3,885 posts

238 months

Saturday 23rd September 2017
quotequote all
ericmcn said:
Cocky but the truth, PCP is just that - a Hire. The onus is on the person who hired the car to maintain as per contract, Not a fan myself and never did a PCP thing.
Er, no. A PCP is just a form of purchase loan, like HP but with a couple of options at the end of the loan term.

It's all in the name; Personal Contract Purchase.

wack

2,103 posts

206 months

Saturday 23rd September 2017
quotequote all
daemon said:
Alucidnation said:
deason said:
PS I PCP a car because I want to drive around in a bling mobile no fcker could afford on a sainsbury loan...there I said it.
hehe
I think that sums it up perfectly

There was a thread recently where someone said "I'd never buy a car on finance, i always take a loan out" rolleyes
They are different , the interest rate on finance tied to a particular car is usually higher but gives you protection if the supplying dealer is a dick , a personal loan is exactly that , buy a car that explodes 50m down the road and they'll still want the £250 a month but they can be incredibly cheap if you have a good credit rating , I paid under under £500 in interest on a £7500 loan over 3 years plus no hassle with outstanding finance had I needed to sell it

I've never rented but can see why people do it , fixed cost , warranty , especially with newer cars being so complicated and expensive to fix

daemon

35,813 posts

197 months

Saturday 23rd September 2017
quotequote all
ericmcn said:
anothernameitist said:
No I always OWN my vehicles, you signed a PCP now take the consequences
Cocky but the truth, PCP is just that - a Hire. The onus is on the person who hired the car to maintain as per contract, Not a fan myself and never did a PCP thing.
Reiterating - again - the issue for the O/P is not the paying of the charges, its the disproportionate charges and the justification for the charges in the first place.

anonymous-user

54 months

Saturday 23rd September 2017
quotequote all
I've got a BMW on PCP that ends in April.

I've got a couple of small dents (damn you, fir tree cones!) and 2 curbed alloys.

I was going to get these fixed before handing the car back but it's actually cheaper to pay the charges that BMW list in their documentation. Saves me the hassle too!

daemon

35,813 posts

197 months

Saturday 23rd September 2017
quotequote all
wack said:
They are different , the interest rate on finance tied to a particular car is usually higher but gives you protection if the supplying dealer is a dick , a personal loan is exactly that , buy a car that explodes 50m down the road and they'll still want the £250 a month but they can be incredibly cheap if you have a good credit rating , I paid under under £500 in interest on a £7500 loan over 3 years plus no hassle with outstanding finance had I needed to sell it

I've never rented but can see why people do it , fixed cost , warranty , especially with newer cars being so complicated and expensive to fix
A lot of new car finance will be at 0% or will have manufacturer contributions that offset the interest. It would be wrong to rule our manufacturer finance simply because its "finance" and always opt for a personal loan.

I've personally never PCH'd - although maybe i should as can be a very cheap way to run (particularly) a (standard) new car for a couple or three years (something i'm doing with the Passat anyway).

Yes, i think the last loan we looked in to was at something like 2.3% APR from Halifax which was mentally cheap.

If i was to PCP again, i wouldnt be going in to it with a view to either VTing it or handing it back to the vultures finance company at the end of term, i'd probably aim to buy it or bottom out the deal by trading it in or aiming to sell it for more than the GFV elsewhere.


del mar

2,838 posts

199 months

Saturday 23rd September 2017
quotequote all
daemon said:
Sa Calobra said:
dme123 said:
Do the wkers who harp on and on about PCP/Leasing being "renting" also bang on and on about how stupid it is that companies lease brand new photocopiers when they could buy half dead ones for tuppence ha'penny when they come off lease?

I run older cars because I'm a cheapskate and I don't mind the odd shock bill, but only a tt would be incapable of seeing the merits of a new car, and only a twin turbocharged, direct injection, V12 ultratt would then take issue with how people choose to fund it.
Or someone (else) frustrated by the anti PCP / PCH sentiment?
I am sure we all offset out monthly pcp costs against our income tax ......

Do companies really care about having a better photocopier than their neighbour ?

daemon

35,813 posts

197 months

Saturday 23rd September 2017
quotequote all
del mar said:
I am sure we all offset out monthly pcp costs against our income tax ......
And thats frankly horse st of the highest order right there. rolleyes

Frankly its getting stunning the absolute bks people come out with to justify their skewed view