Uninsured drivers
Discussion
ChilliWhizz said:
Anyone know if it’s correct?
Can't see how it could ever be more than an educated extrapolation, tbh.The MIB use it here...
https://www.mib.org.uk/media-centre/news/2016/sept...
...but just drop it in as a fact, no explanation.
145,000 uninsured vehicles seized in 2016...
http://www.bbc.co.uk/news/business-41071484
...but that's going to include stuff that's just parked up.
Also sounds like the number's on the fall...
http://www.telegraph.co.uk/finance/personalfinance...
2m in 2005, 1.2m in 2013.
They seem to be working the estimate (stated as such) regionally...
https://www.mib.org.uk/media-centre/news/2016/octo...
xjay1337 said:
Crazy stats.
I can understand for some it can be difficult due to personal circumstances, and some areas (postcode etc) but that's an awful lot of people.
In the areas you would guess, too...
I think a million might be an exaggeration, but not much of one. Its possible that some of that number are cars that are simply not used. I had an old car that was uninsured but registered for about a month because I'd transferred my NCB to my new car and my old one was sitting on the drive for a month because I was a bit lazy with putting it on Autotrader (apparently that reduced the cost of insuring it by half, they wanted twice as much to put it on my policy for a month when I insured my other car... but ringing up a month later to do the same thing was much cheaper).I can understand for some it can be difficult due to personal circumstances, and some areas (postcode etc) but that's an awful lot of people.
In the areas you would guess, too...
There are 45.5 million active drivers licesnes in the UK source: 2015 and 37.3 million cars source: 2016
Some of these may be a tiny bit out of date, but I'm really only doing a quick google to put some perspective around numbers.
However with ANPR, more uninsured drivers are getting caught and they deserve everything that they get. I've got no love for the insurance industry (rip off merchants) but I have even less sympathy for uninsured drivers. Being hit by uninsured drivers in Australia is almost endemic (property insurance is not mandatory).
Presumably number of people insured is a known quantity...
Number of cars out there is a known quantity (but that would be bad maths as some people have 2+ cars)
Number of valid drivers out there is a known quantity (but that would be bad maths as not all drive)
so there is no way of accurately knowing - but large numbers iron out the stats, so it could be reasonably accurate - or it could be totally inaccurate!
Number of cars out there is a known quantity (but that would be bad maths as some people have 2+ cars)
Number of valid drivers out there is a known quantity (but that would be bad maths as not all drive)
so there is no way of accurately knowing - but large numbers iron out the stats, so it could be reasonably accurate - or it could be totally inaccurate!
Willy Nilly said:
Dave Hedgehog said:
i got hit by one whilst waiting for a light to go red
insurance company sued them and recovered all their costs
so a 2 grand repair bill plus legal fees and a £1000 fine and 6 points
well worth it lol
Bloody hell, that was a result for you! insurance company sued them and recovered all their costs
so a 2 grand repair bill plus legal fees and a £1000 fine and 6 points
well worth it lol
xjay1337 said:
Crazy stats.
I can understand for some it can be difficult due to personal circumstances, and some areas (postcode etc) but that's an awful lot of people.
In the areas you would guess, too...
If you can't afford to insure your car, you can't afford to have a car. Get the bus. I can understand for some it can be difficult due to personal circumstances, and some areas (postcode etc) but that's an awful lot of people.
In the areas you would guess, too...
I don’t get how there are still supposedly over 1 million vehicles un insured in the UK with all these bloody cameras and Anpr’s everywhere. Just shows how under policed the roads are that so many still get away with it. I know of someone who drove through the tunnel with toll booths everyday with no insurance despite the fact there is cameras all over it and tunnel police at both ends still nobody bothered to pull him.
I’ve also heard of many a person over the years in work who would rather spend there whole monthly budget on a lease or finance for a smart German whip than pay insurance or tax as they can’t afford it. It’s staggering that they would risk crashing a 20+k car with no insurance they just don’t seem to realise they will get billed for it all
I’ve also heard of many a person over the years in work who would rather spend there whole monthly budget on a lease or finance for a smart German whip than pay insurance or tax as they can’t afford it. It’s staggering that they would risk crashing a 20+k car with no insurance they just don’t seem to realise they will get billed for it all
Dave Hedgehog said:
i got hit by one whilst waiting for a light to go red
insurance company sued them and recovered all their costs
so a 2 grand repair bill plus legal fees and a £1000 fine and 6 points
well worth it lol
When my previous car got it's bottom rammed by a driver who wasn't insured to drive the car she was in, I was told by the insurer that they would be passing the bill on to the silly bint who wasn't watching what she was doing and hit us. The bill was around £20k and I really hope they did.insurance company sued them and recovered all their costs
so a 2 grand repair bill plus legal fees and a £1000 fine and 6 points
well worth it lol
As for the stats, i don't know how they work out an unknown number, but I'm sure they wouldn't be far off.
my old boss his brother no driving license but would drive the family car all the time. He crashed the car into the front wall of the house. My boss called insurance for the house and told them it was a hit an run someone turning on his drive.
this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
One million uninsured drivers could include drivers driving insured cars but who are not insured to drive them. They won't get caught on ANPR and will only come to light when they get pulled or have an accident. It may also include drivers who would otherwise be insured but are using the car outside the policy terms (courier drivers without haulage cover, others thinking they've got business or commuting use when they haven't).
TwigtheWonderkid said:
One million uninsured drivers could include drivers driving insured cars but who are not insured to drive them. They won't get caught on ANPR and will only come to light when they get pulled or have an accident. It may also include drivers who would otherwise be insured but are using the car outside the policy terms (courier drivers without haulage cover, others thinking they've got business or commuting use when they haven't).
That was my thinking tooLike the poster who's wife was convinced it was ok to drive his company car down to the shops
Most of them may not know (nor believe) theyre not insured so isnt the advert pointless?
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