Breakdown Cover - what's what?

Breakdown Cover - what's what?

Author
Discussion

Smitters

Original Poster:

4,003 posts

157 months

Friday 16th August 2019
quotequote all
I've been an AA member for six years and have finally got sick of the annual argument over the price. This year it went up by more than double because I had the cheek to use it. My argument that it was never discounted below the initial price on the previous non-claim years fell on deaf ears, so here I am, adrift...

How are folks going about breakdown cover these days? Recommendations welcome.

vonhosen

40,233 posts

217 months

Friday 16th August 2019
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Supplied by bank current account along with world wide travel insurance.

JamesRF

1,051 posts

98 months

Friday 16th August 2019
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I did the same, got rid of AA after 10 years and now with Start rescue. Turn off the auto renewal and use the 15% discount code every year too smile

eybic

9,212 posts

174 months

Friday 16th August 2019
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Speak to your bank, they may offer a packaged account with breakdown as one of it's benefits. I'm with Natwest and pay £20 a month for travel insurance, mobile phone insurance and Breakdown cover.

vonhosen

40,233 posts

217 months

Friday 16th August 2019
quotequote all
eybic said:
Speak to your bank, they may offer a packaged account with breakdown as one of it's benefits. I'm with Natwest and pay £20 a month for travel insurance, mobile phone insurance and Breakdown cover.
£13 with Nationwide.

https://www.nationwide.co.uk/products/current-acco...

Torquey

1,895 posts

228 months

Friday 16th August 2019
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If you want to use TheAA at least appear as a new customer each year and use topcashback. This might mean switching to a different company for a year before going back, if you cant sign up in your wifes name etc... Also claim topcashback if you go with another company.

Never paid more than £30 a year.

Garvin

5,171 posts

177 months

Friday 16th August 2019
quotequote all
I’m with Green Flag as it comes as a benefit of my NatWest bank accounts. I have used them three times and have been impressed with the service on each occasion - car recovered within half an hour of each breakdown. The added bonus is that Green Flag cover me for whatever car I am in, driver or passenger and includes home start/recovery (although I don’t know if this is common to all their policies).

The last time I was recovered was an evening time on a Friday when the garages were closed. Green Flag recovered the vehicle to my home and then pitched up first thing Monday morning to take the vehicle to the garage of my choice. Brilliant service.

I used to be with AA and got sorely fed up of them taking an hour to turn up with a normal van just to inform me of the blindingly obvious (which I had told them on the phone) that the vehicle can’t be fixed at the roadside and needed to be recovered which then took up to another hour and half or even longer. Crap service.

67Dino

3,583 posts

105 months

Friday 16th August 2019
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Just renewed with RAC. Been with them 19 years and always been great when needed. However, they wanted £100 more than the new joiner rate this time, so I said I would leave. They gave me the new joiners rate.
smile

Sheepshanks

32,752 posts

119 months

Friday 16th August 2019
quotequote all
Torquey said:
If you want to use TheAA at least appear as a new customer each year and use topcashback. This might mean switching to a different company for a year before going back, if you cant sign up in your wifes name etc... Also claim topcashback if you go with another company.

Never paid more than £30 a year.
I just renewed mine and they matched the online new customer price - was about half what the renewal price was. I've got the absolutely everything included, including breakdown repair cover, though.

nobrakes

2,976 posts

198 months

Friday 16th August 2019
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I find the AA best for European cover as they provide a replacement car etc. Cheaper policies provide less cover.

GreenDog

2,261 posts

192 months

Friday 16th August 2019
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I use Autoaid but I've just checked and looks like the price has jumped up to £59.99 since I renewed. However that is for both Mrs GD and I to be covered for driving any car.

Kev_Mk3

2,765 posts

95 months

Friday 16th August 2019
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Every year I call RAC and argue. Basically the system doesn't add discounts have to be done manually hence you call. Same thing for the past 14 years.

I actually have 5 years breakdown on my new car but car only where as my RAC is car I am in.

spookly

4,019 posts

95 months

Friday 16th August 2019
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I also have AA cover including Relay and Home start included with my bank account. Also includes ID theft protection, mobile device insurance and travel insurance. About £15 a month.

Mr.Grooler

1,179 posts

225 months

Friday 16th August 2019
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I got fed up with AA and RAC renewals and changed to a single-car policy with A-Plan, about £45 for my TVR including all the relay/onward journey type of cover. I guess the relatively expensive AA policies make more sense if you want personal cover or family cover on any car you’re in, but otherwise they seem ridiculous and their tendency to reward long standing customers by trying to charge more is a bit wearing!

ZX10R NIN

27,598 posts

125 months

Friday 16th August 2019
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I use Auto Aid the one time I had to use them it was effortless.

jamoor

14,506 posts

215 months

Friday 16th August 2019
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ZX10R NIN said:
I use Auto Aid the one time I had to use them it was effortless.
This, no renewals palaver with them.

Sheepshanks

32,752 posts

119 months

Friday 16th August 2019
quotequote all
GreenDog said:
I use Autoaid but I've just checked and looks like the price has jumped up to £59.99 since I renewed. However that is for both Mrs GD and I to be covered for driving any car.
Blimey - didn't that used to be £20/yr?

GreenDog

2,261 posts

192 months

Friday 16th August 2019
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Sheepshanks said:
GreenDog said:
I use Autoaid but I've just checked and looks like the price has jumped up to £59.99 since I renewed. However that is for both Mrs GD and I to be covered for driving any car.
Blimey - didn't that used to be £20/yr?
It was about £40 when I first signed up a few years ago. Still pretty cheap compared to the big providers.

jamoor

14,506 posts

215 months

Friday 16th August 2019
quotequote all
Sheepshanks said:
Blimey - didn't that used to be £20/yr?
what year was that

HealeyV8

419 posts

78 months

Friday 16th August 2019
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If you can be bothered to put the effort in just switch each year between the three main players AA, RAC and Green Flag.
They usually give an incentive deal to steal you away from a rival.