Apart from Admiral anyone had a covid reduction in insurance
Discussion
twokcc said:
Same response for me with Mini (same BMW insurance) car done less than 100 miles since end of February, policy renews new week. Advisor rang me to ask if renewing said car hardy being used reducing mileage hardy made any difference-suggested try 400 miles p.a. response was that this would put insurance up because I driving experience minimal despite me advising him that would be using another car.He did run thro all the benefits of the policy and surprisingly it does include key cover, courtesy car and various other items than can be add ons wth other insurers. Also excess was lot less than that got on quotes from comparison sites, increase this by £200 (total £350) and premium reduced by £40. Left for time being but decent quote compared to ones on comparison sites. They also hold price until AA and Saga who advise quote only valid for 24hrs and then bump it up significantly when you go back to them.
Making very slow progress with AA on 2nd car but not got definite answer its like pulling teeth.
Apparently car insurers will save £1 billion from reduced claims but looks as if they all trying to hang onto it.
They do seem quite good. They were the cheapest for my renewal and the added extras/no admin fees is a perk. Making very slow progress with AA on 2nd car but not got definite answer its like pulling teeth.
Apparently car insurers will save £1 billion from reduced claims but looks as if they all trying to hang onto it.
The point I made to the CSA was that the admin fees is nothing to do with Covid - it is a USP of the company, however would still think they'd offer something to their customers. I said to her that referencing one of their features (no admin fees) as a reason to not offer anything is a cop-out, at least just be honest and say no, we aren't offering anything.
The £1bn is an interesting point. It would be nice if the government forced insurers to offer something back to those who have barely driven. I think I've covered less than 1000 miles in the last 3-4 months!
Renewed Mini insurance with BMW but suggested I might sorn it, surprisingly BMW/Mini insurance does not cover SORNed vehicles and I was advised that I would have to cancel policy. Didn't expect that. So increased years mileage from 3k to 5k and premium went down £3.
Never heard of a policy being invalid if a vehicle is SORNed so if your insured with BMW/Mini just check it - couldn't image what it would be like for car to be stolen and then finding your insurance didn't cover loss- assuming I have been correctly advised
Never heard of a policy being invalid if a vehicle is SORNed so if your insured with BMW/Mini just check it - couldn't image what it would be like for car to be stolen and then finding your insurance didn't cover loss- assuming I have been correctly advised
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