What to do with a drowned Range Rover?
Discussion
And to those bandying around the fronting allegation; if it is a fleet policy then it does work in a different way. My boss has a nice stable of cars, from an Aston to a Fiesta. He is insured on all via a fleet insurance, as is his wife. His son can drive some of them with varying terms and conditions (including the Aston being banned for him!). Fleet generally works out better when you have 4 or more cars in a family from the same address. Declare everything and go via a broker, they will arrange it.
the_lone_wolf said:
Gun said:
Dave^ said:
Herbs said:
is there no way the Policy holder could claim and be compensated as i'm sure it would work out financially better?
I know someone who had her car nicked by her (no licensed) brother, who (pissed up) parked it into a wall...Insurance wouldn't pay out because it was a family member who stole it... apparently...
"Brought to account"
YEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEAH
I find it a bit pathetic everyone trying to do the whole amateur sleuth thing, implying the OP is 'fronting', involved in fraud etc. Its an entertaining if somewhat negative story, the reaction the OP has got from some of the people on here would probably make most people think twice about posting if something similar happened to them. Good luck with whatever you decide to do, would be good if someone on here bought it and could do a build (re-build?) diary.
so then,
now you've been accused a fraudster, your brother ridiculed, your father branded a fronter of insurance and you've decided what's happening with the SubMaRover we can progress to what we'd all really like to know....
what's the tasty stuff in the fleet?
now you've been accused a fraudster, your brother ridiculed, your father branded a fronter of insurance and you've decided what's happening with the SubMaRover we can progress to what we'd all really like to know....
what's the tasty stuff in the fleet?
Edited by utgjon on Sunday 7th March 01:24
Really sorry to hear what's happened. Some years ago I owned an Accident Repair Centre and so feel qualified to comment both as a fellow Ph'er and also from the Insurance/Repair angle.
Stating the obvious- you actually have a real conundrum here; I recovered and scheduled four flood damaged cars for repair- two Toyota Avensis, one five series BM and an Octavia.
The routine that we adopted, in conjuction with the insurance Co, was to strip, almost to a shell each car and then pressure wash and leave in the oven (spraybooth) for a couple of hours. Next we replaced the wiring looms AND THE AIRBAG ECU's and it is the latter that is where I believe the potential issue(read liability) lies.
Once dry we then waxoyled the body to the gunnuls and set about reinstalling the interior trim etc.
I'm really pleased that the job was a complete success- I certainly wouldn't have put my name to it nor I am sure would the insurance company and I feel totally confident that the cars involved were repaired to pre-accident condition.
There shouldn't be any emotion here, it's a car! a mechanical object! Innumerable posts have correctly stated that the fluids should be drained and the electrical connections checked/changed- yes! - next?? - i think the point about the ECU reprogramming and the ICE clearly does impact on the economics of the repair but frankly it doesnt detract from the fact that if its been in the sea then rinse it as fast as possible with clean water!
To me- for what it's worth- you have a lovely quality motor that ironically is designed and engineered to be subject to abuse - you have done that albeit inadvertently- - worst case is you'll strip out the electrics replace from a written off RR, pump it full of waxoly and you've got your car back.
If it was mine that is what I would do - I certainly wouldn't be converting a paper loss into a cash loss and for solace....we had four delighted customers and not a single warranty claim.
Good luck
Stating the obvious- you actually have a real conundrum here; I recovered and scheduled four flood damaged cars for repair- two Toyota Avensis, one five series BM and an Octavia.
The routine that we adopted, in conjuction with the insurance Co, was to strip, almost to a shell each car and then pressure wash and leave in the oven (spraybooth) for a couple of hours. Next we replaced the wiring looms AND THE AIRBAG ECU's and it is the latter that is where I believe the potential issue(read liability) lies.
Once dry we then waxoyled the body to the gunnuls and set about reinstalling the interior trim etc.
I'm really pleased that the job was a complete success- I certainly wouldn't have put my name to it nor I am sure would the insurance company and I feel totally confident that the cars involved were repaired to pre-accident condition.
There shouldn't be any emotion here, it's a car! a mechanical object! Innumerable posts have correctly stated that the fluids should be drained and the electrical connections checked/changed- yes! - next?? - i think the point about the ECU reprogramming and the ICE clearly does impact on the economics of the repair but frankly it doesnt detract from the fact that if its been in the sea then rinse it as fast as possible with clean water!
To me- for what it's worth- you have a lovely quality motor that ironically is designed and engineered to be subject to abuse - you have done that albeit inadvertently- - worst case is you'll strip out the electrics replace from a written off RR, pump it full of waxoly and you've got your car back.
If it was mine that is what I would do - I certainly wouldn't be converting a paper loss into a cash loss and for solace....we had four delighted customers and not a single warranty claim.
Good luck
Edited by Carsie on Sunday 7th March 01:32
Carsie said:
Really sorry to hear what's happened. Some years ago I owned an Accident Repair Centre and so feel qualified to comment both as a fellow Ph'er and also from the Insurance/Repair angle.
Stating the obvious- you actually have a real conundrum here; I recovered and scheduled four flood damaged cars for repair- two Toyota Avensis, one five series BM and an Octavia.
The routine that we adopted, in conjuction with the insurance Co, was to strip, almost to a shell each car and then pressure wash and leave in the oven (spraybooth) for a couple of hours. Next we replaced the wiring looms AND THE AIRBAG ECU's and it is the latter that is where I believe the potential issue(read liability) lies.
Once dry we then waxoyled the body to the gunnuls and set about reinstalling the interior trim etc.
I'm really pleased that the job was a complete success- I certainly wouldn't have put my name to it nor I am sure would the insurance company and I feel totally confident that the cars involved were repaired to pre-accident condition.
There shouldn't be any emotion here, it's a car! a mechanical object! Innumerable posts have correctly stated that the fluids should be drained and the electrical connections checked/changed- yes! - next?? - i think the point about the ECU reprogramming and the ICE clearly does impact on the economics of the repair but frankly it doesnt detract from the fact that if its been in the sea then rinse it as fast as possible with clean water!
To me- for what it's worth- you have a lovely quality motor that ironically is designed and engineered to be subject to abuse - you have done that albeit inadvertently- - worst case is you'll strip out the electrics replace from a written off RR, pump it full of waxoly and you've got your car back.
If it was mine that is what I would do - I certainly wouldn't be converting a paper loss into a cash loss and for solace....we had four delighted customers and not a single warranty claim.
Good luck
Do the above right and you could end up with a better car then before the swimStating the obvious- you actually have a real conundrum here; I recovered and scheduled four flood damaged cars for repair- two Toyota Avensis, one five series BM and an Octavia.
The routine that we adopted, in conjuction with the insurance Co, was to strip, almost to a shell each car and then pressure wash and leave in the oven (spraybooth) for a couple of hours. Next we replaced the wiring looms AND THE AIRBAG ECU's and it is the latter that is where I believe the potential issue(read liability) lies.
Once dry we then waxoyled the body to the gunnuls and set about reinstalling the interior trim etc.
I'm really pleased that the job was a complete success- I certainly wouldn't have put my name to it nor I am sure would the insurance company and I feel totally confident that the cars involved were repaired to pre-accident condition.
There shouldn't be any emotion here, it's a car! a mechanical object! Innumerable posts have correctly stated that the fluids should be drained and the electrical connections checked/changed- yes! - next?? - i think the point about the ECU reprogramming and the ICE clearly does impact on the economics of the repair but frankly it doesnt detract from the fact that if its been in the sea then rinse it as fast as possible with clean water!
To me- for what it's worth- you have a lovely quality motor that ironically is designed and engineered to be subject to abuse - you have done that albeit inadvertently- - worst case is you'll strip out the electrics replace from a written off RR, pump it full of waxoly and you've got your car back.
If it was mine that is what I would do - I certainly wouldn't be converting a paper loss into a cash loss and for solace....we had four delighted customers and not a single warranty claim.
Good luck
Edited by Carsie on Sunday 7th March 01:32
10JH said:
We ended up selling it to a PHer!
There were 3 chaps on here bidding and at least 15 who made enquired about it, shows the power of PH!
The guy who bought it, last time we spoke, nearly had it running. Hopefully he has by now!
Brilliant!!There were 3 chaps on here bidding and at least 15 who made enquired about it, shows the power of PH!
The guy who bought it, last time we spoke, nearly had it running. Hopefully he has by now!
Would like to read what he has done to it.
Adz The Rat said:
10JH said:
We ended up selling it to a PHer!
There were 3 chaps on here bidding and at least 15 who made enquired about it, shows the power of PH!
The guy who bought it, last time we spoke, nearly had it running. Hopefully he has by now!
Brilliant!!There were 3 chaps on here bidding and at least 15 who made enquired about it, shows the power of PH!
The guy who bought it, last time we spoke, nearly had it running. Hopefully he has by now!
Would like to read what he has done to it.
V8mate said:
Adz The Rat said:
10JH said:
We ended up selling it to a PHer!
There were 3 chaps on here bidding and at least 15 who made enquired about it, shows the power of PH!
The guy who bought it, last time we spoke, nearly had it running. Hopefully he has by now!
Brilliant!!There were 3 chaps on here bidding and at least 15 who made enquired about it, shows the power of PH!
The guy who bought it, last time we spoke, nearly had it running. Hopefully he has by now!
Would like to read what he has done to it.
Thanks for the update!
Just to add my tuppenceworth to the insurance debate, I rang my insurance company (the parent company of the OP’s) to enquire how I’d make a claim after someone hit me in a car park last year. I ended up paying for it myself as the repair was below my excess, yet despite a protected NCB and the fact that I’d done nothing more than make a call my premium went up because of it this year. I rang round a few other places and they all did the same thing.
Just to add my tuppenceworth to the insurance debate, I rang my insurance company (the parent company of the OP’s) to enquire how I’d make a claim after someone hit me in a car park last year. I ended up paying for it myself as the repair was below my excess, yet despite a protected NCB and the fact that I’d done nothing more than make a call my premium went up because of it this year. I rang round a few other places and they all did the same thing.
Alfa numeric said:
Thanks for the update!
Just to add my tuppenceworth to the insurance debate, I rang my insurance company (the parent company of the OP’s) to enquire how I’d make a claim after someone hit me in a car park last year. I ended up paying for it myself as the repair was below my excess, yet despite a protected NCB and the fact that I’d done nothing more than make a call my premium went up because of it this year. I rang round a few other places and they all did the same thing.
Indeed; you're best off not reporting little knocks (fault or not) in the vast majority of cases.Just to add my tuppenceworth to the insurance debate, I rang my insurance company (the parent company of the OP’s) to enquire how I’d make a claim after someone hit me in a car park last year. I ended up paying for it myself as the repair was below my excess, yet despite a protected NCB and the fact that I’d done nothing more than make a call my premium went up because of it this year. I rang round a few other places and they all did the same thing.
die fahrt said:
Alfa numeric said:
Thanks for the update!
Just to add my tuppenceworth to the insurance debate, I rang my insurance company (the parent company of the OP’s) to enquire how I’d make a claim after someone hit me in a car park last year. I ended up paying for it myself as the repair was below my excess, yet despite a protected NCB and the fact that I’d done nothing more than make a call my premium went up because of it this year. I rang round a few other places and they all did the same thing.
Indeed; you're best off not reporting little knocks (fault or not) in the vast majority of cases.Just to add my tuppenceworth to the insurance debate, I rang my insurance company (the parent company of the OP’s) to enquire how I’d make a claim after someone hit me in a car park last year. I ended up paying for it myself as the repair was below my excess, yet despite a protected NCB and the fact that I’d done nothing more than make a call my premium went up because of it this year. I rang round a few other places and they all did the same thing.
Personally, if it doesn't get reported, it didn't happen
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