Register a car to a 16 yr old ?

Register a car to a 16 yr old ?

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Discussion

wobert

5,011 posts

221 months

Wednesday 12th May 2010
quotequote all
"As for buying a car and registering it in your child's name, and then insuring it under your own, I'm not sure that this would work. I think you have to be the owner of a car to insure it, otherwise you don't (to my mind) have an insurable risk. Otherwise, what stops me taking out a policy on something I don't own, waiting for it to be stolen, and then claiming for it? The example isn't a great one, but hopefully you see the thrust of it!

You might have more luck asking in the Speeding, Plod and the Law forum..."

Not entirely correct.

Back in the mid-90's the company I worked for did an employee purchase scheme on cars.

One of the rules of the scheme was that the employee had to be the RK of the vehicle for at least 6 months after first registration. This was primarily to prevent employees selling car on too quickly and making a quick profit.

I my instance, my father bought a car through the scheme for his own use. I was initially the RK and he insured it for his own use, without be being a named driver on the policy IIRC. I would agree that some insurance companies didn't like the discrepancy between RK and those insured, but it wasn't uninsurable.

The only stumbling block was taxing the car when first registered, as that had to be in my name. In the end I took out a 7 day policy to cover this eventuality.

Edited by wobert on Wednesday 12th May 22:51

x type

Original Poster:

910 posts

189 months

Thursday 13th May 2010
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sherman said:
x type said:
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sherman

13,071 posts

214 months

Thursday 13th May 2010
quotequote all
x type said:
sherman said:
x type said:
how do I quote an answer then reply without my reply being in the same box ????????????
Press the quote button above thepost you want to quote

and write after the /quote box
like this ?
Thanks looks like I owe you a beer
Yeah just like that