21 year old buying first car £6000-7000 budget

[kabuki]

Long time lurker, looking to buy my first car. Budget is in and around £6000-£7000.

Been a named driver on another car for 4 years and Admiral are going to give me 4 years NCB for it, but obviously insurance will still be fairly steep so not looking anything in too high an insurance group. Been looking at a few VW Polo's, pre 2014 facelift as the insurance is cheap and they seem to hold their value well, but thought I would post here to get some more suggestions.

Cheers

[pixelatedJH]

Ecoboost Fiesta? http://www.autotrader.co.uk/classified/advert/2017...

[loskie]

I would suggest that you spend £3k or so on a private purchase. Likelyhood in the 1st year of driving you will suffer some damage.
Something like this
http://www.autotrader.co.uk/classified/advert/2017...

Build up your NCB and once you are over 25 your insurance costs will drop significantly

or this (but check insurance)
http://www.autotrader.co.uk/classified/advert/2017...

Edited by loskie on Saturday 22 July 07:44

[DoubleD]

loskie said:

I would suggest that you spend £3k or so on a private purchase. Likelyhood in the 1st year of driving you will suffer some damage.
Something like this
http://www.autotrader.co.uk/classified/advert/2017...

Build up your NCB and once you are over 25 your insurance costs will drop significantly

or this (but check insurance)
http://www.autotrader.co.uk/classified/advert/2017...

Edited by loskie on Saturday 22 July 07:44

Hes not in his 1st year of driving and already has 4 years NCB

[Willy Nilly]

DoubleD said:

Hes not in his 1st year of driving and already has 4 years NCB

It's quite possible that in the 4 years he's been a named driver, he's not actually driven.

[Jimmy Recard]

Willy Nilly said:

It's quite possible that in the 4 years he's been a named driver, he's not actually driven.

And as you point out, for all we know, he has been doing thousands of miles a year or driving a company car.

I didn't always have a car but I've rarely driven less than around 20k miles in a year since I was 17

OP - has Admiral said if that 4 years would be transferable or only for use on quotes with Admiral? That could make quite a difference. I've heard of 10 month policies offering one year NCB but it's basically only recognised by the insurer offering it. This could just be basically an Admiral promotion which is fine if their quote is competitive

Edited by Jimmy Recard on Saturday 22 July 15:25

[ZX10R NIN]

A swift sensible choice would be these:

1.2T Clio Dynamique

http://www.autotrader.co.uk/classified/advert/2017...

1.4T Megane GT Line

http://www.autotrader.co.uk/classified/advert/2017...

1.4T Astra GTC

http://www.autotrader.co.uk/classified/advert/2017...

More fun but a bit less insurance friendly:

1.4T 170bhp Alfa Quadrifoglio

http://www.autotrader.co.uk/classified/advert/2017...

http://www.autotrader.co.uk/classified/advert/2017...

2.5T Focus ST-3 Great cars but they might be to much to insure.

http://www.autotrader.co.uk/classified/advert/2017...

In which case the Volvo C30 with the same engine (but not the handling) would be a good shout:

http://www.autotrader.co.uk/classified/advert/2017...

[mikey P 500]

Mx5 (unless you need back seats) fairly insurance friendly as rwd sports cars go.