Chris Harris prangs 911

[fot0]

Under warranty through an approved repairer they will repair it in most cases. Most will have direct access to Porsche Germany and will upgrade parts to latest specs and directives such as Premier Panels.

Besides most of this will polish out...

[Rockster]

gbrown2014 said:

I remember reading on rennlist a while back that the cars never quite perform the same after they have had a significant crash due to the high level of calibration on these cars, so its unlikely he will keep it

It can take a lot of work to sort out the car. The car has to be partially torn down and placed on a special bench/alignment bench to check the correct position of all the hard points. If any are out of position the car's chassis/tub has to be worked on to bring the critical hardpoints back into proper position.

The above is a requirement of Porsche as part of its collision repair process to ensure the car is road worthy after being repaired.

Front end hit like that there is suspension/steering damage. The A/C condensers and radiators are likely ruined. Headlight assemblies. Fenders. Front trunk lid. The gas tank vent system, charcoal canister, etc., is located under the fender near the gas cap. This all has to be replaced.

If air bags went off this ruins the steering wheel and dash and those (especially the dash) are expensive item to replace. The seat belt pre tensioners fire and this means the seat belts are no longer any good and have to be replaced.

Generally what happens if the car is deemed repairable as the work progresses more damage will be found. After I hit a mule deer with my 996 Turbo the initial damage estimate was around $20K. But the total came to over $25K as more damage was discovered and had to be addressed.

Depending upon the severity of the damage it may not be economically viable to repair the car. My 2008 Cayman S was hit -- just ahead of the driver's side A pillar -- and after 3 weeks of inspections the last by an exotic car insurance adjuster the car was declared a total loss. The car was only 4 weeks old.

Frankly if that were my car I'd prefer it not be repaired but declared a total loss. Even if the car is repaired to its pre collision condition the car will have a serious "stain" on its record and as a used car or even a trade in will have lost considerable value.

[hunter 66]

Yes sadly as a road car will be a write off , race car no issue just a quick re-shell using exchange program with the factory ..

[Barga]

If the car is a total loss and a new one is not available and the policy is new for old what value will the insurance put on the car?

[Cheib]

Barga said:

If the car is a total loss and a new one is not available and the policy is new for old what value will the insurance put on the car?

Depends on the policy...likely he had agreed value in excess of invoice (I hope) though so it would trigger a payout of tha value.

Clearly you’re health and fitness is the most important thing but I’d be absolutely gutted in his position.

[Taffy66]

Barga said:

If the car is a total loss and a new one is not available and the policy is new for old what value will the insurance put on the car?

It all depends on the value of the salvage.If CH's Touring was insured at an 'agreed value' basis with a potential payout of anything up to £200K. If the salvage value is sensible and the 'overs' are unaccounted for, then in this particular case i'd be very surprised if this didn't find its way back on the road.
Of course this is dependent on the extent/cost of the repair but as the 991 has all the expensive main engine/gearbox in the rear its a viable proposition IMO.
There are so many variables involved which has an influence on the outcome, the most important is this car can no longer be bought new,,

[gbrown2014]

Slippydiff said:

It's true, it's on the internet, so it must be. I also read on the internet that the earth was flat ...

I take everything i read on forums with a pinch of salt, was simply trying to add to the repair or write off debate

[MrC986]

I went to Porsche approved bodyshop once and there was a GT3 being repaired (a front and rear prang, albeit low speed) & the bill was just under half the value of the car (less than 3 yrs old) in the days when they were about £100k new. It's possible that with solely front end damage (including air bags deployed) that it could be repaired though given Chris's public profile, it'll be a car that's well known when it comes to resale.