How do i ever afford a Gallardo?
How do i ever afford a Gallardo?
Author
Discussion

MC Bodge

26,798 posts

196 months

Thursday 6th November 2025
quotequote all
Zoon said:
The sad thing is the original thread was titled "how do I ever afford a Gallardo"

You afforded one but didn't say how except "commodities"

But well done on the achievement even if it's all a bit smoke and mirrors.
I'm intrigued too.

Are the commodities not legal or just a bit dubious?

Sales people would normally be keen to mention the product.

Ferruccio

1,886 posts

140 months

Thursday 6th November 2025
quotequote all
“Every time a friend succeeds, a small piece of me dies.”

That old adage seems true of too many on here.

It’s one of the reasons the US has a much higher living standard than the UK.

Rusty Old-Banger

6,342 posts

234 months

Thursday 6th November 2025
quotequote all
You can say that again.

MC Bodge

26,798 posts

196 months

Thursday 6th November 2025
quotequote all
I was just intrigued. The OP asked how he could afford a car. He has appeared to have done it a few years later and I wondered how he managed to do it. I dont envy him or covet his car.

MDL111

8,376 posts

198 months

Thursday 6th November 2025
quotequote all
Ferruccio said:
Every time a friend succeeds, a small piece of me dies.

That old adage seems true of too many on here.

It s one of the reasons the US has a much higher living standard than the UK.
does the US have a much higher living standard? I have no idea, but thought they didn't. UK seems to have gone down since Brexit (might be unrelated, but even in London it seems like the situation had deteriorated over the last decade or so).

kbf1981

2,334 posts

221 months

Thursday 6th November 2025
quotequote all
Start a business and work really really hard till you get it right

That s it

Never have work life balance. Personally I work, workout, spend time with immediate family. That’s it. Work really hard until you get it right. Protect yourself from the jealously of others. Most people will try to steal from you or denigrate you. Most people will only support you till it s working. Trust no one, check everything, create systems to check everything

Most people optimise for ease

You need to optimise for a self sustaining profitable system

You will pull all nighters. You will have near bankruptcies. You will want to give up. So long as you keep going and never give up and intelligently persist, that’s how you win.

Faith in God, choosing the right long term partner, and keeping daily fitness, imo helps.

Ferruccio

1,886 posts

140 months

Thursday 6th November 2025
quotequote all
MDL111 said:
Ferruccio said:
Every time a friend succeeds, a small piece of me dies.

That old adage seems true of too many on here.

It s one of the reasons the US has a much higher living standard than the UK.
does the US have a much higher living standard? I have no idea, but thought they didn't. UK seems to have gone down since Brexit (might be unrelated, but even in London it seems like the situation had deteriorated over the last decade or so).
The poorest state in the US has higher per capita GDP now than the UK

kbf1981

2,334 posts

221 months

Thursday 6th November 2025
quotequote all
MDL111 said:
Ferruccio said:
Every time a friend succeeds, a small piece of me dies.

That old adage seems true of too many on here.

It s one of the reasons the US has a much higher living standard than the UK.
does the US have a much higher living standard? I have no idea, but thought they didn't. UK seems to have gone down since Brexit (might be unrelated, but even in London it seems like the situation had deteriorated over the last decade or so).
The US is vastly more successful than the uk for exactly that reason

The uk is poorer than Mississippi

Mississippi is the poorest state in the USA

The uk says successful people are fortunate - “the more fortunate”, “the less fortunate”. That means uk people are trained to believe success is luck, and therefore to resent anyone who does well

It punishes success

If you own a business earn over £100k you effectively pay 70% tax

The top 1% (£300k pa from memory), pay 33% of all tax, but the government still say they’re not “paying they’d fair share”.

53% of the uk earn more from benefits than work

1 in 5 young people is on disability payments, usually for “mental health”

The uk is soft now. We’ve destroyed a once great nation with weakness and laziness and institutionalised jealousy

The country ruled 70% of the known world at one point

Now 48% of the country is taken in tax and mostly spent on inefficiency and benefits

I know of zero entrepreneurs not taking advice on leaving

As if it wasn’t enough to be paying most of the tax, then being shamed for having built up a business, and being the target of crime, and getting jealousy everywhere you go, you are then told you are “not doing your fair share”

….when you work constantly, take risk constantly, and support most of the country through creating jobs, innovation, and tax

Imagine if an entrepreneur could claim disability payments for “anxiety”? We’re all anxious, many of us have OCD, ADHD and autistism lol, we just didn’t accept having an average life

Life’s hard. If only the British would accept it

ChocolateFrog

34,447 posts

194 months

Thursday 6th November 2025
quotequote all
What does buy and sell commodities actually mean?

I mean I get it if you work for Goldman Sachs and your parents gave you one of those little rings to wear on your little finger.

But for someone in their 20's who dresses like that? Are we talking day trading?

ChocolateFrog

34,447 posts

194 months

Thursday 6th November 2025
quotequote all
kbf1981 said:
Start a business and work really really hard till you get it right

That s it

Never have work life balance. Personally I work, workout, spend time with immediate family. That s it. Work really hard until you get it right. Protect yourself from the jealously of others. Most people will try to steal from you or denigrate you. Most people will only support you till it s working. Trust no one, check everything, create systems to check everything

Most people optimise for ease

You need to optimise for a self sustaining profitable system

You will pull all nighters. You will have near bankruptcies. You will want to give up. So long as you keep going and never give up and intelligently persist, that s how you win.

Faith in God, choosing the right long term partner, and keeping daily fitness, imo helps.
That's me fked then hehe

StoutBench

1,509 posts

49 months

Thursday 6th November 2025
quotequote all
Fair play! Well done! She's a beaut.

MC Bodge

26,798 posts

196 months

Thursday 6th November 2025
quotequote all
Ferruccio said:
The poorest state in the US has higher per capita GDP now than the UK
I prefer the UK

Adam.

29,395 posts

275 months

Friday 7th November 2025
quotequote all
kbf1981 said:
If you own a business earn over £100k you effectively pay 70% tax
How?

Pandox2096

179 posts

3 months

Friday 7th November 2025
quotequote all
kbf1981 said:
The US is vastly more successful than the uk for exactly that reason

The uk is poorer than Mississippi

Mississippi is the poorest state in the USA

The uk says successful people are fortunate - the more fortunate , the less fortunate . That means uk people are trained to believe success is luck, and therefore to resent anyone who does well

It punishes success

If you own a business earn over £100k you effectively pay 70% tax

The top 1% (£300k pa from memory), pay 33% of all tax, but the government still say they re not paying they d fair share .

53% of the uk earn more from benefits than work

1 in 5 young people is on disability payments, usually for mental health

The uk is soft now. We ve destroyed a once great nation with weakness and laziness and institutionalised jealousy

The country ruled 70% of the known world at one point

Now 48% of the country is taken in tax and mostly spent on inefficiency and benefits

I know of zero entrepreneurs not taking advice on leaving

As if it wasn t enough to be paying most of the tax, then being shamed for having built up a business, and being the target of crime, and getting jealousy everywhere you go, you are then told you are not doing your fair share

.when you work constantly, take risk constantly, and support most of the country through creating jobs, innovation, and tax

Imagine if an entrepreneur could claim disability payments for anxiety ? We re all anxious, many of us have OCD, ADHD and autistism lol, we just didn t accept having an average life

Life s hard. If only the British would accept it
It depends on how you measure success.

The USA trails other developed countries in measures of inequality, gun crime (approx 60x), access to health care, life expectancy (mainly due to preventable causes: cardiovascular, drugs, firearms, car crashes) etc.

https://www.commonwealthfund.org/publications/fund...


I’m not sure the USA really is more ‘successful’ than the U.K.

I wouldn’t want to move there even though I would certainly be in one of the advantaged groups in that society.

Remembered the adage about a society being judged on how it treats its most vulnerable? The US system seems based on the opposite principle!


Fusion777

2,566 posts

69 months

Friday 7th November 2025
quotequote all
Pandox2096 said:
It depends on how you measure success.

The USA trails other developed countries in measures of inequality, gun crime (approx 60x), access to health care, life expectancy (mainly due to preventable causes: cardiovascular, drugs, firearms, car crashes) etc.

https://www.commonwealthfund.org/publications/fund...


I m not sure the USA really is more successful than the U.K.

I wouldn t want to move there even though I would certainly be in one of the advantaged groups in that society.

Remembered the adage about a society being judged on how it treats its most vulnerable? The US system seems based on the opposite principle!
Would you accept everyone having a lower standard of living, if equality was higher? Bill Gates pointed out that the Middle Ages were a time of great equality (aside from the odd baron/noble or two).

Pandox2096

179 posts

3 months

Friday 7th November 2025
quotequote all
Fusion777 said:
Pandox2096 said:
It depends on how you measure success.

The USA trails other developed countries in measures of inequality, gun crime (approx 60x), access to health care, life expectancy (mainly due to preventable causes: cardiovascular, drugs, firearms, car crashes) etc.

https://www.commonwealthfund.org/publications/fund...


I m not sure the USA really is more successful than the U.K.

I wouldn t want to move there even though I would certainly be in one of the advantaged groups in that society.

Remembered the adage about a society being judged on how it treats its most vulnerable? The US system seems based on the opposite principle!
Would you accept everyone having a lower standard of living, if equality was higher? Bill Gates pointed out that the Middle Ages were a time of great equality (aside from the odd baron/noble or two).
I would welcome those at the top (and statistically I’m in that group) having less wealth (which I’ve pointed out is not the same as standard of living) in order for less inequality, absolutely.

You can want this while still disapproving of waste, fecklessness or scrounging (though I personally think this is often overplayed).

Overall I think Europe, UK, Canada etc achieve this balance far better than the USA and are consequently FAR more civilised places to live.

p4cks

7,300 posts

220 months

Friday 7th November 2025
quotequote all
Where's the US v UK thread, cos this aint it pal.

Pandox2096

179 posts

3 months

Friday 7th November 2025
quotequote all
p4cks said:
Where's the US v UK thread, cos this aint it pal.
kbf1981 said:
The US is vastly more successful than the uk for exactly that reason
Pal

RTPT

145 posts

40 months

Friday 7th November 2025
quotequote all
ChocolateFrog said:
What does buy and sell commodities actually mean?

I mean I get it if you work for Goldman Sachs and your parents gave you one of those little rings to wear on your little finger.

But for someone in their 20's who dresses like that? Are we talking day trading?
coffee - think physical

Edited by RTPT on Friday 7th November 08:01

Rusty Old-Banger

6,342 posts

234 months

Friday 7th November 2025
quotequote all
I bet the OP has a beard and some VERY white teef.