Give a ride to someone for charity?

[Superleg48]

monthefish said:

But the owner of the car isn't asking for nor receiving Charitable donations, so I disagree your post is justification to stop offering rides for charity.

If any benefit other than neighbourly goodwill is derived from using the car then you are using for reward and therefore in contravention of your policy conditions.

I will seek my insurers specific permission rather than stop supporting the charities.

[Brital]

monthefish said:

Superleg48 said:

Therefore, from this it could be argued that even asking for Charitable donations constitutes Hire or Reward as it is not necessarily reward for your benefit in the eyes of the law.

Time to stop offering rides for charity, I think.

But the owner of the car isn't asking for nor receiving Charitable donations, so I disagree your post is justification to stop offering rides for charity.

I think the point is more that the PASSENGER only gets the ride if they PAY, the fact it is to a charity independent of the driver may cut no ice. Get it confirmed by the insurer and no problem. Just make sure passenger has no zips etc which may damage your (car's) interior, and they won't get carsick if you throw it around too much!!

[Barry.K]

This, touch wood, doesn't happen to any of us but what if there is an accident with a kid on board? I don't want to face the legal consequences. This a good deed with the potential to horribly misfire.

[HIS LM]

Get some prick to carry out a risk assessment if it makes you feel better

[murphyaj]

I've just arranged to do the same thing for a charity event in my car; not a McLaren, but it should be the same. I rang my insurance company today and they have confirmed that, as long as no money is going through you, and that you don't receive any expenses, then they consider this to fall under social, domestic and pleasure use. They were kind enough to send me a letter confirming that, so in the case of an accident I have it in writing that they were okay with it.

I'm with Aviva, but I'm told by the organisers that most of the big insurers treat this the same way.

[monthefish]

murphyaj said:

I've just arranged to do the same thing for a charity event in my car; not a McLaren, but it should be the same. I rang my insurance company today and they have confirmed that, as long as no money is going through you, and that you don't receive any expenses, then they consider this to fall under social, domestic and pleasure use. They were kind enough to send me a letter confirming that, so in the case of an accident I have it in writing that they were okay with it.

I'm with Aviva, but I'm told by the organisers that most of the big insurers treat this the same way.