Porsche Taycan
Discussion
gangzoom said:
If you want to own it longterm have a look at additional mortgage borrowing.
I've just got approval for a £200k loan at 1.49% fixed for 7 years, I nearly fell off my chair when the final monthly payments was confirmed for a pay back period of 15 years - £1,100/month.
£150k fixed for 7 years at 1.49% and 7 year term = £1,800/month with a total interest payments of just £7000 over that period for a £150k loan.
I've never seen borrowing so cheap, the 'wisdom' of borrowing £150k to spend on any car is a totally different matter .
Yikes! That’s pretty cheap and I can see people doing that, even if it seems bad financially long term. I've just got approval for a £200k loan at 1.49% fixed for 7 years, I nearly fell off my chair when the final monthly payments was confirmed for a pay back period of 15 years - £1,100/month.
£150k fixed for 7 years at 1.49% and 7 year term = £1,800/month with a total interest payments of just £7000 over that period for a £150k loan.
I've never seen borrowing so cheap, the 'wisdom' of borrowing £150k to spend on any car is a totally different matter .
Edited by gangzoom on Sunday 23 May 06:29
I was interested on how people afford some exotics and how they finance them. Found that this type of model is relatively common and especially for rarer cars, they work on the basis of an increase. Take the finance, aim for a gain and sell after 6 months and profit. Seriously risky though. And other than a few specific Porsche models, it’s not going up in value.
To be honest, I get bored after 3-4 years, so won’t take finance longer than that.
off_again said:
Yikes! That’s pretty cheap and I can see people doing that, even if it seems bad financially long term.
I was interested on how people afford some exotics and how they finance them. Found that this type of model is relatively common and especially for rarer cars, they work on the basis of an increase. Take the finance, aim for a gain and sell after 6 months and profit. Seriously risky though. And other than a few specific Porsche models, it’s not going up in value.
To be honest, I get bored after 3-4 years, so won’t take finance longer than that.
I think a lot (not all, of course) or so called 'cash' car purchases are just chucked onto the mortgage.I was interested on how people afford some exotics and how they finance them. Found that this type of model is relatively common and especially for rarer cars, they work on the basis of an increase. Take the finance, aim for a gain and sell after 6 months and profit. Seriously risky though. And other than a few specific Porsche models, it’s not going up in value.
To be honest, I get bored after 3-4 years, so won’t take finance longer than that.
I've always had a firm rule that the mortgage goes downwards, and is never used for anything other than the house.
Had my first experience of a Taycan this weekend (Turbo S). Pretty impressed I have to say, performance was uncomfortably bonkers but it really felt like a driver's car, not the over assisted lump I was expecting. Hid it's weight well.
Got a lowly RWD due in September, for the first time I'm feeling a bit excited about it, though still very conflicted that my first Porsche is not going to have a flat6 in it
Got a lowly RWD due in September, for the first time I'm feeling a bit excited about it, though still very conflicted that my first Porsche is not going to have a flat6 in it
gangzoom said:
If you want to own it longterm have a look at additional mortgage borrowing.
I've just got approval for a £200k loan at 1.49% fixed for 7 years, I nearly fell off my chair when the final monthly payments was confirmed for a pay back period of 15 years - £1,100/month.
£150k fixed for 7 years at 1.49% and 7 year term = £1,800/month with a total interest payments of just £7000 over that period for a £150k loan.
I've never seen borrowing so cheap, the 'wisdom' of borrowing £150k to spend on any car is a totally different matter .
Look, I’m game for most things, but mortgage style borrowing however good the rate, on a car seems nuts to me. If I can’t pay for it over 4 years tops, I can’t afford it. As for paying six figures for an electric car, even a Porsche electric car, I just don’t see the point at all. Might as well wait for the autonomous bubble cars for all the pleasure in ownership a Taycan is going to give me. I've just got approval for a £200k loan at 1.49% fixed for 7 years, I nearly fell off my chair when the final monthly payments was confirmed for a pay back period of 15 years - £1,100/month.
£150k fixed for 7 years at 1.49% and 7 year term = £1,800/month with a total interest payments of just £7000 over that period for a £150k loan.
I've never seen borrowing so cheap, the 'wisdom' of borrowing £150k to spend on any car is a totally different matter .
If anyone is confused (like me!) by the numerous Taycan combinations of model and battery,
I found this 'idiots guide' on the excellent Remove before Race Youtube channel really useful:
It seems clear to me that unless money is no object, the 4S is definitely the 'sweet spot'
in the Taycan range in a similar way to the Tesla Model 3 Long Range.
I found this 'idiots guide' on the excellent Remove before Race Youtube channel really useful:
It seems clear to me that unless money is no object, the 4S is definitely the 'sweet spot'
in the Taycan range in a similar way to the Tesla Model 3 Long Range.
PBCD said:
If anyone is confused (like me!) by the numerous Taycan combinations of model and battery,
I found this 'idiots guide' on the excellent Remove before Race Youtube channel really useful:
It seems clear to me that unless money is no object, the 4S is definitely the 'sweet spot'
in the Taycan range in a similar way to the Tesla Model 3 Long Range.
He's just ordered a 4S CT as well. I found this 'idiots guide' on the excellent Remove before Race Youtube channel really useful:
It seems clear to me that unless money is no object, the 4S is definitely the 'sweet spot'
in the Taycan range in a similar way to the Tesla Model 3 Long Range.
Heres Johnny said:
I must be missing something, I'm not confused at all with the line up.
I wasn't 'confused' as such, but I didn't know some of the finer details, such as the seemingly bigboost in power of the Turbo S compared to the Turbo only being available when launching the car
and can't be used in normal driving, such as overtaking.
PBCD said:
Heres Johnny said:
I must be missing something, I'm not confused at all with the line up.
I wasn't 'confused' as such, but I didn't know some of the finer details, such as the seemingly bigboost in power of the Turbo S compared to the Turbo only being available when launching the car
and can't be used in normal driving, such as overtaking.
PBCD said:
Heres Johnny said:
I must be missing something, I'm not confused at all with the line up.
I wasn't 'confused' as such, but I didn't know some of the finer details, such as the seemingly bigboost in power of the Turbo S compared to the Turbo only being available when launching the car
and can't be used in normal driving, such as overtaking.
That's why the Turbo is the sweet spot - same power as the Turbo S unless in launch , but 130ps more than the 4s the rest of the time
Deposit paid
ds666 said:
PBCD said:
Heres Johnny said:
I must be missing something, I'm not confused at all with the line up.
I wasn't 'confused' as such, but I didn't know some of the finer details, such as the seemingly bigboost in power of the Turbo S compared to the Turbo only being available when launching the car
and can't be used in normal driving, such as overtaking.
That's why the Turbo is the sweet spot - same power as the Turbo S unless in launch , but 130ps more than the 4s the rest of the time
Deposit paid
Spec it up with identical kit as is standard on the Turbo (paint, wheels, extended leather, PTV, matrix lights, Bose) and it's still £20k cheaper and plenty quick enough.
As discussed previously though, if you're leasing and want to add options then the gap does close quite quickly price wise. That £10k of extras that come standard on the Turbo will cost you nearly £300 a month on a 3 year deal if you want them, making the Turbo around £100 a month more with the same spec..
Edited by SWoll on Tuesday 15th June 17:16
SWoll said:
Nah, 4S the sweet spot.
Spec it up with identical kit as is standard on the Turbo (paint, wheels, extended leather, PTV, matrix lights, Bose) and it's still £20k cheaper and plenty quick enough.
As discussed previously though, if you're leasing and want to add options then the gap does close quite quickly price wise. That £10k of extras that come standard on the Turbo will cost you nearly £300 a month on a 3 year deal if you want them, making the Turbo around £100 a month more with the same spec..
This is exactly my conclusion too and absolutely makes the 4S the sweet spot (my CT ordered) - that extra leather is nice (have it in my Macan) but it's just dash top and bits you don't really see and it's a big overpriced wedge. Spec it up with identical kit as is standard on the Turbo (paint, wheels, extended leather, PTV, matrix lights, Bose) and it's still £20k cheaper and plenty quick enough.
As discussed previously though, if you're leasing and want to add options then the gap does close quite quickly price wise. That £10k of extras that come standard on the Turbo will cost you nearly £300 a month on a 3 year deal if you want them, making the Turbo around £100 a month more with the same spec..
Edited by SWoll on Tuesday 15th June 17:16
I never thought I'd say it (as I enjoy my near 600bhp V12) but the Turbo was a bit too fast. The 4S will be fine at about 500bhp but with £24k more in the bank and reduced monthlies. Is it likely to hold its 'extras' value better though as some options are list price inc std kit? I'll only add 4S paint, 20" wheels and Bose over the Turbo std - about £3300. The other extras I have would also be required on the Turbo, the key ones being pano, rails, RWS, pimped rear windows, 150kw @ 400v charging, Sport Chrono (seriously Porsche?), Folding bl0ody mirrors, surround cam, alcantara steering wheel, heated steering (don't underestimate it!), black window trim. Still debating dropping pano for PTTS active anti roll bars with PTV... A test drive will see if the CT rolls more - really wasn't needed on the Coupe as its very flat even at full tilt...
PBCD said:
If anyone is confused (like me!) by the numerous Taycan combinations of model and battery,
I found this 'idiots guide' on the excellent Remove before Race Youtube channel really useful:
It seems clear to me that unless money is no object, the 4S is definitely the 'sweet spot'
in the Taycan range in a similar way to the Tesla Model 3 Long Range.
"Tie-karn". Ick.I found this 'idiots guide' on the excellent Remove before Race Youtube channel really useful:
It seems clear to me that unless money is no object, the 4S is definitely the 'sweet spot'
in the Taycan range in a similar way to the Tesla Model 3 Long Range.
Ken Figenus said:
SWoll said:
Nah, 4S the sweet spot.
Spec it up with identical kit as is standard on the Turbo (paint, wheels, extended leather, PTV, matrix lights, Bose) and it's still £20k cheaper and plenty quick enough.
As discussed previously though, if you're leasing and want to add options then the gap does close quite quickly price wise. That £10k of extras that come standard on the Turbo will cost you nearly £300 a month on a 3 year deal if you want them, making the Turbo around £100 a month more with the same spec..
This is exactly my conclusion too and absolutely makes the 4S the sweet spot (my CT ordered) - that extra leather is nice (have it in my Macan) but it's just dash top and bits you don't really see and it's a big overpriced wedge. Spec it up with identical kit as is standard on the Turbo (paint, wheels, extended leather, PTV, matrix lights, Bose) and it's still £20k cheaper and plenty quick enough.
As discussed previously though, if you're leasing and want to add options then the gap does close quite quickly price wise. That £10k of extras that come standard on the Turbo will cost you nearly £300 a month on a 3 year deal if you want them, making the Turbo around £100 a month more with the same spec..
Edited by SWoll on Tuesday 15th June 17:16
I never thought I'd say it (as I enjoy my near 600bhp V12) but the Turbo was a bit too fast. The 4S will be fine at about 500bhp but with £24k more in the bank and reduced monthlies. Is it likely to hold its 'extras' value better though as some options are list price inc std kit? I'll only add 4S paint, 20" wheels and Bose over the Turbo std - about £3300. The other extras I have would also be required on the Turbo, the key ones being pano, rails, RWS, pimped rear windows, 150kw @ 400v charging, Sport Chrono (seriously Porsche?), Folding bl0ody mirrors, surround cam, alcantara steering wheel, heated steering (don't underestimate it!), black window trim. Still debating dropping pano for PTTS active anti roll bars with PTV... A test drive will see if the CT rolls more - really wasn't needed on the Coupe as its very flat even at full tilt...
Pan roof great if going for a dark interior or regularly have rear passengers. Had one for the past 18 months and as a driver rarely think about it in all honesty other than getting a warm head on sunny days + do like the standard double bubble roof on the Taycan so not sure I'd bother.
Seem to remember there being quite a bit more to extended leather than just a bit on the dash in the Taycan?
I'm just curious. I am a very long way from seriously thinking of buying an electric car, principally due to a need to cover long distances in the average week, and difficulty in charging at work. I would be much happier with a technical solution that did not rely on lugging batteries around.
I am sure it is fast, well built and rides well. What I am really curious about is, does it handle well? What is it like in adventurous cornering, can you hang the tail out like you can in a Cayman? Is it fundamentally well balanced? It's not just fun, if you find yourself in a sudden tricky situation, is the car going to do something unexpected?
Maybe I should try to talk Porsche into letting me have a day at the Silverstone facility with a Taycan.
I am sure it is fast, well built and rides well. What I am really curious about is, does it handle well? What is it like in adventurous cornering, can you hang the tail out like you can in a Cayman? Is it fundamentally well balanced? It's not just fun, if you find yourself in a sudden tricky situation, is the car going to do something unexpected?
Maybe I should try to talk Porsche into letting me have a day at the Silverstone facility with a Taycan.
Edited by ExecutiveAction on Sunday 27th June 15:42
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