The Bargain PCP Deal Thread

[numtumfutunch]

kieranblenk said:

My dad is contemplating FTK on a Velar R-Dynamic SE through Stratstone Land Rover on a 4 year PCP on £439 down £439 a month. He's had two Evoques now with the current one approaching 5 years old. List price is £50,300 with a GMFV of £35274 according to the website.

Works out just over £21k for the 4 years which for a 50k car doesn't seem bad to me. I know you have a year out of warranty, but my dad has had both Evoques outside warranty period and they've been fine.

Great thread btw.

Edited by kieranblenk on Tuesday 23 October 15:42

I saw some Velar numbers on another website and assumed the OP had messed up his/her figures

A 50k car on PCP with a GFV of 35k after 4y, ha ha, do me a favour...

However a visit to the JLR website had me eating my words

Astonishing......

[rustyuk]

numtumfutunch said:

kieranblenk said:

My dad is contemplating FTK on a Velar R-Dynamic SE through Stratstone Land Rover on a 4 year PCP on £439 down £439 a month. He's had two Evoques now with the current one approaching 5 years old. List price is £50,300 with a GMFV of £35274 according to the website.

Works out just over £21k for the 4 years which for a 50k car doesn't seem bad to me. I know you have a year out of warranty, but my dad has had both Evoques outside warranty period and they've been fine.

Great thread btw.

Edited by kieranblenk on Tuesday 23 October 15:42

I saw some Velar numbers on another website and assumed the OP had messed up his/her figures

A 50k car on PCP with a GFV of 35k after 4y, ha ha, do me a favour...

However a visit to the JLR website had me eating my words

Astonishing......

I didn't believe it either, but the offer I have just seen is £369 down, £369 a month

https://www.stratstone.com/new-cars/land-rover/ran...

[LaurasOtherHalf]

rustyuk said:

I didn't believe it either, but the offer I have just seen is £369 down, £369 a month

https://www.stratstone.com/new-cars/land-rover/ran...

I found that too, is it a bit poverty spec however? They list twelve optional extras and three of them are coil spring suspension, bootlid spoiler and a model badge-it doesn't bode well!

[rustyuk]

I was just thinking the same, would better going for the SE for a little more each month.

If it wasn't for the 6k miles and progressive mileage charge I would be placing an order now. However, some years I can do 25k.

[LaurasOtherHalf]

rustyuk said:

If it wasn't for the 6k miles and progressive mileage charge I would be placing an order now. However, some years I can do 25k.

And it's the reason why all these "mileage correction" specialists are so busy

As I posted yesterday however, I think JLR will be getting more desperate in Q1 next year so will be incentivising their stock more heavily then. Same with the 4 series by BMW as it will be getting replaced after the 3 series as usual.

I really need to make a decision about the Type-R by easter, it's so good that the ideal situation might just be to keep it but you get bored don't you? Something like the 335d and a toy in the garage might be preferable.

[tyrrell]

On the Velar deal if you go for 10k a year the monthlies and deposit are as follows

£494 deposit £494 a month rental.

[jimmy_wrxsti]

tyrrell said:

On the Velar deal if you go for 10k a year the monthlies and deposit are as follows

£494 deposit £494 a month rental.

Where can you tweak the figures?

The LR site doesn't match the pricing from Stratstone (where you can tweak the finance options) but cant see on Stratstone site where you can tweak the financials?

The deal is unreal, that GMFV :O

[tyrrell]

You just need to phone them up

[Gareth1974]

CoolHands said:

If anyone sees a motorcycle / super scooter for £80 a month on 0% let me know!

Clearly over budget, but the Africa Twin deal is still on (tiny deposit too) https://www.johnbanks.co.uk/honda-bikes/offers/bra...

[PartOfTheProblem]

CoolHands said:

If anyone sees a motorcycle / super scooter for £80 a month on 0% let me know!

Kawasaki J300 ABS for £67 a month.

https://www.motorcyclesdirect.co.uk/road-bikes/kaw...

[TTmonkey]

LaurasOtherHalf said:

rustyuk said:

I didn't believe it either, but the offer I have just seen is £369 down, £369 a month

https://www.stratstone.com/new-cars/land-rover/ran...

I found that too, is it a bit poverty spec however? They list twelve optional extras and three of them are coil spring suspension, bootlid spoiler and a model badge-it doesn't bode well!

The 'coil springs' options is listed to show that it doesn't have the costly and usually troublesome air suspension option I guess.

what options are missing from this car that are not covered by standard options that you get with it, that are really needed? Just wondering what you are having to compromise on.

[Dimebars]

rustyuk said:

I didn't believe it either, but the offer I have just seen is £369 down, £369 a month

https://www.stratstone.com/new-cars/land-rover/ran...

Thats before you throw at least £10k in options at it to make it "reasonable"

[LaurasOtherHalf]

TTmonkey said:

LaurasOtherHalf said:

rustyuk said:

I didn't believe it either, but the offer I have just seen is £369 down, £369 a month

https://www.stratstone.com/new-cars/land-rover/ran...

I found that too, is it a bit poverty spec however? They list twelve optional extras and three of them are coil spring suspension, bootlid spoiler and a model badge-it doesn't bode well!

The 'coil springs' options is listed to show that it doesn't have the costly and usually troublesome air suspension option I guess.

what options are missing from this car that are not covered by standard options that you get with it, that are really needed? Just wondering what you are having to compromise on.

Sat Nav for a start.

[jimmy_wrxsti]

LaurasOtherHalf said:

TTmonkey said:

LaurasOtherHalf said:

rustyuk said:

I didn't believe it either, but the offer I have just seen is £369 down, £369 a month

https://www.stratstone.com/new-cars/land-rover/ran...

I found that too, is it a bit poverty spec however? They list twelve optional extras and three of them are coil spring suspension, bootlid spoiler and a model badge-it doesn't bode well!

The 'coil springs' options is listed to show that it doesn't have the costly and usually troublesome air suspension option I guess.

what options are missing from this car that are not covered by standard options that you get with it, that are really needed? Just wondering what you are having to compromise on.

Sat Nav for a start.

But there is also the R-Dynamic SE offer for £439 which include a load of extras if people want more?

[Toonshorty]

CoolHands said:

If anyone sees a motorcycle / super scooter for £80 a month on 0% let me know!

Honda are doing 0% on the grom at the moment.

£149 deposit and £90 a month.

Never ridden one myself but supposedly great fun.

At the other end of the spectrum, there's also 0% on the fireblade.

£998 deposit and £101.05 a month.

https://www.newcastlemotorcycles.co.uk/new-honda-c...

[CoolHands]

Yeah I’ve seen a lot of hondas on 0% HP but I want pcp for cheap monthly’s on a more expensive bike. That Kawasaki 300cc scooter is 70 quid a month on pcp whereas Honda SH300 is £117 a month cos it’s HP and you’ll own it at the end. But I don’t want to I want a genuine cheap deal which do come up occasionally like the Honda Africa twin etc.

[kieranblenk]

numtumfutunch said:

I saw some Velar numbers on another website and assumed the OP had messed up his/her figures

A 50k car on PCP with a GFV of 35k after 4y, ha ha, do me a favour...

However a visit to the JLR website had me eating my words

Astonishing......

Metallic paint is £725 minimum but doesn't enhance much to the GFMV. My dad is going to price one up tomorrow in free recession white.

[TTmonkey]

the deal for the BMW:
Term of agreement 48 months
47 monthly payments £399.00
On the road cash price* £44,075.00
Customer deposit £399.00
BMW FS deposit contribution £6750.00
Retailer deposit contribution £4659.67
Total deposit £11,808.67
Total amount of credit £32,266.33
Option to purchase fee^ £0.00
Optional final payment^ £13,513.33
Total amount payable £44,075.00
Rate of interest 0.0% APR
Representative APR 0.0%
Excess mileage charge 10.29 pence per mile
Annual mileage 8,000

Whats the difference to the finance if you wanted it for three years not four? Why does it have to be a 48 month deal is no ones making any interest on the deal? Please forgive this if its a stupid question. Not great with numbers.

[rsbmw]

TTmonkey said:

the deal for the BMW:
Term of agreement 48 months
47 monthly payments £399.00
On the road cash price* £44,075.00
Customer deposit £399.00
BMW FS deposit contribution £6750.00
Retailer deposit contribution £4659.67
Total deposit £11,808.67
Total amount of credit £32,266.33
Option to purchase fee^ £0.00
Optional final payment^ £13,513.33
Total amount payable £44,075.00
Rate of interest 0.0% APR
Representative APR 0.0%
Excess mileage charge 10.29 pence per mile
Annual mileage 8,000

Whats the difference to the finance if you wanted it for three years not four? Why does it have to be a 48 month deal is no ones making any interest on the deal? Please forgive this if its a stupid question. Not great with numbers.

Payments will be higher over 3 years to match the depreciation curve.

[TTmonkey]

rsbmw said:

Payments will be higher over 3 years to match the depreciation curve.

Ah. I see. Thanks