Best Lease Car Deals Available? (Vol 10)
Discussion
I think I'm going for this Passat deal, what colour are people thinking? I think they have a mix but primarily solid pure white, Grenadilla Black Metallic and Diabase Grey Metallic.
Edit: Also, if my maths is right and you are able to put 12 months initial down, the total cost of the deal over 24 months is slightly lower, only by around £175, this is for 5k miles. Any negatives to putting down a larger initial?
Edit: Also, if my maths is right and you are able to put 12 months initial down, the total cost of the deal over 24 months is slightly lower, only by around £175, this is for 5k miles. Any negatives to putting down a larger initial?
Edited by qwerty88 on Wednesday 8th October 10:42
qwerty88 said:
I think I'm going for this Passat deal, what colour are people thinking? I think they have a mix but primarily solid pure white, Grenadilla Black Metallic and Diabase Grey Metallic.
Edit: Also, if my maths is right and you are able to put 12 months initial down, the total cost of the deal over 24 months is slightly lower, only by around £175, this is for 5k miles. Any negatives to putting down a larger initial?
If the car gets stolen or written off early in the lease you'll be without that large deposit. You could insure the initial payment via ALA but then don't think there'll be much saving left. Edit: Also, if my maths is right and you are able to put 12 months initial down, the total cost of the deal over 24 months is slightly lower, only by around £175, this is for 5k miles. Any negatives to putting down a larger initial?
Edited by qwerty88 on Wednesday 8th October 10:42
I went with the Passat deal - Met grey rather than black.
£1,064.07 + £354.69 x35 12K miles.
Ive no idea when my IPace will be repaired so if I end up with both for a bit I wouldn't be surprised but no huge issue.
I asked about when it goes back and how fussy they would be - I think there's another lease Co in there somewhere. The chap mentioned the wear and tear rules so who knows. Really please with the spec too. Saved about £4.5K over what I was going to sign up to with the Superb contract.
ProxyBrowser said:
If the car gets stolen or written off early in the lease you'll be without that large deposit. You could insure the initial payment via ALA but then don't think there'll be much saving left.
Most, if not all, insurance companies will replace with a new car like for like if the worst happens in the first 12 months. sixor8 said:
ProxyBrowser said:
If the car gets stolen or written off early in the lease you'll be without that large deposit. You could insure the initial payment via ALA but then don't think there'll be much saving left.
Most, if not all, insurance companies will replace with a new car like for like if the worst happens in the first 12 months. E.g. from Admirals T&Cs
Admiral said:
4. New vehicle replacement
If your vehicle is less than 12 months old and it is:
stolen and unrecovered
damaged and the cost of repair is more than 59% of the current UK list price (including VAT).
We will replace your vehicle with one of the same model and specification. We will only replace your vehicle if:
you are the first registered keeper, or if you are the second registered keeper of your vehicle, providing it was first
registered to the dealership where it was bought and had covered less than 50 miles.
the original purchase invoice is available
it was originally purchased within the territorial limits
it was purchased under an agreement where ownership was passed to you
anyone with a financial interest agrees to settle the claim in this way.
If your vehicle is less than 12 months old and it is:
stolen and unrecovered
damaged and the cost of repair is more than 59% of the current UK list price (including VAT).
We will replace your vehicle with one of the same model and specification. We will only replace your vehicle if:
you are the first registered keeper, or if you are the second registered keeper of your vehicle, providing it was first
registered to the dealership where it was bought and had covered less than 50 miles.
the original purchase invoice is available
it was originally purchased within the territorial limits
it was purchased under an agreement where ownership was passed to you
anyone with a financial interest agrees to settle the claim in this way.
Edited by Mammasaid on Wednesday 8th October 11:50
GRIMSARGH said:
I have dropped them an email this morning. See what happens. Sadly outside the 14 day period. I imagine at this price they might be able to get rid of them quickly and keep me in the R Line . But you don't ask you don't get.
Please share the reply you get. I am in the same position, ordered in the beginning of August for late November delivery. NIRISH83 said:
I don t think that s the case on pch? You get written off, you owe the remaining payments and what the insurance company value the car at!
No, you owe the remaining payments and what the funder values the car at.If the insurance payout covers the amount required then that's the end of the contract.
If there's a shortfall you owe the gap.
Zoon said:
No, you owe the remaining payments and what the funder values the car at.
If the insurance payout covers the amount required then that's the end of the contract.
If there's a shortfall you owe the gap.
Hence why I will be taking out gap insurance if I get one of these.If the insurance payout covers the amount required then that's the end of the contract.
If there's a shortfall you owe the gap.
Finance application in so thank you to the OP of the deal!
rowbie said:
So is it always worth having GAP insurance then as a backup in case of write-off to avoid the risk of being left with a large potential bill if the standard car insurance does not pay out what the lease company expect back?
yupalso gone for a Passat, shame the green or blue wasn't available!
rowbie said:
So is it always worth having GAP insurance then as a backup in case of write-off to avoid the risk of being left with a large potential bill if the standard car insurance does not pay out what the lease company expect back?
Like all insurance you're covering a risk.You can either choose to cover that risk yourself or you can pay for GAP insurance to cover the risk for you and it depends on how you value it.
Personally for the small sum involved for GAP insurance I would do so on a lease.
LostAndNotFound said:
Like all insurance you're covering a risk.
You can either choose to cover that risk yourself or you can pay for GAP insurance to cover the risk for you and it depends on how you value it.
Personally for the small sum involved for GAP insurance I would do so on a lease.
Worth remembering that the lease company don't pay full price for the car in the first place, so the insurer isn't going to be required to pay out its full RRP - I think Gap insurance on lower priced cars is probably not worth it.You can either choose to cover that risk yourself or you can pay for GAP insurance to cover the risk for you and it depends on how you value it.
Personally for the small sum involved for GAP insurance I would do so on a lease.
GRIMSARGH said:
It was a flat NO. Unhappy me. Still an R-Line is quite nice
Thank you coming back. Funny, I just got a call from Dreamlease with delivery date. R-Line is nice enough.
It would be nice to have head up display and panoramic roof while the car is in warranty (otherwise I would not bother with panoramic roof as they all have problems eventually). Bigger 19" wheels is a downgrade for me, not bothered with heated rear seats. Area view camera - nice to have as well.
Fast Bug said:
Pistonheadsdicoverer said:
Probably range as well. The EQC is pretty poor in that respectBut it just drives like a well-sorted performance car, at any speed.
Also seems well put together (so far), has lots of toys, and great seats.
However: it's absolutely huge and has a poor turning circle, plus I don't think there's much in it range-wise over the EQC (I work on about 200 miles, but we shall see.)
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