996 Classic insurance

996 Classic insurance

Author
Discussion

griffter

3,983 posts

255 months

Wednesday 14th November 2018
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Mines on multi car with Aviva, can’t remember the premium but it’s not a lot. I’ve found the “specialist” insurers with the 996 to be expensive. One of the advantages of the multi car policy is that I can use the 996 as I would a “normal” car for commuting etc without falling foul of the small print.

BarcelonaLewis

150 posts

136 months

Thursday 15th November 2018
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That is strange, just tried Admiral for a multi-car with a bog standard Forester and they came back with £1200. I may well stick with the old insurers!

m444ttb

3,160 posts

229 months

Thursday 15th November 2018
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Ouch! We just had our third renewal with Admiral multicar (996 C4, BMW e36 323 touring and a Focus ST 2.5) and it came back at £595 for the lot. Of that I think £195 was the 996. Oddly they were cheaper last year than the original policy and this year it's cheaper again.

BarcelonaLewis

150 posts

136 months

Thursday 15th November 2018
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m444ttb said:
Ouch! We just had our third renewal with Admiral multicar (996 C4, BMW e36 323 touring and a Focus ST 2.5) and it came back at £595 for the lot. Of that I think £195 was the 996. Oddly they were cheaper last year than the original policy and this year it's cheaper again.
I like what you're suggesting here wink I basically need to ditch the Forester and get an E36 and Focus ST? I'd been thinking of changing but I hadn't had a good excuse 'till now, and that's a pretty sound financial reason biggrin To the classifieds!!

m444ttb

3,160 posts

229 months

Thursday 15th November 2018
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I’m not sure people even bother to sell e36s as crappy as mine!

garypotter

1,502 posts

150 months

Friday 30th November 2018
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996 c4s - £80 a year but I have to sleep with the broker............

n3il123

2,607 posts

213 months

Tuesday 6th April 2021
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Dragging up an old thread...

i've just bought myself a 996 c4s so i'm looking for insurance.

I got a quote through classicline which was ~£400 for limited 3000 miles and only sdp which I thought was a bit pricey, using go compare I could get it for about £200 for £5000 miles (slightly higher excess) , 5k miles from classicline was £550 odd

I was wondering

A) is it worth paying more for insurance through someone like classicline vs someone like Aviva

B) are there any other brokers/ specialists that people would recommend? I've used Lancaster for my z3 for the last couple of years but since Covid trying to actually get through to someone for a quote seems pretty impossible.

Just looking for suggestions really, thanks in advance


TV8

3,122 posts

175 months

Tuesday 6th April 2021
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Have a look at Churchill on a normal policy. For my 996 I get business use rather than pure social, on street parking and build no claims bonus. Living in Bromley, it was cheaper than a classic policy which wouldn’t give me the ability to drive to a meeting on a sunny day and insist on it being in the garage overnight. Then there was a pleasant surprise when I checked market value after buying the policy. I had my Boxster with them as well and a similar experience.

n3il123

2,607 posts

213 months

Wednesday 7th April 2021
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Thanks i think that I will have a look at some of the more mainstream companies.

I guess that the 996 isn't seen as quite a classic yet, maybe too many people still using them as dailies for the classic profile.

Baskey

176 posts

146 months

Wednesday 7th April 2021
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My Boxster is a similar age and insured as a classic through Carol Nash.

Agreed value etc and sub £200 a year

Australiam

276 posts

129 months

Wednesday 7th April 2021
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For years I used Manning for my 997 Turbo, always good price (C. £500), agreed value, Track days, European cover etc, great to deal with people who are not just reading a script. So much so that I never shopped around. However, when I changed to a (non standard) C4S, the quote jumped to £750 ish (No track cover). I can only attribute the increase being due to the modifications (though it is still a lot slower and worth half the price of the turbo). I then tried ClassicLine (£1300) and others that were more. I am back with Manning. Man maths has convinced me that my VED saving is paying for the extra cost of insurance!

Edited by Australiam on Wednesday 7th April 16:38

L1OFF

3,362 posts

256 months

Thursday 8th April 2021
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n3il123 said:
Thanks i think that I will have a look at some of the more mainstream companies.

I guess that the 996 isn't seen as quite a classic yet, maybe too many people still using them as dailies for the classic profile.
My 2002 996 C2 is with Footman James as a classic (both of my NCB's are on 2 other cars) 6000 miles, agreed value £20K @ £320.

n3il123

2,607 posts

213 months

Thursday 8th April 2021
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L1OFF said:
My 2002 996 C2 is with Footman James as a classic (both of my NCB's are on 2 other cars) 6000 miles, agreed value £20K @ £320.
Just done an online quote with FJ c4s, 5k miles, agreed value £25k £607, guessing it doesn't like something, probably being parked on the drive or something.



shantybeater

1,193 posts

169 months

Thursday 8th April 2021
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n3il123 said:
Just done an online quote with FJ c4s, 5k miles, agreed value £25k £607, guessing it doesn't like something, probably being parked on the drive or something.
Locked garage makes a difference, I remember them saying that to me

n3il123

2,607 posts

213 months

Thursday 8th April 2021
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shantybeater said:
n3il123 said:
Just done an online quote with FJ c4s, 5k miles, agreed value £25k £607, guessing it doesn't like something, probably being parked on the drive or something.
Locked garage makes a difference, I remember them saying that to me
Yeah, when we bought the house together all I wanted was a garage and parking for a couple of cars, it wasn't until we moved in that I realised that I couldn't get the z3 in..... so the Porsche has no chance.....

I guess next time i'll take a tape measure!

L1OFF

3,362 posts

256 months

Friday 9th April 2021
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n3il123 said:
Just done an online quote with FJ c4s, 5k miles, agreed value £25k £607, guessing it doesn't like something, probably being parked on the drive or something.
Mine is on the drive, could be location (I'm in Somerset and age (64))

Filibuster

3,150 posts

215 months

Friday 9th April 2021
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Me being in Switzerland, this might not help the ones living on the island, but maybe others on the continent/Switzerland.

I have my 997 on an agreed value classic insurance since I bought it 4 years ago. My broker put it on my existing policy (Volvo P1800) with no hesitation. Regular use and mileage (10k miles p.a.) was a non issue.

n3il123

2,607 posts

213 months

Friday 9th April 2021
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L1OFF said:
n3il123 said:
Just done an online quote with FJ c4s, 5k miles, agreed value £25k £607, guessing it doesn't like something, probably being parked on the drive or something.
Mine is on the drive, could be location (I'm in Somerset and age (64))
Rural Cambridgeshire.

Mannigs come in more expensive than Fj

I guess there are too many factors for it to work for a classic policy, maybe in a couple more years.