Black Box Mileage Limit
Discussion
I’ve recently just found out that my mileage limit on my black box is 10,000 miles and I have done roughly 9930 miles with about 7 weeks to go until my insurance policy ends and then I can get my NCB. This leaves me with about 10 miles a week until the end of January. If I go over this limit I risk getting my insurance cancelled and having no NCB. Is there anything at all I could do so that I am able to drive more than 70 miles in this 7 week period?
borobinson28 said:
Elatino1 said:
Ring them to increase the mileage.
There is a limit of 10,000 from the black box company so I can’t increase the mileage anymoreborobinson28 said:
I’ve recently just found out that my mileage limit on my black box is 10,000 miles and I have done roughly 9930 miles with about 7 weeks to go until my insurance policy ends and then I can get my NCB. This leaves me with about 10 miles a week until the end of January. If I go over this limit I risk getting my insurance cancelled and having no NCB. Is there anything at all I could do so that I am able to drive more than 70 miles in this 7 week period?
So OP, what happened?blueg33 said:
Ones with bad history or bad google skills I assume
No, not at all. For my daughter (and I believe quite a few of her friends) BB policies were significantly cheaper during their 1st (and in some cases 2nd) year of driving.IIRC my daughters Cheapest 1st year premium quote without a box was £3500 and £1600 with.
Countdown said:
blueg33 said:
Ones with bad history or bad google skills I assume
No, not at all. For my daughter (and I believe quite a few of her friends) BB policies were significantly cheaper during their 1st (and in some cases 2nd) year of driving.IIRC my daughters Cheapest 1st year premium quote without a box was £3500 and £1600 with.
Similar with their friends. Only 1 has a black box and he didn’t think to research prices without.
Edit to add
Just found daughters first policy from 18 months ago. £1200 from Admiral, no black box
Edited by blueg33 on Monday 8th February 07:14
blueg33 said:
Seems odd. We got under £1600 for both kids as nes drivers without back box. One child of each flavour so I can discount gender bias. My son had a 100bhp Fabia my daughter an 80 bhp fiesta.
Similar with their friends. Only 1 has a black box and he didn’t think to research prices without.
Edit to add
Just found daughters first policy from 18 months ago. £1200 from Admiral, no black box
Not as simple as that though, there are about a million different factors that come into play when quoting insurance, location, occupation, times your likely to drive, named drivers, vehicle your driving, named drivers etc, some people will get cheaper insurance with a black box, and some without.Similar with their friends. Only 1 has a black box and he didn’t think to research prices without.
Edit to add
Just found daughters first policy from 18 months ago. £1200 from Admiral, no black box
Edited by blueg33 on Monday 8th February 07:14
blueg33 said:
I found for my kids I could get insurance just as cheap without a black box. Can’t see why folks choose to have them.
Insurance with a black box for my son was around £800 and £950 without - this is on a 2016 Fiesta, so both fairly good quotes I thought. I did think about not having a box but I just felt that, at least for the first year and until he had a little more experience, having one would make him think about his driving. Not that he is a reckless or gung-ho lad, quite the opposite in fact - he agreed that it would be a good idea.
So, it’s not always about the money.
Our eldest is learning at the moment and when I look back and consider our Wednesday 'Boy racer night' every week when I was 17/18, where we'd pick a place on the map and race there, then drive to the pub, I absolutely want them to have black boxes. No place in this day and age for behaviour like that. 
blueg33 said:
I found for my kids I could get insurance just as cheap without a black box. Can’t see why folks choose to have them.
Even taking into account the huge cost savings for many people (your experience isn't what other people necessarily experience, especially in high risk areas), stats show a 40% reduction in accidents for young drivers with black boxes, and because the accidents they do have are often at a lower speed, a 60% reduction in KSI numbers. And even without any cost savings, that's a good enough reason for many parents if they are the ones funding the car and /or insurance. TwigtheWonderkid said:
Even taking into account the huge cost savings for many people (your experience isn't what other people necessarily experience, especially in high risk areas), stats show a 40% reduction in accidents for young drivers with black boxes, and because the accidents they do have are often at a lower speed, a 60% reduction in KSI numbers. And even without any cost savings, that's a good enough reason for many parents if they are the ones funding the car and /or insurance.
It's always hard to determine causation of behaviour with self selecting groups, though - I think you would probably see a difference in accident rates between teenagers who answered "yes" and "no" to "are you willing to have a black box for a discount on your insurance", whether you gave them a black box or not.Baldchap said:
Our eldest is learning at the moment and when I look back and consider our Wednesday 'Boy racer night' every week when I was 17/18, where we'd pick a place on the map and race there, then drive to the pub, I absolutely want them to have black boxes. No place in this day and age for behaviour like that.
I considered this, but both of mine are pretty sensible, and my eldest got his kicks (sometimes literally as he is into TKD) from elsewhere. He has driven all round Europe within a year of getting his licence, no issues I am aware of, he has a good driving record and is building a healthy NCD. It now costs £400 to insure his 1.6 Kia Pro'ceedotolith said:
TwigtheWonderkid said:
Even taking into account the huge cost savings for many people (your experience isn't what other people necessarily experience, especially in high risk areas), stats show a 40% reduction in accidents for young drivers with black boxes, and because the accidents they do have are often at a lower speed, a 60% reduction in KSI numbers. And even without any cost savings, that's a good enough reason for many parents if they are the ones funding the car and /or insurance.
It's always hard to determine causation of behaviour with self selecting groups, though - I think you would probably see a difference in accident rates between teenagers who answered "yes" and "no" to "are you willing to have a black box for a discount on your insurance", whether you gave them a black box or not.A friend of mine was an armed police officer, involved in VIP protection. He told me he got the gig because someone came to his station and asked who wanted to be an armed police officer. He didn't put himself forward. When asked why, he said that he had no experience or interest in guns, it just wasn't his thing. So they said he was just what they were looking for. All of those who expressed an interest in being an armed officer were rejected immediately.
Edited by TwigtheWonderkid on Monday 8th February 09:49
TwigtheWonderkid said:
I think that's absolutely true, and is pretty well acknowledged in the industry. The mere fact of accepting a black box separates out the wheat from the chaff. Morons are never going to accept a black box, and the kids that do are the more sensible ones. Also, if they think they are being monitored, they will drive accordingly, so you could probably fit a dummy black box and achieve pretty much the same results. So long as they didn't know.
Except that is not evidenced in the quotes for my kids. Always ticked "no" always able to get as cheap a price withoutEdited by TwigtheWonderkid on Monday 8th February 09:49
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