driving on track question

[KevF]

Anaconda666 said:

Does that mean that if an injured passenger sues the driver then the insurance for the passenger foots the bill? (hopefully this would never happen but it still needs to be thought about)
Does Track day cover REALLY cover or is it a bit like undeclared mods..........your covered but not if you make a claim (if you understand what I'm getting at)
My insurance cover was just fine for driving at Dunsfold for the Sporting Bears but they made it VERY clear it would not cover for on track driving.
Even with a signed disclaimer can the passenger make a claim against the driver rather than the organiser?

Yes, we were very clear when purchasing cover that IF there was an accident, then the passenger would be covered by the insurance and the driver and organisers were protected.
I am unsure about how far the track day cover goes but have heard of people claiming when hit by another track dayer(?) with not too much of an issue.
Obviously I am not an insurance expert and you should seek advice from your own agent.

I am not sure about the disclaimers. I have heard that in a court, even the most stringent disclaimer wouldn't stand up. Again not an expert though.