How Much is Your Supercar Insurance?
Discussion
Quick, unscientific, straw poll.
For those of you with £100-300k of supercar(s), how much are you currently paying for insurance per year?
Not looking for any company names or anything like that. Just how much it cost. Ballpark figures are fine.
Please state whether it is an Admiral-like policy (they pay book-value) or a high-net-worth-type policy (they pay agreed-value).
Had a few quotes through, and they vary wildly, so looking for a quick benchmark of other folks' experiences.
For those of you with £100-300k of supercar(s), how much are you currently paying for insurance per year?
Not looking for any company names or anything like that. Just how much it cost. Ballpark figures are fine.
Please state whether it is an Admiral-like policy (they pay book-value) or a high-net-worth-type policy (they pay agreed-value).
Had a few quotes through, and they vary wildly, so looking for a quick benchmark of other folks' experiences.
Mine would have been about £1400 through AIB but I shifted the Merc and the little fiat onto the same policy so it's £2200 all in (Wifes only been driving 2 years and she is covered on all but the lambo). Agreed value on the lambo and I can take it to any repairer should the worst happen.
Comparing insurance can be like comparing clutch wear......too many variables.
Age, experience, points, post code, car, mileage, use, repair costs etc etc.....
You need to call a broker or go compare. You'll get a far better personalised quote than you will on here...so far it's anywhere between £300 and €5500 euro's
Age, experience, points, post code, car, mileage, use, repair costs etc etc.....
You need to call a broker or go compare. You'll get a far better personalised quote than you will on here...so far it's anywhere between £300 and €5500 euro's
Insurance quotes for cars are always all over the place. Calculations for risk can be very subjective, and some insurers either undercut or overprice to their hearts' content. Just in the past week, my quotes have varied wildly from £900 to £3500.
Some great info on here. Helped to see and benchmark roughly the kind of prices and spread across the ranges.
Some great info on here. Helped to see and benchmark roughly the kind of prices and spread across the ranges.
Some great info here...can anyone running a supercar that has track cover built into the policy please let me know who with etc...
Im trying to get cover sorted on a 488GTB, and would like a 4-5k mile p/a policy with cover for 3-4 track days per year. Struggling a bit at the moment so any advice is really appreciated.
Im trying to get cover sorted on a 488GTB, and would like a 4-5k mile p/a policy with cover for 3-4 track days per year. Struggling a bit at the moment so any advice is really appreciated.
TonyF said:
Ferrari 458 spider, 488 gtb and a Bentley gtc V8 £1320 all in with agreed value through Admiral.
I had a long conversation with Admiral in 2015 and it turned out they didn't do agreed value, despite noting the vehicles value on the policy. In the event of a total loss they would only pay book, which on the CS 2 years ago was c.£60k. I went elsewhere. Obviously they may have changed this since.
I live in the middle of nowhere, garaged and 3000 per year for £1100, 20 years NCB.
Guaranteed value £200k.
Edited by ThreesixtyM on Saturday 22 April 10:34
Steven944 said:
Close to pulling the trigger on a multicar policy with Admiral and eager to know if anyone has had any issues?
Two things put me off Admiral. 1) No agreed value just market value. 2) They choose where your car goes if it needs bodywork.They where the cheapest though but in the end I went through AIB.
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