write off ?

Author
Discussion

StevenB

777 posts

196 months

Thursday 14th June 2018
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The thing to remember is it's your car till you get paid out. if you decide to get it back don't be surprised if they charge you for the storage where they have taken it and cost of getting it there ....

stevieturbo

17,229 posts

246 months

Friday 15th June 2018
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StevenB said:
The thing to remember is it's your car till you get paid out. if you decide to get it back don't be surprised if they charge you for the storage where they have taken it and cost of getting it there ....
Assuming they havent started to break it already and "lost" all the contents that were in the car.

Basically all ploys to make a lowball payout easier rather than even attempting to save the vehicle.

Never let them take the vehicle until all financial aspects etc are sorted.

MyM8V8

9,456 posts

194 months

Friday 15th June 2018
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vxr2010 said:
Cheers for the diagram , i am thinking the reason for the wheels not sitting correctly in the arch are the lower and upper arms being bent ? hopefully diff and subframe ok , suspension looked ok but it’s not that difficult to source, body work is minor dents that could be pulled , the wheels can be solved via ebay as hsv sv pack 20 inch wheels are around 4k£ it seems , it’s already been taken to be assessed i’ve been on there case so they know where i stand with getting it repaired , ive asked when they assign an engineer to get him to call me due to club knowledge on where to get cheaper parts , there was not much option it had to go to their assessors , they say i will know next week , so fingers crossed
Who are you insured with?

motomk

2,148 posts

243 months

Friday 15th June 2018
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Lower control arm right

Lower control arm left

Upper control arm right

Upper control arm left

Right axle

Left axle

Some Ebay links on parts to keep the Ute alive. Some links have the part numbers.
If these links don't work, I'll have to use the desktop.

stevieturbo

17,229 posts

246 months

Friday 15th June 2018
quotequote all
motomk said:
Lower control arm right

Lower control arm left

Upper control arm right

Upper control arm left

Right axle

Left axle

Some Ebay links on parts to keep the Ute alive. Some links have the part numbers.
If these links don't work, I'll have to use the desktop.
Insurance companies or assessors will not be trawling ebay for parts. They'll take the car...think "mmm that'll be hard to get parts for, lets just scrap it"

vxr2010

Original Poster:

2,554 posts

158 months

Saturday 16th June 2018
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Cheers for the above posts and links , Rock auto show some of those bits fairly cheaply so they would be a good go to place , it would need to be walkinshaw for the wheels , i an insured with A plan , if they say it’s a write off i will be straight to the pound to pick it up but i’m hoping they see sense , James at Elite was very helpful and gave me a replacement price so if they get funny that will be put forward , the annoying thing the accident was not my fault but you always end up out of pocket in one way or another

SOCO

227 posts

171 months

Monday 18th June 2018
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I've just seen this post Chris. I'm gutted for you mate, but I also wish you good luck with getting back on the road.

You'd have thought the old dear would've heard you coming down the road, even without a hearing aid.

vxr2010

Original Poster:

2,554 posts

158 months

Monday 18th June 2018
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Hi SOCO , yes you would have thought so , well i get to know this week , plus i get to find out how good or bad my insurance company is , fingers still big time crossed that they see sense, it’s not been nice being in limbo so long , if you pm me your mobile i can what’s app the clip to you

SteveMJ

919 posts

195 months

Tuesday 19th June 2018
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StevenB said:
The thing to remember is it's your car till you get paid out. if you decide to get it back don't be surprised if they charge you for the storage where they have taken it and cost of getting it there ....
Some time ago I drove my car into the back of a truck (yes, my fault on frosty road). Car was taken to body shop for assessment. I expected it to get written off , so I collected it and drove it back to my place. A bit dodgy as the from was a mess and limited lighting!

I would have been written off but I got some 2nd hand parts, bonnet, lights etc and got it back close to 'as before'. I got the 2nd hand value of the car from the insurance.

I hope this helps.

vxr2010

Original Poster:

2,554 posts

158 months

Tuesday 19th June 2018
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I’ve been told if repair costs are more than 65 per cent of value then that’s write off area , the car is going to be taken to Warren at Topcats to be stripped down or the like to assess the damage , my main concerns are diff subframe drive shafts , wheels are around 600£ each or so , im sure there are other expensive bits but i won’t know more until it’s taken to pieces , the other party have not even made contact with my insurance company , so it’s a case of wait and see , i maybe lucky but it appears i am often not , that the parts broken are not too much cost wise , i just want it back on the road as it’s a rare car and a shame to write it off

vxr2010

Original Poster:

2,554 posts

158 months

Monday 2nd July 2018
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An update , well it’s not a write off , the suspension bits are all being replaced for new parts , drive shafts were damaged plus a number of suspension arms 4 on each side , the rest of the car seems ok but they will know more when it’s fully stripped down , total cost is around 7200 , the paint work damage is very minor main cost is labour and new suspension parts , the lovely 86 year old who hit me is still arguing it’s my fault ???!! , but the insurance company have viewed the dash cam footage and can’t confirm yet but are saying it’s her fault and that’s what they are pressing for , sv 20 inch wheels are hardest parts to source so i may go down the lines of 19 inch rims , the insurance company said with out dash cam they normally go 50/50 as it’s difficult to prove otherwise , so in simple if you like your car and policy then get a decent dash cam nextbase 112 are good and around 40£ from halfords and also get a good sd card which is about 12£ , the only thing i found with dash cams is every other day reflash / delete the footage or it can loose some , things are not fully solved yet but i will update with any results

selym

9,539 posts

170 months

Monday 2nd July 2018
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Fingers crossed for you. 89? Surely that's more than a bit old for driving?

vxr2010

Original Poster:

2,554 posts

158 months

Monday 2nd July 2018
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Hi it was mentioned in response back to my insurance company , not that i want to deprive some one of there freedom but i think 86 maybe pushing it a bit , but if you look at how the accident happened my thought is she should not drive any more , i heard some one else on here had their v8 written off by an old bloke , but the camera is very important evidence wise

stevieturbo

17,229 posts

246 months

Monday 2nd July 2018
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selym said:
Fingers crossed for you. 89? Surely that's more than a bit old for driving?
We might all be that age some day....and the post above said 86, not 89...lol

But good you had dashcam footage...IMO every car should have one, at least one !

selym

9,539 posts

170 months

Tuesday 3rd July 2018
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stevieturbo said:
selym said:
Fingers crossed for you. 89? Surely that's more than a bit old for driving?
We might all be that age some day....and the post above said 86, not 89...lol

But good you had dashcam footage...IMO every car should have one, at least one !
I'm too old to differentiate between 6s and 9s! I have seen what bedlam very old and mostly infirm drivers can create - my mate was knocked off his motorbike by an old guy who shouldn't have been driving.
It'll be an awful wrench having to give up my licence, but hopefully I'll be responsible enough to take that hit when it's required.

MyM8V8

9,456 posts

194 months

Tuesday 3rd July 2018
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stevieturbo said:
selym said:
Fingers crossed for you. 89? Surely that's more than a bit old for driving?
We might all be that age some day....and the post above said 86, not 89...lol

But good you had dashcam footage...IMO every car should have one, at least one !
My Dad gave up driving at 80 and said it was because he was too slow and holding people up, plus reflexes not as good as they were. Respect to him for that! Maybe they need to start re-evaluating (not a full re-test) older drivers who may not realise they are no longer in full control of their faculties?

vxr2010

Original Poster:

2,554 posts

158 months

Tuesday 3rd July 2018
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I’m pretty sure in Aus and New zealand they have an assessment it’s not a full test but it’s just to make sure you are safe

ARAF

20,759 posts

222 months

Wednesday 25th July 2018
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My little knock needed a new rear subframe as well. I had to fight hard for that as when the car was aligned,they got it close to tolerance by using up all of the adjustment on one wheel.

Good luck with the repairs.

vxr2010

Original Poster:

2,554 posts

158 months

Wednesday 25th July 2018
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Hi ARAF , walkinshaw managed to find a set of 20 inch rear wheels in silver that need spraying in black , the thought is the subframe and diff are ok so fingers crossed there , the only thing holding it up is a few bits on back order from pedders and rock auto , so fingers crossed for some time in August , the other party have still not admitted fault even though it’s on dash cam ?!?

stevieturbo

17,229 posts

246 months

Wednesday 25th July 2018
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vxr2010 said:
Hi ARAF , walkinshaw managed to find a set of 20 inch rear wheels in silver that need spraying in black , the thought is the subframe and diff are ok so fingers crossed there , the only thing holding it up is a few bits on back order from pedders and rock auto , so fingers crossed for some time in August , the other party have still not admitted fault even though it’s on dash cam ?!?
it's fairly standard for scummy insurance companies to refuse to admit liability and likewise I'm sure the guilty party doesnt want to either.

There is no honesty or integrity with insurance, it's just a criminal scam from start to finish.