640d - do I renew my warranty

[T16OLE]

Firstly, Merry Christmas PH

Secondly, I have a 2011 640d bought earlier in the year from BMW under their approved used car scheme. It comes with a 12 month manufacture warranty and so far it's been great, replaced front discs & pads £600, the EGR cooler which I'm guess was expensive & the cameras & module of the surround view system, again, I'd imagine pretty expensive.

So my question is, should I renew the warranty.

Cost, £740 pa - £250 excess or £890 - £100 excess

Mileage is 56k, I'm doing 25k pa

It's a complex car and plenty that could potentially ruin me

[red_slr]

From your circs I would say 100% yes.

[Swoxy]

Yes, with the lower excess (and I don't believe in warranties). My colleague's 640d probably had £20k of warranty work in four years since he bought it new in 2012.

[steve-5snwi]

Erg valve and cooler are £400 plus fitting so around £700 and it's common on the 3.0, there is a customer enhancement program out for certain cars.

How long are you going to keep the car £1000 in 12 months would cover most items.

[Jaroon]

Generally I don't pay for warrantys, the business model only works if they are bad value for the consumer, for me you are paying for peace of mind, how much is this worth to you? However, in you case you are already up on the deal so have covered the next couple of years plus your car seems prone to issues so I'd say probably renew.

As I say personally I would save the money for a slush fund but when I buy a car, reputed reliability is quite high on the must have list.

[b19rak]

Get it done, my work colleagues 530d GT goes wrong alot. Recently, the lights on the handles went, cost him about £1,500

[dave_s13]

Someone else posted on here about a 6er headlight going pop. That was circa £1200 for a new unit as they can't be repaired, easily anyway.

For a run of the mill car, no. For your car and for 80 quid a month, yes!

[The Moose]

Buy the policy with the £250 excess.

[T16OLE]

I wonder whether the excess is payable per claim or per annum

That would be the deciding factor in deciding which level or excess

[normalbloke]

steve-5snwi said:

How long are you going to keep the car £1000 in 12 months would cover most items.

Comedy gold!

[POORCARDEALER]

I think the warranty is a bargain when you are covering those miles

[Cupramax]

b19rak said:

Get it done, my work colleagues 530d GT goes wrong alot. Recently, the lights on the handles went, cost him about £1,500

Sod that, i'd do without lit handles

[T16OLE]

Cupramax said:

Sod that, i'd do without lit handles

Me too

[hora]

25,000miles a year?

Yes. You obviously need the car available to you too.

Merry Christmas

[T16OLE]

hora said:

25,000miles a year?

Yes. You obviously need the car available to you too.

Merry Christmas

Well, between 20-25k.

[CaptainMorgan]

No brainer if it were me, I suspect you'll be quids in by the end of the year after a couple of jobs needing doing on it.

[Welshbeef]

I've had my F10 535d for over two years now it came with a 2 year AuC BMW warranty.

Sole thing replaced was a glow plug.

As it happens I've not renewed ... fingers crossed.

[T16OLE]

Welshbeef said:

I've had my F10 535d for over two years now it came with a 2 year AuC BMW warranty.

Sole thing replaced was a glow plug.

As it happens I've not renewed ... fingers crossed.

That's the thing!

£90 a month is one thing, £140 is another.

I guess it doesn't give me much confidence with BMW wanting that much to guarantee the car

I plan to keep it for 4 years, if I opt for the warranty for the first few, it would be Sod's law failure will happen towards the end of my ownership and when the car is much older & worn. Then perhaps it may be better to save from day one

Edited by T16OLE on Sunday 25th December 11:00

[Loyly]

£1400 year isn't a lot of cash for peace of mind that could easily throw a bill like that if it were to st itself badly. I suppose it depends on just how good the warranty is, but I'd probably stick with it.

[Welshbeef]

Loyly said:

£1400 year isn't a lot of cash for peace of mind that could easily throw a bill like that if it were to st itself badly. I suppose it depends on just how good the warranty is, but I'd probably stick with it.

BMW or Merc etc Warranties really are top draw.

I've never paid for them though - I go with the view get all niggles sorted before it expires then take a chance.