640d - do I renew my warranty

640d - do I renew my warranty

Author
Discussion

T16OLE

Original Poster:

2,946 posts

191 months

Monday 26th December 2016
quotequote all
Blown2CV said:
i don't think he can afford it either, hence the thread.
Slightly harsh as you don't have any idea of my disposal income, and I'm not saying this in a knobby way, but I can afford the cost of the warranty.

The underlying question in my thread is more, do I spend the money on a warranty or pay for any repairs from my
Pot

swisstoni

16,955 posts

279 months

Monday 26th December 2016
quotequote all
Blown2CV said:
instead of buying the warranty why not save some money away. At least then you might never need to spend it, in which case you still have it. Not rocket science but the concept seems lost on many warranty-o-philes
This would be my choice. It is, after all, what the insurance company is doing; taking the money and hoping not to pay out.
Big bills happen, but you'd have to be very unlucky for them to keep happening regularly. If they do, it's nature's way of telling you to offload the lemon.

Blown2CV

28,786 posts

203 months

Monday 26th December 2016
quotequote all
T16OLE said:
Blown2CV said:
i don't think he can afford it either, hence the thread.
Slightly harsh as you don't have any idea of my disposal income, and I'm not saying this in a knobby way, but I can afford the cost of the warranty.

The underlying question in my thread is more, do I spend the money on a warranty or pay for any repairs from my
Pot
T16OLE said:
It's a complex car and plenty that could potentially ruin me

saaby93

32,038 posts

178 months

Monday 26th December 2016
quotequote all
swisstoni said:
Blown2CV said:
instead of buying the warranty why not save some money away. At least then you might never need to spend it, in which case you still have it. Not rocket science but the concept seems lost on many warranty-o-philes
This would be my choice. It is, after all, what the insurance company is doing; taking the money and hoping not to pay out.
Big bills happen, but you'd have to be very unlucky for them to keep happening regularly. If they do, it's nature's way of telling you to offload the lemon.
The thing is - although you could say that for a normal warranty - it does look like the BMW warranty seems to pay out for stuff that needs fixing

T16OLE

Original Poster:

2,946 posts

191 months

Monday 26th December 2016
quotequote all
Blown2CV said:
T16OLE said:
Blown2CV said:
i don't think he can afford it either, hence the thread.
Slightly harsh as you don't have any idea of my disposal income, and I'm not saying this in a knobby way, but I can afford the cost of the warranty.

The underlying question in my thread is more, do I spend the money on a warranty or pay for any repairs from my
Pot
T16OLE said:
It's a complex car and plenty that could potentially ruin me
More a figure of speech, a £5k gearbox replacement wouldn't exactly be welcome, hence spreading any risk with a warranty. Which would cost £95 per month for the next 3/4 years. The flip side to that coin is that is could be a waste if nothing goes wrong big time

Floptimus Prime

8,849 posts

187 months

Monday 26th December 2016
quotequote all
gizlaroc said:
Welshbeef said:
Love this OPs car only bought 9 months ago now it's basically too old so go buy another new one.

smile.

One thing I wish was possible let's say you buy a car from AUC BMW why can you not get a 3 year BMW warranty most people keep a car 3years so a logical frequency.
They can do it, 2 years is easier for them, but they can do 3. But even many of the sales guys don't know they can, so can be a bit of a battle.
It costs them around 50% of what it costs us too.
Just to be clear, you can get 3 year warranties on approved used BMW if you push them hard enough?

Blown2CV

28,786 posts

203 months

Monday 26th December 2016
quotequote all
T16OLE said:
Blown2CV said:
T16OLE said:
Blown2CV said:
i don't think he can afford it either, hence the thread.
Slightly harsh as you don't have any idea of my disposal income, and I'm not saying this in a knobby way, but I can afford the cost of the warranty.

The underlying question in my thread is more, do I spend the money on a warranty or pay for any repairs from my
Pot
T16OLE said:
It's a complex car and plenty that could potentially ruin me
More a figure of speech, a £5k gearbox replacement wouldn't exactly be welcome, hence spreading any risk with a warranty. Which would cost £95 per month for the next 3/4 years. The flip side to that coin is that is could be a waste if nothing goes wrong big time
you need to make a risk assessment of the breakages that you would not be able to afford. How likely are they?

Dolf Stoppard

1,323 posts

122 months

Monday 26th December 2016
quotequote all
Get the warranty. You've done well out of it already and it gives you peace of mind. Out of all the manufacturer schemes the BMW / Mondial one seems the best - you read very few bad things about it.

T16OLE

Original Poster:

2,946 posts

191 months

Monday 26th December 2016
quotequote all
gizlaroc said:
They will not deviate from their terms and conditions, they are incredibly strict in this regard.

No point at all telling them you will be over by March, they will not bend the rules and they certainly won't rejig the price either.


Best bet apply 30 days before, this is allowed, and put down 56k miles or something, but consider if you need to go to the dealer before for any reason, if you do your mileage will be logged on BMWs system, so if you are due a service or something, maybe get it done early?
As far as I can see I can log on, apply for a quote and accept online

I also can't see anything in the terms to say you cannot have an existing AUC warranty

Fox-

13,233 posts

246 months

Monday 26th December 2016
quotequote all
It will not generate a quote for a car with an existing warranty in force on it, so it's not possible to buy a policy before the AUC one is ready to renew.

T16OLE

Original Poster:

2,946 posts

191 months

Monday 26th December 2016
quotequote all
Fox- said:
It will not generate a quote for a car with an existing warranty in force on it, so it's not possible to buy a policy before the AUC one is ready to renew.
Ahh I have a personally plate, the old reg will not allow the quote.

That said, it brings up all the correct details of my car as it's live with the DVLA.

Bit of an oversight there by BMW

Fox-

13,233 posts

246 months

Tuesday 27th December 2016
quotequote all
T16OLE said:
Ahh I have a personally plate, the old reg will not allow the quote.

That said, it brings up all the correct details of my car as it's live with the DVLA.

Bit of an oversight there by BMW
Yes - you should get an error message if you run a quote on a car with a warranty, I just tried mine:

BMW said:
We have found an existing warranty for your car and would like to discuss what Insured Warranty options are available to you.

T16OLE

Original Poster:

2,946 posts

191 months

Tuesday 27th December 2016
quotequote all
Fox- said:
That right, I get that with the old previous registration, not the current registration

talksthetorque

10,815 posts

135 months

Tuesday 27th December 2016
quotequote all
There you go then. Cheap NI plate and bobs your uncle!

Muddypaws

23 posts

75 months

Monday 23rd April 2018
quotequote all
T16OLE said:
Oh god! Mine have started misting up recently too.

What's the fault?

This warranty cost is certainly a round for the leasing team
Hi mate, im having the same problem of headlights misting on my 640d. Did you manage to sort yours out? What was the issue and cost?

Coley88

Original Poster:

2,946 posts

191 months

Monday 23rd April 2018
quotequote all
Muddypaws said:
Hi mate, im having the same problem of headlights misting on my 640d. Did you manage to sort yours out? What was the issue and cost?
They are vented.

No further issue.

On a further note with the warranty, just had my diff seals, prop donut & lots of bushes done under warranty.

Money well spent in my case, I’ll hopefully never own a car without warranty again.

I’ve probbaly had £12k’s worth of repairs done - just keeps it niggle free



funkyrobot

18,789 posts

228 months

Monday 23rd April 2018
quotequote all
Coley88 said:
Muddypaws said:
Hi mate, im having the same problem of headlights misting on my 640d. Did you manage to sort yours out? What was the issue and cost?
They are vented.

No further issue.

On a further note with the warranty, just had my diff seals, prop donut & lots of bushes done under warranty.

Money well spent in my case, I’ll hopefully never own a car without warranty again.

I’ve probbaly had £12k’s worth of repairs done - just keeps it niggle free
eek

They don't seem to build them very well.

Mr Whippy

29,024 posts

241 months

Monday 23rd April 2018
quotequote all
£12k “worth” of repairs.

Like BMW who replaced entire windscreens on the Z4 to fix rain sensor wipers, £650 “worth” of repair.

Or you could fit a new gel pad for 80p and 30mins of work.


If these warranties were such good value BMW would have gone bust, and BMWs so expensive to fix and so unreliable, they’d be worthless as used cars.

Welshbeef

49,633 posts

198 months

Monday 23rd April 2018
quotequote all
My 2 year AUC warranty ran out 2 years ago.

In that time I have had 1 thing go wrong non service item it was the fan and regulator which blows air in the cabin. £600 so in effect that would be £25pcm for the last two years towards the cost of a warranty

parabolica

6,712 posts

184 months

Tuesday 24th April 2018
quotequote all
funkyrobot said:
Coley88 said:
Muddypaws said:
Hi mate, im having the same problem of headlights misting on my 640d. Did you manage to sort yours out? What was the issue and cost?
They are vented.

No further issue.

On a further note with the warranty, just had my diff seals, prop donut & lots of bushes done under warranty.

Money well spent in my case, I’ll hopefully never own a car without warranty again.

I’ve probbaly had £12k’s worth of repairs done - just keeps it niggle free
eek

They don't seem to build them very well.
Thread piqued my interest as my extended warranty on my 640i is up for renewal but I've had zero issues in the 2 years & 20k of ownership, and as I'm considering selling it soon I wasn't going to renew.

OP; all the work you had done, has it been preventative or a case of "it's already failed so needs repaired"? I'm guessing the latter as preventative probably wouldn't be covered under warranty.