Cashless society ?

Author
Discussion

J4CKO

Original Poster:

41,287 posts

199 months

Saturday 13th April 2019
quotequote all
I seem to be using cash less and less, got paid for a couple of things in cash and am having to remember to use it but suddenly it seems arcane, cumbersome and slow. Having to have enough cash, pockets of change, must be a nuisance for businesses handling cash, and a security risk.

I read a Daily Mail article, I do enjoy the comments, it was about a company that provides cash machines putting up their charges, so lots of comments about greedy banks even though it’s not a bank, load more about the government trying to control and observe every transaction.

I can sort of see the governments angle, they tax us to pay for services and cash allows easy tax evasion for individuals and businesses that deal in cash. Still have a takeaway locally that only takes cash.

So, big brother or convenience?

What do you still use cash for ?

My local now takes cards, though that can leave an audit trail for the wife... the works canteen now takes a cards, most shopping is via the net, groceries paid for by card, fuel paid for by card, meals out paid for by card, maybe give a cash tip.

It’s my parents and her mum that still use cash as doing a bank transfer or Paypal isn’t going to happen.

So cash, basically is the older generations and those not paying as much tax as they perhaps should ?



Welshbeef

49,633 posts

197 months

Saturday 13th April 2019
quotequote all
Taxis here have not yet moved to cashless but are intending to and barely any uber servicing this area.

Buses exact change only

Beggars
Charity in the street
Door knockers
Window cleaners
Many builders etc all love cash in hand

boxst

3,699 posts

144 months

Saturday 13th April 2019
quotequote all
Second hand things via gumtree, drugs and prostitutes are the things I can think of (not what I personally necessarily use cash for :-) ).

From the government side it does enable tracking of revenue from shops to stop 'cash in hand', not that I thought it was much of a problem England. In Italy shops used to be fined for not giving out receipts to try and prevent the same thing.

Squiddly Diddly

22,362 posts

156 months

Saturday 13th April 2019
quotequote all
Try paying for the air pump at a petrol station with your card.



GT03ROB

13,209 posts

220 months

Saturday 13th April 2019
quotequote all
When I come home I probably get 100 quid out of the hole in the wall, in 4 weeks I never need to go back for more.

thebraketester

14,192 posts

137 months

Saturday 13th April 2019
quotequote all
Squiddly Diddly said:
Try paying for the air pump at a petrol station with your card.
It only requires a simple contactless terminal.

I cant wait for cash to disappear personally.

bristolracer

5,528 posts

148 months

Saturday 13th April 2019
quotequote all
Squiddly Diddly said:
Try paying for the air pump at a petrol station with your card.
The motorway ones accept the deeds for your house.

I ran out of washer water on the motorway to be faced with a £2 charge for water.
I used the 17p bottle of mineral water I had in the van instead.

vixen1700

22,669 posts

269 months

Saturday 13th April 2019
quotequote all
Can't remember the last time I used cash for anything to be honest.

soad

32,829 posts

175 months

Saturday 13th April 2019
quotequote all
Erm, those car wash places? And some fast food stores will only accept cash for the lunch deal specials.

craigjm

17,909 posts

199 months

Saturday 13th April 2019
quotequote all
Welshbeef said:
Taxis here have not yet moved to cashless but are intending to and barely any uber servicing this area.

Buses exact change only
In the modern world taxis take cards and so do buses. I can’t renember the last time I used cash unless I’m given done by someone as their share of a meal etc. Most of my friends do a bank transfer on their phone in those situations these days too

rog007

5,748 posts

223 months

Saturday 13th April 2019
quotequote all
Been to places twice in the last 2 weeks we’re it was cash only...because their card system was down.

thebraketester

14,192 posts

137 months

Saturday 13th April 2019
quotequote all
soad said:
Erm, those car wash places? And some fast food stores will only accept cash for the lunch deal specials.
The will have to start paying the correct amount of tax. ;-)

blueg33

35,586 posts

223 months

Saturday 13th April 2019
quotequote all
Squiddly Diddly said:
Try paying for the air pump at a petrol station with your card.
Our local petrol stations have contactless on the air pump

Henners

12,230 posts

193 months

Saturday 13th April 2019
quotequote all
Squiddly Diddly said:
Try paying for the air pump at a petrol station with your card.
Waitrose here is free

Welshbeef

49,633 posts

197 months

Saturday 13th April 2019
quotequote all
When cashless it will remove the two types of builders or Gardner’s or driveway quotes

This price for an invoice or this is the price for cash. ... skip VAT and they don’t pay tax either.

This will really cause issues for those who work for cash in hand

PAULJ5555

3,554 posts

175 months

Saturday 13th April 2019
quotequote all
rog007 said:
Been to places twice in the last 2 weeks we’re it was cash only...because their card system was down.
Maybe thats what they tell you so you pay cash. Did you still get a receipt.

craigjm

17,909 posts

199 months

Saturday 13th April 2019
quotequote all
PAULJ5555 said:
rog007 said:
Been to places twice in the last 2 weeks we’re it was cash only...because their card system was down.
Maybe thats what they tell you so you pay cash. Did you still get a receipt.
Yeah there is one restaurant I know of where they card machine is always “out of order” and another that offers a discount for cash.

Welshbeef

49,633 posts

197 months

Saturday 13th April 2019
quotequote all
I’m not sure what shops or garages do if a customer fills up and then payment system fails and they have no cash.

How do you retract petrol?

Oilchange

8,421 posts

259 months

Saturday 13th April 2019
quotequote all
For me cash is essential. Will always use it (and card of course for certain things) but using card for everything just opens the door for rip offs imo.

Eta dont businesses get stung by credit card transactions, hence card reader out of order situation?

Edited by Oilchange on Saturday 13th April 11:18

Tyre Smoke

23,018 posts

260 months

Saturday 13th April 2019
quotequote all
I run a taxi company. But not like your usual taxi firm. My drivers are employed on an hourly rate, and the cars are mine. We're a bit more of a transport company really.

Only about 5% of our revenue is cash. The rest is card and account. Cash is not king any more.

If you have an owner driver paying radio rent each week, then cash is still king. He doesn't have to declare very much of his income, can top up with benefits, and lose a lot of cash in the weekly shop, fuel, holidays, etc. Obviously not all owner drivers are like that, but it's not for nothing that HMR+C love to inspect taxi offices and tanning studios.