Car was written off category B, but works fine!
Discussion
master cool said:
Is there any way of changing a category placed on a vehicle if it is wrong? Seems like such a waste
I had an accident in 2013 and asked the same as it was a cherished vehicle - the answer was no.Purely out of interest, what kind of market value did they put on it to let you buy it back?
Krikkit said:
master cool said:
Is there any way of changing a category placed on a vehicle if it is wrong? Seems like such a waste
I had an accident in 2013 and asked the same as it was a cherished vehicle - the answer was no.Purely out of interest, what kind of market value did they put on it to let you buy it back?
master cool said:
kambites said:
You might be able to put it through an IVA and get it back on the road on a Q-plate? That way it would essentially become a new car built using second-hand parts.
So it would no longer be classed as a category B?AndyC_123 said:
Surprised you were able to buy it back unless you are licensed as a vehicle dismantler?
You used to be able to get a cat b back on the road - used to see the odd high performance car listed as such.
As far as I am aware, that loophole has now closed.
I was surprised to, every time I spoke to the insurance It was a slightly different story as to wether or not I needed a license! You used to be able to get a cat b back on the road - used to see the odd high performance car listed as such.
As far as I am aware, that loophole has now closed.
I’ve seen there is no legal reason as to why I can’t drive a cat B and that Adrian flux will even insure a cat B vehicle.. however they couldn’t quote on my vehicle!
kambites said:
master cool said:
kambites said:
You might be able to put it through an IVA and get it back on the road on a Q-plate? That way it would essentially become a new car built using second-hand parts.
So it would no longer be classed as a category B?I had a car that was written off due to a flood.
The damage was only to the engine where it sucked up water and hydrolocked. The car still started and drove, very roughly, but an assessor came to view it and it was written off and declated as a CAT D at the time.
I purchased it back, fitted another engine and drove it for another 40k miles without issue.
The damage was only to the engine where it sucked up water and hydrolocked. The car still started and drove, very roughly, but an assessor came to view it and it was written off and declated as a CAT D at the time.
I purchased it back, fitted another engine and drove it for another 40k miles without issue.
master cool said:
Krikkit said:
master cool said:
Is there any way of changing a category placed on a vehicle if it is wrong? Seems like such a waste
I had an accident in 2013 and asked the same as it was a cherished vehicle - the answer was no.Purely out of interest, what kind of market value did they put on it to let you buy it back?
I'd probably just sell it - stick it on eBay with a full description and see what you get, I'd be surprised if you get <£10k for it if it's running and driving properly.
I imagine as you always owned the car you were not actually buying it back, hence no need for a breaker licence.
You could always buy a bare shell from a broken example, repair that using parts of your shell and transfer everything into that shell and legally then use the ID from the broken car if its less written off than a cat b.
You could even IVA the car as it is, with no need for a donor shell, and keep a current reg year, rather than a q as I imagine the ID has not been removed from yours so you can prove the age of the donor (even though its not a donor if that makes sense), it would just not be registered as a BMW.
Value wise though, its a breaker though, as any complete car would be very hard to sell on in the future.
You could always buy a bare shell from a broken example, repair that using parts of your shell and transfer everything into that shell and legally then use the ID from the broken car if its less written off than a cat b.
You could even IVA the car as it is, with no need for a donor shell, and keep a current reg year, rather than a q as I imagine the ID has not been removed from yours so you can prove the age of the donor (even though its not a donor if that makes sense), it would just not be registered as a BMW.
Value wise though, its a breaker though, as any complete car would be very hard to sell on in the future.
Edited by PAUL500 on Tuesday 21st January 10:20
Your best bet currently might be to contact your insurer with a view to appealing the assessor's decision. That said, and with the claim having been settled, I wonder whether that route is now closed.
If you get nowhere with the insurer, perhaps a call to the FOS to discuss options might be worth 10 minutes of your time.
If you get nowhere with the insurer, perhaps a call to the FOS to discuss options might be worth 10 minutes of your time.
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