The Golf R lease thread

[Gazzab]

Gooner11 said:

Are there any good lease deals for R’s at the moment? My Cupra goes back in August and after having use of an R for a while last year I’d love to run one before the new one is released next year.

There were some run out deals on estates 3 months ago. They don’t make 7.5 R’s anymore afaik.

[Gooner11]

Gazzab said:

There were some run out deals on estates 3 months ago. They don’t make 7.5 R’s anymore afaik.

So I’ve recently found out, shame!

[JackReacher]

What were those deals out of interest? I'm considering a nearly new Golf R estate and they are quite expensive down the PCP route, need to negotiate a decent discount.

[PH_77]

JackReacher said:

What were those deals out of interest? I'm considering a nearly new Golf R estate and they are quite expensive down the PCP route, need to negotiate a decent discount.

I think around 350 a month (amortised).

[rich146]

Is leasing a VW group vehicle always funded/maintenance package with VWFS ? Getting mixed messages from a lease deal im enquiring about

Thanks

[anonymous-user]

Just extended mine for a year with Arval £210.00pcm, pretty happy with that.

[Fluid]

PH_77 said:

JackReacher said:

What were those deals out of interest? I'm considering a nearly new Golf R estate and they are quite expensive down the PCP route, need to negotiate a decent discount.

I think around 350 a month (amortised).

Correct. Mine is £353 a month. Mileage is gradually going up, just over 300 miles now.

[maccas99]

Last day that I can drive the Golf R 7.5 estate today, insurance finishes tonight then it will just sit on the drive until VWFS collect it. It's been a solid car with only a faulty infotainment system which was replaced under warranty. A set of front tyres and two services and that's that. I will miss it but then I don't really need a car right now...

[Funk]

Looks like mine'll be going back at the end of July as I've had the news my new car's ready for delivery (they're letting me defer it which is handy). As there'll be a cross-over of a few days between the new arriving and the old going 'off-lease' (I would say 'going back' but I know Arval have a large collection backlog due CV19 etc) what'd be the optimal thing to do with insurance? I can either start a second policy and move the NCD to that one - which I think means I don't lose the time accrued to date on the current policy (can anyone confirm?) - and then cancel the old policy once I pass the end of the lease date I'll agree with Arval or move the current policy to the new car, however this would leave the Arval car uninsured for a few days.

I think I'd rather have the new car on the drive before the old one goes as I'd have no car at if something went awry with the new delivery for some reason. What's the best (and cheapest!) way to handle it do you think?

[Gazzab]

Insurers normally help with 2 cars cover for short periods. Call them?

[Funk]

Gazzab said:

Insurers normally help with 2 cars cover for short periods. Call them?

I would if I could - I'm with Quotemehappy which is...online only. D'oh! I've emailed them to ask the score.

The daft thing is their own new quote through Confused is some £250+ cheaper than the annualised amount if I swap the cars over mid-term (I think it comes in at nearly £800 for the year, vs. £535ish for a full year through Confused. Might work out better to take the new insurance, move the NCD and then cancel the old policy a few days later - there should be a pro-rata refund (I pay in full up front each year). Not sure if I'd lose any accrued NCD doing it that way though?

[Gazzab]

Funk said:

Gazzab said:

Insurers normally help with 2 cars cover for short periods. Call them?

I would if I could - I'm with Quotemehappy which is...online only. D'oh! I've emailed them to ask the score.

The daft thing is their own new quote through Confused is some £250+ cheaper than the annualised amount if I swap the cars over mid-term (I think it comes in at nearly £800 for the year, vs. £535ish for a full year through Confused. Might work out better to take the new insurance, move the NCD and then cancel the old policy a few days later - there should be a pro-rata refund (I pay in full up front each year). Not sure if I'd lose any accrued NCD doing it that way though?

I should know as I headed up Aviva digital change etc until a year ago.

Have you considered using your 14 day cooling off period and just cancel.

[Funk]

Gazzab said:

Funk said:

Gazzab said:

Insurers normally help with 2 cars cover for short periods. Call them?

I would if I could - I'm with Quotemehappy which is...online only. D'oh! I've emailed them to ask the score.

The daft thing is their own new quote through Confused is some £250+ cheaper than the annualised amount if I swap the cars over mid-term (I think it comes in at nearly £800 for the year, vs. £535ish for a full year through Confused. Might work out better to take the new insurance, move the NCD and then cancel the old policy a few days later - there should be a pro-rata refund (I pay in full up front each year). Not sure if I'd lose any accrued NCD doing it that way though?

I should know as I headed up Aviva digital change etc until a year ago.

Have you considered using your 14 day cooling off period and just cancel.

I'm not sure I really understand, apologies if I'm being dim...

The Golf's current policy is with QMH at the mo (was around £550-ish for the year I think) - started end of Nov '19. The new car's coming end of July so my options are:

1) Change the car on the policy to the new one (this results in an uplift to around a premium total of £800 for the year, pro-rated). Leaves the Golf uninsured for a few days (unless QMH will provide any short-term cross-over which I've just emailed them about).

2) Take out a second, new policy through Confused - QMH are cheapest again at £535 for the year, however I don't know if they'll let me take a second comparison site policy alongside the one I already have on the same account. If they do, I would move the NCD from current policy to new policy and then end the original policy early (which should then trigger a pro-rata refund for the unused period to end of Nov '20).

It's frustrating that they'll offer me £535 on a new policy but charge me a total of £800 if I simply change the cars on the policy!

[Gazzab]

Skim read your reply but by 14 day cooling off...surely you could put the new car on your existing policy (and then move at renewal if you want to) and take out a new policy for the old car. Then cancel it within a few days, assuming your new car arrives, using the 14 day cooling off.
As I say - you’d be better off asking yourself current insurer to cover both for a short period. But as you say qmh is online only.

[Gazzab]

Just had my end of lease quote to purchase.
3/18 reg (2.5 year lease to sept 20)
Grey estate
40k miles
£19300
Seems an ok price v’s autotrader. My mileage fine wasn’t too bad as I ‘lost’ most of it with my 6 month extension.

[marcosgt]

Gazzab said:

Just had my end of lease quote to purchase.
3/18 reg (2.5 year lease to sept 20)
Grey estate
40k miles
£19300
Seems an ok price v’s autotrader. My mileage fine wasn’t too bad as I ‘lost’ most of it with my 6 month extension.

Try a counter offer - They took £1000 less than their offer to me.

M

[Gazzab]

marcosgt said:

Gazzab said:

Just had my end of lease quote to purchase.
3/18 reg (2.5 year lease to sept 20)
Grey estate
40k miles
£19300
Seems an ok price v’s autotrader. My mileage fine wasn’t too bad as I ‘lost’ most of it with my 6 month extension.

Try a counter offer - They took £1000 less than their offer to me.

M

Thanks although I suspect I’ll let them keep it. I suspect as we see job losses increase then we might see prices reduce.

[marcosgt]

Gazzab said:

Thanks although I suspect I’ll let them keep it. I suspect as we see job losses increase then we might see prices reduce.

Maybe... There will always be something else to buy

M

[anonymous-user]

Mk8 has 330bhp!

Can't wait.

[vindaloo79]

marcosgt said:

Try a counter offer - They took £1000 less than their offer to me.

M

Did you have to give any strong justification? In the past there was no movement whatsoever with me.