offence ts10 likely insurance increase?

offence ts10 likely insurance increase?

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Discussion

insanojackson

Original Poster:

4,398 posts

178 months

Friday 14th October 2011
quotequote all
My partner who is actually a police officer has just been given 3 points for offence code TS10 running a red light. (which reads bettter than going over a level crossing on red which is what the numpty did) do any of you have any idea how much this is likely to increase her/our car insurance by?

I dont thing 3 points for speeding makes much difference but what about this?

Before this both of out licences were clean.


The red light was on the tyne and wear metro and no danger was caused, it was a combination of being lost, a low sun affecting vison, being blind and stupid that caused her to cock up in this fashion!

Spitfire2

1,693 posts

120 months

Friday 14th October 2011
quotequote all
Well danger was caused in reality - but no accident occurred. I believe this will impact premiums in a similar way to mobile phone offences.

WhoseGeneration

4,090 posts

141 months

Friday 14th October 2011
quotequote all
insanojackson said:
My partner who is actually a police officer has just been given 3 points for offence code TS10 running a red light. (which reads bettter than going over a level crossing on red which is what the numpty did) do any of you have any idea how much this is likely to increase her/our car insurance by?

I dont thing 3 points for speeding makes much difference but what about this?

Before this both of out licences were clean.


The red light was on the tyne and wear metro and no danger was caused, it was a combination of being lost, a low sun affecting vison, being blind and stupid that caused her to cock up in this fashion!
Erm, ring your insurance company and ask, or try a comparison 'site to get an idea.
Btw, a brave post, considering your and your partner's occupation, especially the attempt at mitigation.
Absolute offence, no mitigation, as others have often been told by BIB here, with regard to their offences.


tenohfive

6,180 posts

116 months

Friday 14th October 2011
quotequote all
It's an increase but not a particularly big one. Quick way to tell is if you're registered with Confused.com or somewhere similar run through a couple of quotes - one without the TS10, one with.

N Dentressangle

3,341 posts

156 months

Friday 14th October 2011
quotequote all
As far as I remember, a TS10 which a mate accrued a few years ago (temporary traffic lights, yer honour...) bumped his insurance up by about the same as an SP30.

It wasn't incredibly noticeable - nothing to worry about, IMO.
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ZOLLAR

19,473 posts

107 months

Friday 14th October 2011
quotequote all
I've seen increases of circa £100-£200, similar to CU80.

Although it'll vary per insurer which makes any reply to this thread pointless as it'll also depend on your policy details i.e. address, car, occupation etc.

insanojackson

Original Poster:

4,398 posts

178 months

Friday 14th October 2011
quotequote all
WhoseGeneration said:
Erm, ring your insurance company and ask, or try a comparison 'site to get an idea.
Btw, a brave post, considering your and your partner's occupation, especially the attempt at mitigation.
Absolute offence, no mitigation, as others have often been told by BIB here, with regard to their offences.
It wasnt an attempt at mitigation, she cocked up and we both know that and mitigation is a thing for court, not when you accept a ticket immediately without moaning, questioning or trying to avoid it.

Also mitigation can be used in court for all offences absolute or not.