Low insurance sports cars?
Discussion
I'm thinking of getting my first sports car, but I'm also looking for something that's relatively cheap (for a sports car) to insure, so probably around the current insurance group 25. Basically any cheap RWD 2 seater/coupe will do.
I've come up with so far:
192PS Mazda RX8 - Group 27
Gen1/2 Mazda MX5 - Group 23-26
Toyota MR2 - Group 27
But I haven't had much luck finding anything else, anyone else got any ideas?
I've come up with so far:
192PS Mazda RX8 - Group 27
Gen1/2 Mazda MX5 - Group 23-26
Toyota MR2 - Group 27
But I haven't had much luck finding anything else, anyone else got any ideas?
RS1T said:
Problem with a classic policy is that I'd have to go as a named driver with a parent as the main driver as I wouldn't have a second car...do they even allow that?
NO INSURANCE COMPANIES ALLOW THIS - IT'S CALLED FRONTING AND IS INSURANCE FRAUD.Sorry for shouting, but it's very important. Most insurance companies will allow a classic as the only car (Mine was my only car for a while and it wasn't a problem, even for commuting) but you'll have trouble finding a classic policy under 21 now, as they have tightened up on it a lot.
You'll have to start running quotes. My MR2 Turbo is group 20 (old system) and an import and yet the insurance on that was pretty cheap. Especially when you consider it's such a great sports car too. An MX5 is the obvious answer for a cheap to run, cheap to insure sports car but I prefer MR2s to be fair.
davepoth said:
NO INSURANCE COMPANIES ALLOW THIS - IT'S CALLED FRONTING AND IS INSURANCE FRAUD.
Sorry for shouting, but it's very important. Most insurance companies will allow a classic as the only car (Mine was my only car for a while and it wasn't a problem, even for commuting) but you'll have trouble finding a classic policy under 21 now, as they have tightened up on it a lot.
I never said I would be the main driver. It's only fronting if the policy holder rarely or never drives the car, which almost certainly wouldn't be the case as my father is a keen car nut as well.Sorry for shouting, but it's very important. Most insurance companies will allow a classic as the only car (Mine was my only car for a while and it wasn't a problem, even for commuting) but you'll have trouble finding a classic policy under 21 now, as they have tightened up on it a lot.
I'm still not really getting any conclusive answers on whether it would be possible to be a named driver on classic car insurance, although if anyone knows any insurance firms that let you insure a classic when it's your only vehicle that would be much appreciated.
RS1T said:
I never said I would be the main driver. It's only fronting if the policy holder rarely or never drives the car, which almost certainly wouldn't be the case as my father is a keen car nut as well.
It actually doesn't make any difference who the policy holder is; "fronting" is simply where you lie about who will use the car most. Lancaster were the last company I used to insure my MGB as an only car.
19 years old, hey? You didn't post on here a few days ago about getting insurance on an R8 did you? 
As others have said, try specialist classic insurance companies. I currently drive a modded 5-litre Chimaera for £300/year, but I am 30. At 19, expect some high quotes!
I hope you find something decent. I would look at Mk1 MX5s!
As others have said, try specialist classic insurance companies. I currently drive a modded 5-litre Chimaera for £300/year, but I am 30. At 19, expect some high quotes!
I hope you find something decent. I would look at Mk1 MX5s!
I maybe slightly bias, but i recommend a non-turbo Mk2 MR2. The price of these have really come down recently, and you can pick up some real bargains.
As for insurance, they're very reasonable. I bought mine at 18 - first year of insurance was £1600, at 19 it was about £1100 and now i'm 20 it's £700. This is all with Admiral, with all modifications declared.
As for insurance, they're very reasonable. I bought mine at 18 - first year of insurance was £1600, at 19 it was about £1100 and now i'm 20 it's £700. This is all with Admiral, with all modifications declared.
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