Best place to put £50-100k?

[roadsweeper]

If a company has £50-100k in cash and is looking to put it somewhere to maximise return what are its options? At the moment, they're aware of 'high' interest business savings accounts with either instant or x-day access or bonds, but are there other options it should investigate and what are the associated pros/cons and risks?

Thanks in advance.

[R11ysf]

What risk appetite do you have? On deposit I get something like 1.5% with a Natwest high interest account, but in reality it is sod all. Instead I take 25% and invest it to obtain a better (10-12%) return thereby achieving 2.5-3% on the overall sum.

[Ash 996 GT2]

er, in my bank, have pmed my account details

[elster]

A friend was in a similar position with a slightly larger amount and has invested in the phillipines in hotel rooms that has given him a guaranteed 6% for 5 years. The past 2 years he received slightly over that.

You do risk further competition at a later date, but with reputable brands not often a big problem.

The suggestion is not to invest in a hotel room as he did, but possibly look further afield to countries with good consistent growth.

[roadsweeper]

R11ysf said:

What risk appetite do you have? On deposit I get something like 1.5% with a Natwest high interest account, but in reality it is sod all. Instead I take 25% and invest it to obtain a better (10-12%) return thereby achieving 2.5-3% on the overall sum.

That's an interesting approach similar to pension risk profiles I suppose; thanks for the input.

[roadsweeper]

Ash 996 GT2 said:

er, in my bank, have pmed my account details

Given your car history you clearly have no need for it!

[roadsweeper]

elster said:

A friend was in a similar position with a slightly larger amount and has invested in the phillipines in hotel rooms that has given him a guaranteed 6% for 5 years. The past 2 years he received slightly over that.

You do risk further competition at a later date, but with reputable brands not often a big problem.

The suggestion is not to invest in a hotel room as he did, but possibly look further afield to countries with good consistent growth.

Thanks, interesting. Do you know how he found out about/accessed the opportunity?

[elster]

roadsweeper said:

elster said:

A friend was in a similar position with a slightly larger amount and has invested in the phillipines in hotel rooms that has given him a guaranteed 6% for 5 years. The past 2 years he received slightly over that.

You do risk further competition at a later date, but with reputable brands not often a big problem.

The suggestion is not to invest in a hotel room as he did, but possibly look further afield to countries with good consistent growth.

Thanks, interesting. Do you know how he found out about/accessed the opportunity?

I have absolutely no idea, but I can email him and ask.

[SB100]

A client of mine has a bridging fund, offering 9% coupon per annum, with a debenture and share charge over assets bridged. Message me if interested.

[cerberaperv]

We offer 10% to our JV cash investors. Investment secured by way of first charge on property(s).

Email me for further info if required [e-mail]

[rog007]

Assume that the business needs no further investment in order to grow to improve profitability?

[noble3r]

Buy shares in US oil & Gas!!

That one is for free :-)

[src1971]

I've put a bit into structured finance products recently. Latest offer I've seen is 11.5% pa if the FTSE in 6 yrs time (or any intervening anniversary of the investment) is at least 90% of the level that it is today.

Capital only at risk if FTSE drops >50% in value over that time and ends the 6 yrs lower than 90% of today's level. Then is pro-rata so if FTSE ends up at 80% of today's value you get back 80% of the capital.