multi car policies - are they cheaper?

[RC944]

Do they usually work in terms of bring down the combined premia of the cars covered as compared to to getting 2 separate policies... i can see its convenient but not sure whether it saves me money?

[S2Mike]

Beware of the one thing I missed, they combine the policies which sounds cheaper, then try to sidetrack you selling breakdown insurance or whatever, so you miss the fact that they make the policies all end on the same day. So one of your insurance covers may not be for a full 12 months. In my case the one policy was due in March but the other was not due until April, but both became due March, therefore 1 month short, do the maths and we saved very little. This was Admiral, they may not all be the same but I feel foolish for missing this.

[Alucidnation]

I tried the multi car policies, and found it cheaper to shop around and use different insurance companies.

[pjdow]

I went multi car and my insurance went from £4250 down to £1600, for 3 cars. I recently added another and they increased the premium by £120 per annum.

Yes, the additional car is a shed!

That was through a broker.