HELP - buying a uninsured & SORN car and drive it away ?
Discussion
Hi, please help. Google is not helpful.
How to buy a uninsured SORN car and drive it away the same day?
idea 1: at the spot, get insurance cover over the phone/internet, print it out, bring it with the V5 to the post office, get it taxed then drive it away.
idea 2: at the spot, get insurance cover over the phone/internet, then buy road tax online using previous owner's documents, hoping that the insurance database has been updated instantly. Then ask previous owner to mail you the disc when he receives it
idea 3: just bring the V5 to the post office with the owner and see if we can tax it. Once tax is sorted it's easy to get insurance.
idea 4: impossible. DVLA sucks.
Thanks in advance guys
How to buy a uninsured SORN car and drive it away the same day?
idea 1: at the spot, get insurance cover over the phone/internet, print it out, bring it with the V5 to the post office, get it taxed then drive it away.
idea 2: at the spot, get insurance cover over the phone/internet, then buy road tax online using previous owner's documents, hoping that the insurance database has been updated instantly. Then ask previous owner to mail you the disc when he receives it
idea 3: just bring the V5 to the post office with the owner and see if we can tax it. Once tax is sorted it's easy to get insurance.
idea 4: impossible. DVLA sucks.
Thanks in advance guys
illmonkey said:
You no longer need a cover note for tax at a post office.
Go with the seller to the PO, buy the tax with the V5 and MOT, pay for car and drive home. (insurance sorted over the phone). You can also tax a car on the new keepers slip and MOT too. I've done it.
Thank you. Just came back from the post office and she asked me to ring DVLA to ask instead - if the car iS UNINSURED & SORN, can we still buy tax disc at the PO with only the V5 and MOT? My doubts are if their system at the PO will decline it if car is uninsured?Go with the seller to the PO, buy the tax with the V5 and MOT, pay for car and drive home. (insurance sorted over the phone). You can also tax a car on the new keepers slip and MOT too. I've done it.
Get insurance quote for car tee'd up.
Once bought call to confirm, and get certificate emailed and printed there.
Take this and the green slip (not whole V5) along with its MOT (assuming it has one - if not, its trailer time - or straight to an MOT station) then to post office to get it taxed.
Robert is very much your mothers brother. Car.
Once bought call to confirm, and get certificate emailed and printed there.
Take this and the green slip (not whole V5) along with its MOT (assuming it has one - if not, its trailer time - or straight to an MOT station) then to post office to get it taxed.
Robert is very much your mothers brother. Car.
7s2000 said:
illmonkey said:
You no longer need a cover note for tax at a post office.
Go with the seller to the PO, buy the tax with the V5 and MOT, pay for car and drive home. (insurance sorted over the phone). You can also tax a car on the new keepers slip and MOT too. I've done it.
Thank you. Just came back from the post office and she asked me to ring DVLA to ask instead - if the car iS UNINSURED & SORN, can we still buy tax disc at the PO with only the V5 and MOT? My doubts are if their system at the PO will decline it if car is uninsured?Go with the seller to the PO, buy the tax with the V5 and MOT, pay for car and drive home. (insurance sorted over the phone). You can also tax a car on the new keepers slip and MOT too. I've done it.
Why'd it not be insured at the point of taxing it?
IMHO there's the absolutely right and legal way to do things, and the way most people do things.
Personally I wouldn't buy a car without at least a short test drive, but if that's not possible - caveat emptor.
Typically I'll put the details though go-compare or the like and chose my potential insurer, and make sure I've got the details on me / on my smart phone when the day comes - if I buy the car, I hit the 'buy now' button whilst I'm still sat on the drive and make sure it's insured - then drive it home and tax it within a few days - if you don't span a month-end before you tax it then the DVLA / Revenue hasn't lost out.
There is a small fine for not having a Tax Disc, there is a small fine for not having an MOT (having an un road worthy car is another matter) it's not having valid insurance that means big fines and a minimum of 6 points - it's also the main thing the Police really care about, in my experience they don't give a monkeys about RFL if you're otherwise legal as they're not revenue collectors for the government and fines are automatic anyway.
If you ask the Police / DVLA about it they'll obviously tell you, you need he holy trinity of MOT, Tax and Insurance, but
Personally I wouldn't buy a car without at least a short test drive, but if that's not possible - caveat emptor.
Typically I'll put the details though go-compare or the like and chose my potential insurer, and make sure I've got the details on me / on my smart phone when the day comes - if I buy the car, I hit the 'buy now' button whilst I'm still sat on the drive and make sure it's insured - then drive it home and tax it within a few days - if you don't span a month-end before you tax it then the DVLA / Revenue hasn't lost out.
There is a small fine for not having a Tax Disc, there is a small fine for not having an MOT (having an un road worthy car is another matter) it's not having valid insurance that means big fines and a minimum of 6 points - it's also the main thing the Police really care about, in my experience they don't give a monkeys about RFL if you're otherwise legal as they're not revenue collectors for the government and fines are automatic anyway.
If you ask the Police / DVLA about it they'll obviously tell you, you need he holy trinity of MOT, Tax and Insurance, but
SS2. said:
illmonkey said:
Displaying a tax disc or actually having tax? What if he's spotted by ANPR?
Whilst valid, it's a moot point - the exemption applies only if a new disc has been applied for.Best just ignore me, it's already been a long day..
SS2. said:
A change of keeper triggers a 14 day period of grace from displaying a tax disc.
Seriously? I've bought and sold many cars but the tax disc has never been affected in any way.The only exemption I know is where a new tax disc has been applied for online and you get 14 days grace for displaying it. This appl;ies on tax disc renewals but I don't know if it applies when a car is being first registered or taken off SORN. Do dealers ever send out cars without tax discs?
jgtv said:
I would insure it over the phone then tax it online using the reference from the V5 and other documents, no physical tax disc but will show up as you having done what you need to do.
Or is that to straight forward and I am missing something.
Missing the fact the tax disc will be sent to the previous registered keeper.Or is that to straight forward and I am missing something.
Ozzie Osmond said:
SS2. said:
A change of keeper triggers a 14 day period of grace from displaying a tax disc.
Seriously? I've bought and sold many cars but the tax disc has never been affected in any way.The only exemption I know is where a new tax disc has been applied for online and you get 14 days grace for displaying it. This appl;ies on tax disc renewals but I don't know if it applies when a car is being first registered or taken off SORN. Do dealers ever send out cars without tax discs?
Gassing Station | General Gassing | Top of Page | What's New | My Stuff