Classic Car Insurance For a 17 Year Old?
Discussion
Searider said:
I think that "Classic car" insurance is generally for second or third cars:
Limited mileage
No commuting to work / school
Generally no NCB attached to the policy - insurers recognising that it will be a second car.
That's how it was with my Landrovers and kit cars.
My main car is on a classic policy, and my other car is in bits on a lay up policy, so it's not a hard and fast rule...Limited mileage
No commuting to work / school
Generally no NCB attached to the policy - insurers recognising that it will be a second car.
That's how it was with my Landrovers and kit cars.
Synchromesh said:
Yes.
Try Peter James, Footman James and Adrian flux.
If you get no luck go onto TMF (if you're not already a member) and ask there.
Hello, We couldn't insure you under a classic policy but you definitely have the cheapest car to insure for young drivers so that was a good choice. If you are still after a quote on a young driver scheme you can pm me your details. Try Peter James, Footman James and Adrian flux.
If you get no luck go onto TMF (if you're not already a member) and ask there.
Hello OP,
I am in the same boat as you at the moment (17next month). I am also looking for a classic car and only know of 2 insurance companies that can give a classic policy (both mentioned here, Footman James and Peter James). I have contacted both and so far only got a reply back from Peter James (to be fair, I sent an email at 1615 today so not really expecting a reply today).
I asked what types of car they would insure along with terms (mileage etc etc). Here is the reply from Peter James:
43034.
I am in the same boat as you at the moment (17next month). I am also looking for a classic car and only know of 2 insurance companies that can give a classic policy (both mentioned here, Footman James and Peter James). I have contacted both and so far only got a reply back from Peter James (to be fair, I sent an email at 1615 today so not really expecting a reply today).
I asked what types of car they would insure along with terms (mileage etc etc). Here is the reply from Peter James:
Peter James said:
Dear Mr -----,
ThankYou for your email in regards to classic car insurance.
As per our rating criteria you must hold a full UK licence and be a member of a car club.
The types of vehicle's we will insure young drivers on are saloon type vehicles with an engine size smaller than 1300cc.
For example :
Ford Anglia
Triumph Herald
Morris Minor
Austin Mini
The Mileage options would be:
1500
3000
4500
6000
Unlimited
Commuting to a single place of work will not make any difference in premium
If you would like to go through a full quotation over the phone we will be able to look into a premium for you.
Many Thanks
Peter James Insurance
I hope this clears it up (it has for me!) and I shall post a reply from Footman James as and when I get it!ThankYou for your email in regards to classic car insurance.
As per our rating criteria you must hold a full UK licence and be a member of a car club.
The types of vehicle's we will insure young drivers on are saloon type vehicles with an engine size smaller than 1300cc.
For example :
Ford Anglia
Triumph Herald
Morris Minor
Austin Mini
The Mileage options would be:
1500
3000
4500
6000
Unlimited
Commuting to a single place of work will not make any difference in premium
If you would like to go through a full quotation over the phone we will be able to look into a premium for you.
Many Thanks
Peter James Insurance
43034.
jazzybee said:
My fear (for my son who is about to turn 17 later this year) is the crash protectkon of an old car. I would be happier if I could get him a mini with a rollcage fitted, but I fear that would increase premiums. Anyone know if that is the case?
As far as I know it does increase the premium by a substantial amount, but I don't have personal experience on which to base that.When I was 17 I drove a Mini and a Triumph Herald and never worried about crash protection. When my younger daughter came to 17 she got a Mini and I never worried about crash protection. My elder daughter currently drives a Mini and I don't worry about crash protection. I hope that isn't tempting fate, but provided they drive sensibly then a Mini has better ability to get out of the way than many other cars, primary safety is very important in my view.
jazzybee said:
My fear (for my son who is about to turn 17 later this year) is the crash protectkon of an old car. I would be happier if I could get him a mini with a rollcage fitted, but I fear that would increase premiums. Anyone know if that is the case?
How about something a bit bigger, like a Viva, or a Herald, or an Austin 1100/1300?Still keeps within the "saloon cars under 1300cc" criteria mentioned above.
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