Insurance question

[Partyvan]

I'm a named driver on my other half's car insurance.

If I hit somebody in her car and was at fault, who's no claims bonus would suffer, and who's premium would go up?

Hers on her policy, or mine on mine?

[Alex Z]

Hers will take the claim and loss of ncb. Your insurance will also likely rise as you’ve been in an accident.

[Partyvan]

Thanks

I'm assuming my NCB will remain intact as I haven't made a claim on my insurance?

[Aretnap]

Partyvan said:

Thanks

I'm assuming my NCB will remain intact as I haven't made a claim on my insurance?

Correct.