When you go to reclaim your uninsured car

[over_the_hill]

make sure the car you go in is insured

https://www.bbc.co.uk/news/uk-england-manchester-4...

[Countdown]

Comedy Gold

[PhilboSE]

Police tweets are also suggesting that at least one of the cars is hired...which adds an extra special element of stupid.

[mygoldfishbowl]

Two lots of six points so he'll be looking at a ban surely.

[S16KBW]

The fact the tweet states 'It is now going to join his other car' suggests that he also didn't have the appropriate insurance to collect the other car he came for in the first place, double fail there

[joropug]

On an old motorway cops or similar, a family got pulled over for no insurance. Looked to be innocent, Sunday, new car, police couldn't validate insurance.

A do gooder pulled over for the cameras and offered to give them a lift home in a Merc ML. She got stopped for no insurance too and claimed she had never had insurance, not realising it 'doesnt come with your driving license'

Tried to dig out a video. True classic.

[KungFuPanda]

Say for example I had a properly insured car and let someone borrow it. The person who borrowed it assured me they were insured fully comp and showed me the certificate with DOC cover on it.

I let them borrow it and unbeknownst to me, they had cancelled that policy. The police stop them and impound the vehicle.

Can I just turn up and collect the car from the pound given it is properly insured under my ownership?

Edited by KungFuPanda on Friday 5th July 17:00

[over_the_hill]

KungFuPanda said:

Say for example I had a properly insured car and let someone borrow it. The person who borrowed it assured me they were insured fully comp and showed me the certificate with DOC cover on it.

I let them borrow it and unbeknownst to me, they had cancelled that policy. The police stop them and impound the vehicle.

Can I just turn up and collect the car from the pound given it is properly insured under my ownership?

Edited by KungFuPanda on Friday 5th July 17:00

Yes but note

There may be charges to pay - In which case see your mate (or likely ex-mate) for repayment.

Police may question you to assure themselves that you did genuinely believe the person to be insured. Otherwise you yourself could be liable to charges by letting someone you knew to be uninsured drive the vehicle.

[The Mad Monk]

KungFuPanda said:

Say for example I had a properly insured car and let someone borrow it. The person who borrowed it assured me they were insured fully comp and showed me the certificate with DOC cover on it.

I let them borrow it and unbeknownst to me, they had cancelled that policy. The police stop them and impound the vehicle.

Can I just turn up and collect the car from the pound given it is properly insured under my ownership?

Edited by KungFuPanda on Friday 5th July 17:00

The police would probably lock you up for using the word 'unbeknownst' in public.

[Countdown]

Would a mate with a “Trader” policy be able to go down to the compound and release both cars?

Or can it only be the registered owner?

[spikeyhead]

The insurance policy needs to be for that car, you can't just use a trade policy

[Chuffedmonkey]

spikeyhead said:

The insurance policy needs to be for that car, you can't just use a trade policy

What if you said you had sold it too them? In my past experience dealers do not register vehicles to avoid extra owners on the V5?

[CastroSays]

The Mad Monk said:

KungFuPanda said:

Say for example I had a properly insured car and let someone borrow it. The person who borrowed it assured me they were insured fully comp and showed me the certificate with DOC cover on it.

I let them borrow it and unbeknownst to me, they had cancelled that policy. The police stop them and impound the vehicle.

Can I just turn up and collect the car from the pound given it is properly insured under my ownership?

Edited by KungFuPanda on Friday 5th July 17:00

The police would probably lock you up for using the word 'unbeknownst' in public.

Nah - Officer Dribble would just be confused and not know what the hell you were talking about.

[4rephill]

Countdown said:

Would a mate with a “Trader” policy be able to go down to the compound and release both cars?

Or can it only be the registered owner?

Surely most, if not all, "trader's" insurance policies only cover vehicles owned by, or registered to, the trader for private use, and vehicles that are not owned by, or registered to, the trader, that are being used for trade purposes only (such as delivering/collecting cars for stock, test drives, driving a customers car in relation to the traders business etc., etc., etc.), and not to enable the trader to collect his mates cars from impound yards, or to take any car they feel like for a non-trade related joy ride, shopping trip, holiday etc., etc., etc?

That being the case, the police aren't going to release the impounded cars to a trader mate.

(One of the things I noted on my insurance policy [ not a trade policy ], is that it specifically excludes being used to recover cars impounded for no insurance)

[Brads67]

I collected an impounded car last year on my 3rd party extension. Confirmed with them before trying it.

Insewerance companies are well known fro trying to screw extra money from folk for "recovery insewerance"

Turning up in an uninsured car is stupid to the extreme mind.

[Countdown]

Brads67 said:

I collected an impounded car last year on my 3rd party extension. Confirmed with them before trying it.

Insewerance companies are well known fro trying to screw extra money from folk for "recovery insewerance"

Turning up in an uninsured car is stupid to the extreme mind.

Link below suggests that

(I) only the owner can collect the vehicle, except for exceptional circumstances
(Ii) The vehicle itself needs a valid insurance policy (this makes sense otherwise every scrote and his dog would get somebody with DOC cover to get their car released)

https://www.met.police.uk/advice/advice-and-inform...

Which police force impounded your mate’s vehicle?

[The Mad Monk]

Brads67 said:

I collected an impounded car last year on my 3rd party extension. Confirmed with them before trying it.

Insewerance companies are well known fro trying to screw extra money from folk for "recovery insewerance"

Turning up in an uninsured car is stupid to the extreme mind.

Misspelling 'insurance' in such a childish manner is stupid to the extreme.

[Marvib]

The Mad Monk said:

Brads67 said:

I collected an impounded car last year on my 3rd party extension. Confirmed with them before trying it.

Insewerance companies are well known fro trying to screw extra money from folk for "recovery insewerance"

Turning up in an uninsured car is stupid to the extreme mind.

Misspelling 'insurance' in such a childish manner is stupid to the extreme.

He's probably a Terry Pratchett fan.

[CanAm]

Marvib said:

The Mad Monk said:

Brads67 said:

I collected an impounded car last year on my 3rd party extension. Confirmed with them before trying it.

Insewerance companies are well known fro trying to screw extra money from folk for "recovery insewerance"

Turning up in an uninsured car is stupid to the extreme mind.

Misspelling 'insurance' in such a childish manner is stupid to the extreme.

He's probably a Terry Pratchett fan.

If he was he'd know it was
Inn-Sewer-Ants. Just a joker I suspect.

[Brads67]

Countdown said:

Link below suggests that

(I) only the owner can collect the vehicle, except for exceptional circumstances
(Ii) The vehicle itself needs a valid insurance policy (this makes sense otherwise every scrote and his dog would get somebody with DOC cover to get their car released)

https://www.met.police.uk/advice/advice-and-inform...

Which police force impounded your mate’s vehicle?

Police Scotland and yes it can be collected by anyone with cover that allows it, including a 3rd party extension.

Spelling is a nod to Terry albeit not exact, that mixed with a hatred for the industry.